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January 19, 2012 at 11:05 AM in reply to: OT- CONTEST!!! Guess public sector household earnings #736404zzzParticipant
[quote=CA renter]Public employees tend to be the most qualified employees in their respective fields. Of course they expect to be compensated for it.
That being said, most public employees are exceptionally good workers, and are very dilligent when it comes to their jobs.
In the fields I’m familiar with, “highest qualified” would mean those with the highest/best/most-specific-to-the-job degrees, the most experience in that particular field, and those who score at the top of the aptitude and/or psychological and/or physical agility tests.
Unlike the public sector, getting “banker/CEO” jobs in the private sector depends much more on how well-connected you are rather than how capable you are. [/quote]
You bave really drank the government kool-aid or have low standards for what you deem to be “highest qualified” because your statements above are just not true of MANY government workers.
They are not the best educated- I know MANY government workers personally who do not have college degrees, who are in management and get paid very well. They have told me many stories about their lazy coworkers, those who are out sick a lot but really aren’t sick, those who really should have been fired or forced to retire, but are just sitting around on their arses waiting to get their max pensions. They have countdowns on their days left till they get their fat juicy pensions.
One friend will not leave the public sector because they cannot get a management job in a comparable private sector job without a college degree and they definitely cannot get paid what they make. AND because of the benefits, never ever would find those benefits in the private sector- straight from their mouth.
I have a friend who worked in government and went to the private sector and is going back to government. Guess why? Because he can get paid MORE by government, work less, and get better benefits.
As to your comment about getting jobs because you are connected, oh my, please don’t be so naive about how the world works… Life is about being connected, the rich are connected, the powerful are connected. Do you think top level government officials get their jobs because they are not well connected, because they don’t play politics, because they haven’t kissed someone’s ass, or done favors, or gone drinking with the right people? Please, wake up and realize that government employees are no better than private sector workers.
In some cases, they are the same, in others they are better, but in a lot of others, they are downright awful but don’t get fired. I think the issue most people have with government workers is not with the ones that are good, or even the same, but the ones that are lazy, stupid, and incompetent and do not get fired. OH and yeah, their ridiculous pensions.
zzzParticipantJacarandoso……Some reds we are enjoying right now include the Terlato Peak Series..Cardinals, Angels and Devils
Also really like Elyse Cabs and Zins.
There are others I can suggest but are winery or wine club purchases. PM if interested
November 15, 2011 at 10:39 AM in reply to: Is eating all we can do now when meeting friends? #733007zzzParticipantJosh, you mentioned you overeat, so I agree, you have to have some self control and not eat so much, practice moderation. Maybe hang out with friends who are healthier/ fitter…you’ll probably find yourself eating much healthier food at a potluck or dinner party when your friends are as well.
I dont believe in not eating carbs or entire food groups, its just not practical and not sustainable. However, you can choose wisely within the food group. I eat tons of carbs, but lost weight after I stopped eating boxed processed food and started choosing better carbs. I don’t eat any fast food except for mexican or protein style burgers at In n Out, but stick to things like carne asada or chicken soft tacos…limit the fat/grease, etc. And we dont’ eat it every week, its like once a month.
For potlucks and dinner parties, you can entirely control what you eat by bringing it. You should bring something healthy, so that if there is nothing else there that is, you at least have something to eat. Host them at your place and ask people to bring things IE: a salad, a side to share, and you can control the main dish, IE grilled fish or chicken with healthy veggies. Even if you make something hearty, like enchiladas, its still healthier than if you ate out because you’ll likely use less salt, less fat, etc.
Things to do with friends, plan hiking trips, pack healthy snacks like trail mix, fruit, dried fruit, your own sandwiches. This way you won’t be tempted to go gorge after your hike. Go work out with them, IE hit the gym, go for a run, go biking together. Play rock band at home or games with friends.
If you meet friends out at bars, pre-eat so you don’t make bad choices on food because you’re starving and eat like a huge bowl of tater tots or french fries. I definitely do that sometimes, but its a rare occasion. Just try to limit your bad food choices to once a week to start, and you’ll find when it becomes once or twice a month, you don’t really miss it.
zzzParticipant[quote=walterwhite]but all the really big guys are hanging out near the freeweights.
sur id like to be cool, but that’s unlikely. what id really like to be is STRONG. like really really strong.
a man really should be able to carry his woman around, and even haul her upa flight of stairs,
what about CROSSFIT?
they seem kind of tough…[/quote]
haha, yes crossfit will get you STRONG! report back and let us know how you’re walking the next day 🙂
zzzParticipant[quote=walterwhite]I’ve been an aerobic weenie for over a decade. Tired of it.
