I agree with jpinpb. At this point it is a stand off. As for all the other suggestions about how qualified we are, etc…we are already preapproved with their lender…have more than enough in cash, assets, income, etc to qualify for a loan, the point is that SELLERS, whether it is a builder or a resell, have not reached the same conclusion that may on this board have….that real estate in San Diego is only declining in value….We have already decided that we WILL not buy unless we see more price drops.