I did break out whether it’s the valley or the hills, you just can’t see that because I can’t get the spreadsheet to show. I still need to know how to get the Excel format into the post here!

I know the Ventana homes don’t fit into the hills. They should be grouped into the valley. I left them in the hills because that’s technically where they are.

A fact here – we were the first to reserve Ventana lot XX, Phase 2 on Frogs Leap. I couldn’t get my husband to accept the housing bubble and he persuaded (pleaded, begged?) me to sign the contract and plop down a $50,000 deposit. I finally stood my ground and got us out of the Ventana contract, with complete deposit return. That house now has an NOD and it was 100% financing, so you can expect another REO in Ventana. BTW, there are a couple of others over there that are close to NOT status. I’m always scouring the MLS for NOD’s here in Morgan Hill. The Frogs Leap link you provided is not NOD (yet) but the sellers (they are agents also) think it’s 2005 and they should get the purchase price plus upgrade $ out. That house is beautiful though.

Another fact – I didn’t want to buy in 2005 at all, not here in Morgan Hill and not anywhere, but we did and here we are. Oh well, you compromise in marriage and finally, my DH accepted the bubble in late 2005 when I started peppering him with blog postings and a Morgan spreadsheet that showed the amount owed and the asking price. I think it was the columns “short sale?” and “100% financing” that finally got his attention.