I’m gonna eat a lot of food and lift a lot of heavy weight.[/quote]
walter, maybe this is falling on deaf ears because you only want to be cool, but this isn’t just “aerobic” where you just burn a lot of calories, but you don’t actually have any strength. have you been to a circuit training class? its not about running or doing aerobics, its about training different muscles to be strong and have explosive power all while not resting between sets.
as someone else put it about lifting dead weight being very functional for carrying the missus……well ya might be able to carry her over your shoulder, but can you perform gymnastics for hours without throwing out your back or tweaking your knee, or straining your legs and groin?
zzzParticipantwalter, just don’t end up like those guys you see all yoked up top, but with the skinniest legs and relatively weak core, and throw out their back lifting all those weights or tweak their knee because the rest of their body is weak. dead lifting 300lbs when you’re not a laborer who’s hauling stuff… is really only useful if you want to impress yourself, maybe impress chicks, or if you plan on hauling some dead bodies.
if you truly want to be strong, focus on functional strength and flexibility, IE can you run, jump, twist, lift heavy crap at home, touch your toes, all without straining body parts? don’t know where you live, but go find some circuit training classes that keep your heart rate up, predominantly use your own body weight and some medicine balls, and let us know after the 1st class if you can walk the next day without cringing or sit down on the toilet seat without grimacing…
zzzParticipantsdr yes, can you pm his details. thanks
zzzParticipantthanks afx and urban, can definitely document income, but the consulting has been this year, my last 2 years of returns are W2 income. its interesting because i’m hearing i’d likely NOT qualify for the best rate out there because i’m 1099, and i’ve had a “job change” technically speaking ( in the same field), but then i get all these buts. i might like to speak to your loan guys.
[quote=sdrealtor]Everyone is different. Talk to a loan officer[/quote]
sdr, believe it or not, i have. and just like there are good and bad agents, well the same is true of loan officers. you would not believe the differing wishy washy, back and forth, answers i’ve gotten from 2 different loan officers which leads me to believe they don’t know their head from the ass, 1 who has my complete financial picture. i know risk tolerance is not the same, and things can change, but i figured with the collective experience here, might hear some recent experiences/examples for 1099 buyers.
thanks
November 1, 2011 at 2:39 PM in reply to: OT: health question. IV Port… Issues? Risks? Can Cause Desmoids??? #731905zzzParticipantWhile this is considered a minor and relatively “routine” type surgical procedure, just make sure you pick a good surgeon. Have a family member who had what her oncologist said was one of the worst port procedures he’s seen done and shes in constant pain from the port.
November 1, 2011 at 2:35 PM in reply to: Help! Need advice on unexciting but essential purchase #731904zzzParticipantI bought about 2.5 years ago a LG washer and gas dryer…the models on both were just below the steam as I didn’t see any reason for the steam, it just screams gimmick to me. No problems, they work great. I did a ton of research at the time and they were top rated, but like any appliance, there are always bad reviews for any model, any brand. The worst reviews I read were for Whirlpool, Kenmore. Something to consider is the review on the electronic panels of whatever model you want to buy…. when that panel blows, its pricey to replace, but I don’t remember it being a prevalent problem with LG.
Best Buy will negotiate, Sears was not when I was shopping. I was able to get 1k knocked off between the washer and dryer pair, but keep in mind, they were more expensive when I was buying them 2.5yrs ago than they seem to retail for now, so you may not get as much off each one, but it cannot hurt to ask for a discount.
zzzParticipantJosh, I don’t know how long your list of criteria was, did you have others, like credit check, income verification, rental history and references, lifestyle habits? When you said, you don’t want a strict Islamic living in your home, did you apply this to other strict religious types of “insert Catholic, Mormon, Latter Day Saint, cult” that may want to hold religious meetings in your home, constantly praying, setting up a shrine in your home, preaching to you, etc? I’m not going to judge your beliefs, but only hope that you don’t stereotype a book by its cover, and took the time to qualify people based on whatever your list was because that would be the intelligent thing.
I can see arguments on both sides for a lot of criteria. If you are not religious at all, and do not want your home to bear crosses, hold bible studies, or if the roommate wants to preach to you and judge you every time you crack open a beer, does that make you a bigot? What if you don’t want a roommate who is elderly, does that constitute ageism? Or too young? What about someone who’s a strict vegan and you’re a cook as much meat as possible person? What about a eliminating people because they are a cross dresser, nudist, or person who legally sells marijuana under a state license for medicinal purposes? What if you’re a gay guy who doesn’t want a straight roommate, does this make the gay guy intolerant, or simply wanting someone who can identify with his sexual preferences?
