Wrangler,,
What are you looking for ?? I do everything that someone on that list does, and more, and I’m local.

You cannot shop rates. It doesn’t work, but it’s what most people do.
You find someone that you trust to do their best job for you, not someone who lies to you about the lowest rates, that you don’t qualify for, to get you started and then starts jerking you around.

You need your options explained to you so you understand what they are, so you can make a decision that is right for you.

There are honest real estate agents on this board that I am sure have lost out on listings because they told the seller the truth about what their house was worth.
A liar got the listing with a higher value and ended up selling it for less than the truth.
I have lost loans because I have told people the truth too.

Many people falsely believe that they know how to get the best deal, and often just get screwed, esp when buying a car.

Nobody can promise you the cheapest price on earth for anything. Nobody is going to get a loan for free, regardless of what they are told. Higher rates and monthly payments come with free loans. The cost is built in.
That does make sense for some people.

I am upfront with my quotes, and hopefully can get you qualified to close, at a fair fee.
I provide a service. It isn’t rocket science.

If anyone wants to comment on Lending Tree experiences, be my guest.