[zzz]

sdr and everyone else, what is your opinion of the the neighborhoods i’m looking in for single family? mission hills, north park, university heights?

here are a few examples of homes that have sold this year, which many are not in the best locations, very small and some are not even updated, many i wouldn’t even consider buying, but this is what has sold

http://www.sdlookup.com/MLS-100000487-4171_1st_Ave_San_Diego_CA_92103
Date Price Held Return Annual
02/11/2010 $575,000 5y 7m -18% -3%
07/07/2004 $699,000 3y 10m 225% 35%
08/18/2000 $215,000 n/a – –

http://www.sdlookup.com/MLS-100010665-3672_Jackdaw_St_San_Diego_CA_92103
03/30/2010 $670,000 10y 8m 158% 9%
07/30/1999 $260,000 n/a – –

http://www.sdlookup.com/MLS-090042836-3777_Lark_San_Diego_CA_92103
01/30/2010 $740,000 2y 6m -2% -1%
07/23/2007 $753,000 5y 5m 61% 9%
02/13/2002 $467,500 n/a – –

http://www.sdlookup.com/MLS-100001229-3902_Bandini_San_Diego_CA_92103
03/18/2010 $1,175,000 1y 3m 36% 26%
11/24/2008 $865,000 11y 8m 129% 7%
03/27/1997 $378,000 9y 6m 28% 3%

http://www.sdlookup.com/MLS-090059393-4094_1st_San_Diego_CA_92103
02/24/2010 $515,000 2y 10m -31% -12%
04/02/2007 $750,000 4m 6% 18%
11/16/2006 $705,000 3y 10m 101% 20%
01/06/2003 $350,000 n/a – –

http://www.sdlookup.com/MLS-100008334-2222_Commonwealth_Ave_San_Diego_CA_92104
04/16/2010 $580,000 8y 2m 68% 7%
02/14/2002 $345,000 n/a – –

http://www.sdlookup.com/MLS-100014226-3644_29th_St_San_Diego_CA_92104
03/30/2010 $742,000 2y 4m 39% 15%
11/15/2007 $535,000 13y 10m 252% 9%

not updated.
http://www.sdlookup.com/MLS-090049174-3098_Hawthorn_San_Diego_CA_92104
02/23/2010 $445,000 5y 1m -27% -6%
01/12/2005 $610,000 2y 11m 122% 31%
01/22/2002 $275,000 3y 4m 67% 16%
08/28/1998 $164,900 3y 5m 22% 6%

not updated
http://www.sdlookup.com/MLS-090069124-3652_Pershing_Ave_San_Diego_CA_92104
02/17/2010 $641,000 7y 3m 23% 3%
10/28/2002 $520,000 1y 12m 24% 11%
10/31/2000 $419,000 7y 2m 108% 11%

http://www.sdlookup.com/MLS-090065319-3026_29th_San_Diego_CA_92104
01/26/2010 $595,000 1y 6m 21% 13%
07/25/2008 $493,000 n/a – –

here are some listings that i think are overpriced, there are too many to list, but with some sales history in the 2000s
http://www.sdlookup.com/MLS-100022337-3405_Olive_St_San_Diego_CA_92104

http://www.sdlookup.com/MLS-100010221-3375_Palm_St_San_Diego_CA_92104

http://www.sdlookup.com/MLS-100020224-2421_33rd_St_San_Diego_CA_92104

http://www.sdlookup.com/MLS-100018726-2335_32nd_St_San_Diego_CA_92104

http://www.sdlookup.com/MLS-100017412-2227_Commonwealth_Ave_San_Diego_CA_92104

http://www.sdlookup.com/MLS-100013893-3321_31st_St_San_Diego_CA_92104

http://www.sdlookup.com/MLS-100016334-3106_Maple_St_San_Diego_CA_92104

http://www.sdlookup.com/MLS-100016820-3446_Alabama_St_San_Diego_CA_92104

http://www.sdlookup.com/MLS-100020847-1516_Torrance_St_San_Diego_CA_92103

http://www.sdlookup.com/MLS-100007715-2234_Guy_St_San_Diego_CA_92103

http://www.sdlookup.com/MLS-100016487-234_W_Palm_St_San_Diego_CA_92103

http://www.sdlookup.com/MLS-090048646-3141_2nd_Ave_San_Diego_CA_92103

[zzz]