I certainly don’t condone hate based on race, sex, religion, etc. However, we are all prejudiced, whether we have preferences or dislikes for people based on race, age, sex, religion, beliefs, how they look, habits, values, money, the list can go on and on. We all judge people based on our own filter.
zzzParticipantJosh, I don’t know how long your list of criteria was, did you have others, like credit check, income verification, rental history and references, lifestyle habits? When you said, you don’t want a strict Islamic living in your home, did you apply this to other strict religious types of “insert Catholic, Mormon, Latter Day Saint, cult” that may want to hold religious meetings in your home, constantly praying, setting up a shrine in your home, preaching to you, etc? I’m not going to judge your beliefs, but only hope that you don’t stereotype a book by its cover, and took the time to qualify people based on whatever your list was because that would be the intelligent thing.
I can see arguments on both sides for a lot of criteria. If you are not religious at all, and do not want your home to bear crosses, hold bible studies, or if the roommate wants to preach to you and judge you every time you crack open a beer, does that make you a bigot? What if you don’t want a roommate who is elderly, does that constitute ageism? Or too young? What about someone who’s a strict vegan and you’re a cook as much meat as possible person? What about a eliminating people because they are a cross dresser, nudist, or person who legally sells marijuana under a state license for medicinal purposes? What if you’re a gay guy who doesn’t want a straight roommate, does this make the gay guy intolerant, or simply wanting someone who can identify with his sexual preferences?
I certainly don’t condone hate based on race, sex, religion, etc. However, we are all prejudiced, whether we have preferences or dislikes for people based on race, age, sex, religion, beliefs, how they look, habits, values, money, the list can go on and on. We all judge people based on our own filter.
zzzParticipantJosh, I don’t know how long your list of criteria was, did you have others, like credit check, income verification, rental history and references, lifestyle habits? When you said, you don’t want a strict Islamic living in your home, did you apply this to other strict religious types of “insert Catholic, Mormon, Latter Day Saint, cult” that may want to hold religious meetings in your home, constantly praying, setting up a shrine in your home, preaching to you, etc? I’m not going to judge your beliefs, but only hope that you don’t stereotype a book by its cover, and took the time to qualify people based on whatever your list was because that would be the intelligent thing.
I can see arguments on both sides for a lot of criteria. If you are not religious at all, and do not want your home to bear crosses, hold bible studies, or if the roommate wants to preach to you and judge you every time you crack open a beer, does that make you a bigot? What if you don’t want a roommate who is elderly, does that constitute ageism? Or too young? What about someone who’s a strict vegan and you’re a cook as much meat as possible person? What about a eliminating people because they are a cross dresser, nudist, or person who legally sells marijuana under a state license for medicinal purposes? What if you’re a gay guy who doesn’t want a straight roommate, does this make the gay guy intolerant, or simply wanting someone who can identify with his sexual preferences?
I certainly don’t condone hate based on race, sex, religion, etc. However, we are all prejudiced, whether we have preferences or dislikes for people based on race, age, sex, religion, beliefs, how they look, habits, values, money, the list can go on and on. We all judge people based on our own filter.
zzzParticipantJosh, I don’t know how long your list of criteria was, did you have others, like credit check, income verification, rental history and references, lifestyle habits? When you said, you don’t want a strict Islamic living in your home, did you apply this to other strict religious types of “insert Catholic, Mormon, Latter Day Saint, cult” that may want to hold religious meetings in your home, constantly praying, setting up a shrine in your home, preaching to you, etc? I’m not going to judge your beliefs, but only hope that you don’t stereotype a book by its cover, and took the time to qualify people based on whatever your list was because that would be the intelligent thing.
I can see arguments on both sides for a lot of criteria. If you are not religious at all, and do not want your home to bear crosses, hold bible studies, or if the roommate wants to preach to you and judge you every time you crack open a beer, does that make you a bigot? What if you don’t want a roommate who is elderly, does that constitute ageism? Or too young? What about someone who’s a strict vegan and you’re a cook as much meat as possible person? What about a eliminating people because they are a cross dresser, nudist, or person who legally sells marijuana under a state license for medicinal purposes? What if you’re a gay guy who doesn’t want a straight roommate, does this make the gay guy intolerant, or simply wanting someone who can identify with his sexual preferences?
I certainly don’t condone hate based on race, sex, religion, etc. However, we are all prejudiced, whether we have preferences or dislikes for people based on race, age, sex, religion, beliefs, how they look, habits, values, money, the list can go on and on. We all judge people based on our own filter.
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