Ray– I don’t mean this antagonistically and it’s also personal, so please don’t answer unless you want to, but does the situation you describe apply to you? That is, did you first try to buy in 1999 and you were unable to or didn’t for some reason?

If so, then I can understand more of where you’re coming from with regard to timing. If not, that’s okay too. I don’t always use examples that apply directly to my life experience. Just curious.