pemeliza- yes i am one of those buyers on the sidelines that can afford to buy a home in my desired neighborhoods, but have chosen not to as i believe theres still a ways to go down. the math just doesn’t pencil out when it comes to potential rental scenarios if i needed to rent it out due to job relocation, etc. the homes on the market i can afford are just not desirable in terms of lot size, sq footage, condition, etc. i’m primarily looking in the mission hills, north park, university heights area which i think has had better staying power due to the demographics and desireability. i’d like to think better homes will come on the market as more downward pressure is put on these areas.

secondly, i have uncertainty about my earnings / career looking forward the next few years due to a number of reasons. while i could buy even if my earnings were to dip significantly and i have the safety net to pay the mortgage for a significant length of time, that is not my ideal scenario, call it being conservative, so hence i sit on the sidelines. i’m interested to see what happens this year with loans resetting and principal balances kicking in for the large swath of IO prime loans, whether jobless claims continue to rise, and whether the gov’t intervention runs out of steam.

[zzz]

pemeliza- yes i am one of those buyers on the sidelines that can afford to buy a home in my desired neighborhoods, but have chosen not to as i believe theres still a ways to go down. the math just doesn’t pencil out when it comes to potential rental scenarios if i needed to rent it out due to job relocation, etc. the homes on the market i can afford are just not desirable in terms of lot size, sq footage, condition, etc. i’m primarily looking in the mission hills, north park, university heights area which i think has had better staying power due to the demographics and desireability. i’d like to think better homes will come on the market as more downward pressure is put on these areas.

secondly, i have uncertainty about my earnings / career looking forward the next few years due to a number of reasons. while i could buy even if my earnings were to dip significantly and i have the safety net to pay the mortgage for a significant length of time, that is not my ideal scenario, call it being conservative, so hence i sit on the sidelines. i’m interested to see what happens this year with loans resetting and principal balances kicking in for the large swath of IO prime loans, whether jobless claims continue to rise, and whether the gov’t intervention runs out of steam.

[zzz]

pemeliza- yes i am one of those buyers on the sidelines that can afford to buy a home in my desired neighborhoods, but have chosen not to as i believe theres still a ways to go down. the math just doesn’t pencil out when it comes to potential rental scenarios if i needed to rent it out due to job relocation, etc. the homes on the market i can afford are just not desirable in terms of lot size, sq footage, condition, etc. i’m primarily looking in the mission hills, north park, university heights area which i think has had better staying power due to the demographics and desireability. i’d like to think better homes will come on the market as more downward pressure is put on these areas.

secondly, i have uncertainty about my earnings / career looking forward the next few years due to a number of reasons. while i could buy even if my earnings were to dip significantly and i have the safety net to pay the mortgage for a significant length of time, that is not my ideal scenario, call it being conservative, so hence i sit on the sidelines. i’m interested to see what happens this year with loans resetting and principal balances kicking in for the large swath of IO prime loans, whether jobless claims continue to rise, and whether the gov’t intervention runs out of steam.

[zzz]

pemeliza- yes i am one of those buyers on the sidelines that can afford to buy a home in my desired neighborhoods, but have chosen not to as i believe theres still a ways to go down. the math just doesn’t pencil out when it comes to potential rental scenarios if i needed to rent it out due to job relocation, etc. the homes on the market i can afford are just not desirable in terms of lot size, sq footage, condition, etc. i’m primarily looking in the mission hills, north park, university heights area which i think has had better staying power due to the demographics and desireability. i’d like to think better homes will come on the market as more downward pressure is put on these areas.

secondly, i have uncertainty about my earnings / career looking forward the next few years due to a number of reasons. while i could buy even if my earnings were to dip significantly and i have the safety net to pay the mortgage for a significant length of time, that is not my ideal scenario, call it being conservative, so hence i sit on the sidelines. i’m interested to see what happens this year with loans resetting and principal balances kicking in for the large swath of IO prime loans, whether jobless claims continue to rise, and whether the gov’t intervention runs out of steam.

