I am under-performing comparing to the market because I was very conservative in asset allocation last year. Part of it was forced because I have cash sitting in my account earning nothing (well, to say fairly, it earned some miles for me sitting there) because I have a pending short sale for 7+ months. But part of it was voluntary because I was worried about China slow down, emerging market as well Europe.
That said, in overall asset allocation, if I can close on the house on Dec 31st, I might slightly come ahead of the S&P benchmark because I believe the value of the property has increased in the past few months by looking at the very recent comps nearby. But now it all depends on when the bank would table the fund. Escrow office is also super busy because they have more than 10 sellers who want to close today or next Monday to avoid the tax relief act expiration. So we will see…