[quote=GH] . . . Regular things like prescriptions, doctors visits, tests etc, should be paid for by individuals. The whole thing should work a lot more like car insurance, where the insurance company only gets involved where a big problem is involved, not for day to day needs.[/quote]
Absolutely, GH! But there are a LOT of people who think they need to make a dr. appt. for everyone in their family for a hangnail or the common cold. These are the ones “clogging the system” with low co-pays and a lot of time on their hands.