[zzz]

pemeliza- yes i am one of those buyers on the sidelines that can afford to buy a home in my desired neighborhoods, but have chosen not to as i believe theres still a ways to go down. the math just doesn’t pencil out when it comes to potential rental scenarios if i needed to rent it out due to job relocation, etc. the homes on the market i can afford are just not desirable in terms of lot size, sq footage, condition, etc. i’m primarily looking in the mission hills, north park, university heights area which i think has had better staying power due to the demographics and desireability. i’d like to think better homes will come on the market as more downward pressure is put on these areas.

secondly, i have uncertainty about my earnings / career looking forward the next few years due to a number of reasons. while i could buy even if my earnings were to dip significantly and i have the safety net to pay the mortgage for a significant length of time, that is not my ideal scenario, call it being conservative, so hence i sit on the sidelines. i’m interested to see what happens this year with loans resetting and principal balances kicking in for the large swath of IO prime loans, whether jobless claims continue to rise, and whether the gov’t intervention runs out of steam.

[zzz]

Hi AN, thanks for the response. I would say I suspect most people go to therapy to salvage versus being proactive. I think many people think of therapy and associate it with the negative stigma that you must be broken, or you have mental illness, or that you don’t need someone else to tell you what’s wrong.

My car analogy does apply from this respect, your car needs maintentance to prevent issues as well as to address them, and yes the inevitable is that your car will die some day. Therapy or working through issues is so that you can prolong the inevitable which is death of marriage by divorce, or to keep your car / marriage running in good condition. Everything ends, your car dies, we die. Now the timeframe is not the same, but I think you get my point that people are willing to do maintenance on their cars and dont’ even think twice about it, but now doing maintenance on one self, well that isn’t so obvious to most people.

[zzz]

Hi AN, thanks for the response. I would say I suspect most people go to therapy to salvage versus being proactive. I think many people think of therapy and associate it with the negative stigma that you must be broken, or you have mental illness, or that you don’t need someone else to tell you what’s wrong.

My car analogy does apply from this respect, your car needs maintentance to prevent issues as well as to address them, and yes the inevitable is that your car will die some day. Therapy or working through issues is so that you can prolong the inevitable which is death of marriage by divorce, or to keep your car / marriage running in good condition. Everything ends, your car dies, we die. Now the timeframe is not the same, but I think you get my point that people are willing to do maintenance on their cars and dont’ even think twice about it, but now doing maintenance on one self, well that isn’t so obvious to most people.

[zzz]

Hi AN, thanks for the response. I would say I suspect most people go to therapy to salvage versus being proactive. I think many people think of therapy and associate it with the negative stigma that you must be broken, or you have mental illness, or that you don’t need someone else to tell you what’s wrong.

My car analogy does apply from this respect, your car needs maintentance to prevent issues as well as to address them, and yes the inevitable is that your car will die some day. Therapy or working through issues is so that you can prolong the inevitable which is death of marriage by divorce, or to keep your car / marriage running in good condition. Everything ends, your car dies, we die. Now the timeframe is not the same, but I think you get my point that people are willing to do maintenance on their cars and dont’ even think twice about it, but now doing maintenance on one self, well that isn’t so obvious to most people.

[zzz]

Hi AN, thanks for the response. I would say I suspect most people go to therapy to salvage versus being proactive. I think many people think of therapy and associate it with the negative stigma that you must be broken, or you have mental illness, or that you don’t need someone else to tell you what’s wrong.

My car analogy does apply from this respect, your car needs maintentance to prevent issues as well as to address them, and yes the inevitable is that your car will die some day. Therapy or working through issues is so that you can prolong the inevitable which is death of marriage by divorce, or to keep your car / marriage running in good condition. Everything ends, your car dies, we die. Now the timeframe is not the same, but I think you get my point that people are willing to do maintenance on their cars and dont’ even think twice about it, but now doing maintenance on one self, well that isn’t so obvious to most people.

