We try to pay off our MR with an address at CV but the answer we got today was that we can’t prepaid. It was a 30 yr bond with a mature year in 2033 and potential extension into 2043. We want to pay off now since we plan to stay here forever. Very unhappy with how the bond was structured.

Early retirement- you seems to know a lot about MR payoff. Could we contact you to get some advice?