[TuVu]

paramount–

Yep. I just started with a new dermatologist I really like and her receptionist said, “We take everything but Cigna.”

Also, a year or two ago, a friend who got insurance through her professional group, said Cigna raised rates across the board in California(didn’t matter your age) to about $1,350/mo in San Diego to about $1,600/mo in L.A. and that was just for an INDIVIDUAL in an HMO. The PPO people really got screwed. I can’t even imagine how high those premiums must be now. Rumor was/is, Cigna just wants out of California.

It just infuriates me how nearly impossible it is to get an individual policy in CA if you have any sort of pre-existing condition (even migraines). And the endless hoops we are having to jump through even for a healthy 20-year-old…something has to change.

[TuVu]

paramount–

Yep. I just started with a new dermatologist I really like and her receptionist said, “We take everything but Cigna.”

Also, a year or two ago, a friend who got insurance through her professional group, said Cigna raised rates across the board in California(didn’t matter your age) to about $1,350/mo in San Diego to about $1,600/mo in L.A. and that was just for an INDIVIDUAL in an HMO. The PPO people really got screwed. I can’t even imagine how high those premiums must be now. Rumor was/is, Cigna just wants out of California.

It just infuriates me how nearly impossible it is to get an individual policy in CA if you have any sort of pre-existing condition (even migraines). And the endless hoops we are having to jump through even for a healthy 20-year-old…something has to change.

[TuVu]

paramount–

Yep. I just started with a new dermatologist I really like and her receptionist said, “We take everything but Cigna.”

Also, a year or two ago, a friend who got insurance through her professional group, said Cigna raised rates across the board in California(didn’t matter your age) to about $1,350/mo in San Diego to about $1,600/mo in L.A. and that was just for an INDIVIDUAL in an HMO. The PPO people really got screwed. I can’t even imagine how high those premiums must be now. Rumor was/is, Cigna just wants out of California.

It just infuriates me how nearly impossible it is to get an individual policy in CA if you have any sort of pre-existing condition (even migraines). And the endless hoops we are having to jump through even for a healthy 20-year-old…something has to change.

[TuVu]

paramount–

Yep. I just started with a new dermatologist I really like and her receptionist said, “We take everything but Cigna.”

Also, a year or two ago, a friend who got insurance through her professional group, said Cigna raised rates across the board in California(didn’t matter your age) to about $1,350/mo in San Diego to about $1,600/mo in L.A. and that was just for an INDIVIDUAL in an HMO. The PPO people really got screwed. I can’t even imagine how high those premiums must be now. Rumor was/is, Cigna just wants out of California.

It just infuriates me how nearly impossible it is to get an individual policy in CA if you have any sort of pre-existing condition (even migraines). And the endless hoops we are having to jump through even for a healthy 20-year-old…something has to change.

[TuVu]

paramount–

Yep. I just started with a new dermatologist I really like and her receptionist said, “We take everything but Cigna.”

Also, a year or two ago, a friend who got insurance through her professional group, said Cigna raised rates across the board in California(didn’t matter your age) to about $1,350/mo in San Diego to about $1,600/mo in L.A. and that was just for an INDIVIDUAL in an HMO. The PPO people really got screwed. I can’t even imagine how high those premiums must be now. Rumor was/is, Cigna just wants out of California.

It just infuriates me how nearly impossible it is to get an individual policy in CA if you have any sort of pre-existing condition (even migraines). And the endless hoops we are having to jump through even for a healthy 20-year-old…something has to change.

[TuVu]

I just wanted to thank everyone for their advice and experiences. I am going to have my daughter read this thread. Jennyo–what you said about midwives is right. I think Kaiser was ahead of its time on that front. When I was pregnant more than 20 years ago, the system at Kaiser was you alternated your monthly (or whatever it was) checkups between your OB/GYN and your midwife (both were employed by Kaiser). The midwife — and I loved her — happened to be on duty the night our baby was born. She delivered the baby.

[TuVu]

I just wanted to thank everyone for their advice and experiences. I am going to have my daughter read this thread. Jennyo–what you said about midwives is right. I think Kaiser was ahead of its time on that front. When I was pregnant more than 20 years ago, the system at Kaiser was you alternated your monthly (or whatever it was) checkups between your OB/GYN and your midwife (both were employed by Kaiser). The midwife — and I loved her — happened to be on duty the night our baby was born. She delivered the baby.

[TuVu]

I just wanted to thank everyone for their advice and experiences. I am going to have my daughter read this thread. Jennyo–what you said about midwives is right. I think Kaiser was ahead of its time on that front. When I was pregnant more than 20 years ago, the system at Kaiser was you alternated your monthly (or whatever it was) checkups between your OB/GYN and your midwife (both were employed by Kaiser). The midwife — and I loved her — happened to be on duty the night our baby was born. She delivered the baby.