[zzz]

Hi AN, thanks for the response. I would say I suspect most people go to therapy to salvage versus being proactive. I think many people think of therapy and associate it with the negative stigma that you must be broken, or you have mental illness, or that you don’t need someone else to tell you what’s wrong.

My car analogy does apply from this respect, your car needs maintentance to prevent issues as well as to address them, and yes the inevitable is that your car will die some day. Therapy or working through issues is so that you can prolong the inevitable which is death of marriage by divorce, or to keep your car / marriage running in good condition. Everything ends, your car dies, we die. Now the timeframe is not the same, but I think you get my point that people are willing to do maintenance on their cars and dont’ even think twice about it, but now doing maintenance on one self, well that isn’t so obvious to most people.

[zzz]

AN I couldn’t disagree more about your comment on therapy in marriage that indicates the marriage is near end.

While that is true for some people, I would argue that going to therapy can be for people to take their relationships to the next level versus averting disaster. For some people its so they can hone in on being more succcessful in life and in the various roles they play. For others its like going to get your car tuned up. Does getting your car worked on mean its almost dead or you’re about to sell it? Not usually, its routine maintenance. Who does not have issues? Any issues? With self, with marriage, job, etc? Everyone has work to do.

What about career coaches? Many highly successful people I know who are CEOs or run their own businesses go to psychologists who specialize in career coaching. These people want to take their careers to the next level but also want to work on balancing their lives.

Therapy isn’t for everyone, but I know plenty of people who do see a therapist and it changes their lives for the better.

[zzz]

AN I couldn’t disagree more about your comment on therapy in marriage that indicates the marriage is near end.

While that is true for some people, I would argue that going to therapy can be for people to take their relationships to the next level versus averting disaster. For some people its so they can hone in on being more succcessful in life and in the various roles they play. For others its like going to get your car tuned up. Does getting your car worked on mean its almost dead or you’re about to sell it? Not usually, its routine maintenance. Who does not have issues? Any issues? With self, with marriage, job, etc? Everyone has work to do.

What about career coaches? Many highly successful people I know who are CEOs or run their own businesses go to psychologists who specialize in career coaching. These people want to take their careers to the next level but also want to work on balancing their lives.

Therapy isn’t for everyone, but I know plenty of people who do see a therapist and it changes their lives for the better.

[zzz]

AN I couldn’t disagree more about your comment on therapy in marriage that indicates the marriage is near end.

While that is true for some people, I would argue that going to therapy can be for people to take their relationships to the next level versus averting disaster. For some people its so they can hone in on being more succcessful in life and in the various roles they play. For others its like going to get your car tuned up. Does getting your car worked on mean its almost dead or you’re about to sell it? Not usually, its routine maintenance. Who does not have issues? Any issues? With self, with marriage, job, etc? Everyone has work to do.

What about career coaches? Many highly successful people I know who are CEOs or run their own businesses go to psychologists who specialize in career coaching. These people want to take their careers to the next level but also want to work on balancing their lives.

Therapy isn’t for everyone, but I know plenty of people who do see a therapist and it changes their lives for the better.

[zzz]

AN I couldn’t disagree more about your comment on therapy in marriage that indicates the marriage is near end.

While that is true for some people, I would argue that going to therapy can be for people to take their relationships to the next level versus averting disaster. For some people its so they can hone in on being more succcessful in life and in the various roles they play. For others its like going to get your car tuned up. Does getting your car worked on mean its almost dead or you’re about to sell it? Not usually, its routine maintenance. Who does not have issues? Any issues? With self, with marriage, job, etc? Everyone has work to do.

What about career coaches? Many highly successful people I know who are CEOs or run their own businesses go to psychologists who specialize in career coaching. These people want to take their careers to the next level but also want to work on balancing their lives.

Therapy isn’t for everyone, but I know plenty of people who do see a therapist and it changes their lives for the better.

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