Next, contribute into your company’s 401k if the company matches their contribution, but only up to the point of the match. Finally, contribute to a Roth IRA (if you qualify), or a nondeductible IRA if you don’t qualify for the Roth, so you can take advantage of the Roth conversion possibility in 2010. [EDIT – Sentence missing here] However, before putting money toward any of the investments above, you MUST pay off any and all credit card debt you have. Getting out of debt is the most important priority before investing for retirement.

She left out one additional sentence. Is should read as follows in the place noted above …
Once you have put into the 401K to the match, and maxed out your Roth IRA, if you have additional leeway, add the additional funds to your 401K up to the maximum.