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LOL Well I dont have a boat or extra cars so I hope my house doesnt go down another 500k or I’ll have to buy some of that stuff with my credit cards (which have no balance) so I can sell them to pay my mortgage. Oh wait, I have plenty of money because I am not a MORON who buys stuff I cant afford. Gee, give me a break, what a story. Really sums it up why we are in this mess to start with.
Unbelievable. Unless she sold a kiddy inflatable pool and extra Hot Wheels how could she not be able to make the increased payments even if only for right now? If she still can’t swing it after doing that, then hell yes get a roommate! Get a second job! What did she expect them to say? Don’t worry about it; we will make an exception for you?
She may be done talking, but she isn’t done with dealing with this problem.
She may be done talking, but she isn’t done with dealing with this problem.
Exactly.
There was a thread a couple of months back where I posted about a friend who was contacted by his bank about loan re-structuring before his teaser rate arm,which he cash out refied into, was to adjust. He had not missed or been late on any payments. The bank was Chase and the deal is finished. He was given a fixed for 30 years at about 6.5%.
Hopefully things will work out for them. He and his wife used the money from the refi to pay cash for place in South America they hope to retire to.