Solman – I live in a gated community in Carmel Valley in Pacific Highlands Ranch in a home recently appraised at $ 2 Million. I bought my house late in 2003 for just over $ 1 Million.

My HOA fee is less than $ 100 per month and my MR is $ 245 per month, a far cry from the $ 600 per month you state exists in PHR for their more expensive homes.

I am curious as to where you are getting your figures (what development provided that data?) Please enlighten me as to where HOA and MR fees combined are $ 600 per month in Pacific Highlands Ranch.