[TuVu]

I just wanted to thank everyone for their advice and experiences. I am going to have my daughter read this thread. Jennyo–what you said about midwives is right. I think Kaiser was ahead of its time on that front. When I was pregnant more than 20 years ago, the system at Kaiser was you alternated your monthly (or whatever it was) checkups between your OB/GYN and your midwife (both were employed by Kaiser). The midwife — and I loved her — happened to be on duty the night our baby was born. She delivered the baby.

[TuVu]

I just wanted to thank everyone for their advice and experiences. I am going to have my daughter read this thread. Jennyo–what you said about midwives is right. I think Kaiser was ahead of its time on that front. When I was pregnant more than 20 years ago, the system at Kaiser was you alternated your monthly (or whatever it was) checkups between your OB/GYN and your midwife (both were employed by Kaiser). The midwife — and I loved her — happened to be on duty the night our baby was born. She delivered the baby.

[TuVu]

[quote=seattle-relo]I’ve had pretty good luck with Kaiser in San Diego. We I first moved here I had Health Net and I will say they were pretty awful. Why is your daughter so concerned about Kaiser? [/quote]
Hi, Seattle. She doesn’t like that they are not into alternative therapies. She is going into the medical profession and doesn’t like Alta Bates (Bay Area) for the same reason. As parents, we are hardening our stand: “This is what we can afford. Once you are a practicing professional you can choose — and pay for — whatever you’d like. For now, you’ll have to live with Kaiser if you want any protection at all.” As a couple, we are liberal, but I don’t think we raised an “entitled kid.” I think the Bay Area does the enviro-liberal thing on any kid who is smart and open-minded but only 17. She is still only 20.

[TuVu]

[quote=seattle-relo]I’ve had pretty good luck with Kaiser in San Diego. We I first moved here I had Health Net and I will say they were pretty awful. Why is your daughter so concerned about Kaiser? [/quote]
Hi, Seattle. She doesn’t like that they are not into alternative therapies. She is going into the medical profession and doesn’t like Alta Bates (Bay Area) for the same reason. As parents, we are hardening our stand: “This is what we can afford. Once you are a practicing professional you can choose — and pay for — whatever you’d like. For now, you’ll have to live with Kaiser if you want any protection at all.” As a couple, we are liberal, but I don’t think we raised an “entitled kid.” I think the Bay Area does the enviro-liberal thing on any kid who is smart and open-minded but only 17. She is still only 20.

[TuVu]

[quote=seattle-relo]I’ve had pretty good luck with Kaiser in San Diego. We I first moved here I had Health Net and I will say they were pretty awful. Why is your daughter so concerned about Kaiser? [/quote]
Hi, Seattle. She doesn’t like that they are not into alternative therapies. She is going into the medical profession and doesn’t like Alta Bates (Bay Area) for the same reason. As parents, we are hardening our stand: “This is what we can afford. Once you are a practicing professional you can choose — and pay for — whatever you’d like. For now, you’ll have to live with Kaiser if you want any protection at all.” As a couple, we are liberal, but I don’t think we raised an “entitled kid.” I think the Bay Area does the enviro-liberal thing on any kid who is smart and open-minded but only 17. She is still only 20.

[TuVu]

[quote=seattle-relo]I’ve had pretty good luck with Kaiser in San Diego. We I first moved here I had Health Net and I will say they were pretty awful. Why is your daughter so concerned about Kaiser? [/quote]
Hi, Seattle. She doesn’t like that they are not into alternative therapies. She is going into the medical profession and doesn’t like Alta Bates (Bay Area) for the same reason. As parents, we are hardening our stand: “This is what we can afford. Once you are a practicing professional you can choose — and pay for — whatever you’d like. For now, you’ll have to live with Kaiser if you want any protection at all.” As a couple, we are liberal, but I don’t think we raised an “entitled kid.” I think the Bay Area does the enviro-liberal thing on any kid who is smart and open-minded but only 17. She is still only 20.

[TuVu]

[quote=seattle-relo]I’ve had pretty good luck with Kaiser in San Diego. We I first moved here I had Health Net and I will say they were pretty awful. Why is your daughter so concerned about Kaiser? [/quote]
Hi, Seattle. She doesn’t like that they are not into alternative therapies. She is going into the medical profession and doesn’t like Alta Bates (Bay Area) for the same reason. As parents, we are hardening our stand: “This is what we can afford. Once you are a practicing professional you can choose — and pay for — whatever you’d like. For now, you’ll have to live with Kaiser if you want any protection at all.” As a couple, we are liberal, but I don’t think we raised an “entitled kid.” I think the Bay Area does the enviro-liberal thing on any kid who is smart and open-minded but only 17. She is still only 20.

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