Home › Forums › Financial Markets/Economics › self directed 401k
- This topic has 10 replies, 2 voices, and was last updated 16 years, 10 months ago by
drunkle.
-
AuthorPosts
-
January 27, 2008 at 10:44 PM #11649January 28, 2008 at 6:54 AM #143816
Dougie944
ParticipantMandatory withdrawals out of a 401k start on the year you turn 71.5. I am not sure how that plays out if all your cash was tied up in a piece of real estate. I would guess that you are not immune to this law and you better have some liquid reserves to withdrawal.
In a self directed 401k, I understand that you must be able to purchase the property without additional financing.
With the current housing and looming commercial property problems, I think this would be a horrible investment at the moment.
I don’t see how starting a self directed 401k would affect your tax basis. Am I missing something?
January 28, 2008 at 6:54 AM #144052ParticipantMandatory withdrawals out of a 401k start on the year you turn 71.5. I am not sure how that plays out if all your cash was tied up in a piece of real estate. I would guess that you are not immune to this law and you better have some liquid reserves to withdrawal.
In a self directed 401k, I understand that you must be able to purchase the property without additional financing.
With the current housing and looming commercial property problems, I think this would be a horrible investment at the moment.
I don’t see how starting a self directed 401k would affect your tax basis. Am I missing something?
January 28, 2008 at 6:54 AM #144058ParticipantMandatory withdrawals out of a 401k start on the year you turn 71.5. I am not sure how that plays out if all your cash was tied up in a piece of real estate. I would guess that you are not immune to this law and you better have some liquid reserves to withdrawal.
In a self directed 401k, I understand that you must be able to purchase the property without additional financing.
With the current housing and looming commercial property problems, I think this would be a horrible investment at the moment.
I don’t see how starting a self directed 401k would affect your tax basis. Am I missing something?
January 28, 2008 at 6:54 AM #144085ParticipantMandatory withdrawals out of a 401k start on the year you turn 71.5. I am not sure how that plays out if all your cash was tied up in a piece of real estate. I would guess that you are not immune to this law and you better have some liquid reserves to withdrawal.
In a self directed 401k, I understand that you must be able to purchase the property without additional financing.
With the current housing and looming commercial property problems, I think this would be a horrible investment at the moment.
I don’t see how starting a self directed 401k would affect your tax basis. Am I missing something?
January 28, 2008 at 6:54 AM #144152ParticipantMandatory withdrawals out of a 401k start on the year you turn 71.5. I am not sure how that plays out if all your cash was tied up in a piece of real estate. I would guess that you are not immune to this law and you better have some liquid reserves to withdrawal.
In a self directed 401k, I understand that you must be able to purchase the property without additional financing.
With the current housing and looming commercial property problems, I think this would be a horrible investment at the moment.
I don’t see how starting a self directed 401k would affect your tax basis. Am I missing something?
January 28, 2008 at 9:08 AM #143871drunkle
Participantnumber 4 from:
http://www.nafep.com/onek/self_directed_401k_public.htm
you can get outside financing…
my thinking was to use the 401 to buy re in stable markets that dont have the boom/bust appreciation cycles of markets like california. in that way, keep the asset value of the portfolio low (lower than say 10% appreciation in ideal s&p) while still generating income via rental…
cash investments would be done through a roth…
January 28, 2008 at 9:08 AM #144108Participantnumber 4 from:
http://www.nafep.com/onek/self_directed_401k_public.htm
you can get outside financing…
my thinking was to use the 401 to buy re in stable markets that dont have the boom/bust appreciation cycles of markets like california. in that way, keep the asset value of the portfolio low (lower than say 10% appreciation in ideal s&p) while still generating income via rental…
cash investments would be done through a roth…
January 28, 2008 at 9:08 AM #144114Participantnumber 4 from:
http://www.nafep.com/onek/self_directed_401k_public.htm
you can get outside financing…
my thinking was to use the 401 to buy re in stable markets that dont have the boom/bust appreciation cycles of markets like california. in that way, keep the asset value of the portfolio low (lower than say 10% appreciation in ideal s&p) while still generating income via rental…
cash investments would be done through a roth…
January 28, 2008 at 9:08 AM #144140Participantnumber 4 from:
http://www.nafep.com/onek/self_directed_401k_public.htm
you can get outside financing…
my thinking was to use the 401 to buy re in stable markets that dont have the boom/bust appreciation cycles of markets like california. in that way, keep the asset value of the portfolio low (lower than say 10% appreciation in ideal s&p) while still generating income via rental…
cash investments would be done through a roth…
January 28, 2008 at 9:08 AM #144207Participantnumber 4 from:
http://www.nafep.com/onek/self_directed_401k_public.htm
you can get outside financing…
my thinking was to use the 401 to buy re in stable markets that dont have the boom/bust appreciation cycles of markets like california. in that way, keep the asset value of the portfolio low (lower than say 10% appreciation in ideal s&p) while still generating income via rental…
cash investments would be done through a roth…
-
AuthorPosts
- You must be logged in to reply to this topic.