[Trojan4Life]

In regards to buying a home that doesn’t have a mello roos, I know that I’ve had that mindset as well. When you look at pricing, particularly in 4B$ ranch, those homes are typically priced HIGHER than comperable homes in RB without MR, which is mindless. Ones purchasing power is increased significantly by seeking the non-MR home.

Example
16683 Deer Ridge Rd San Diego CA 92127 is or sale for $619K (good luck with that, BTW). A $619K home in 4S brings a carrying cost of (assuming 20% down) @$3200 PI, and you’re looking at 2% for taxes (@$1K per month). So, minus insurance we’re trying to swing a $4,200 mortgage note (fixed).

You can damn near spend an extra $130K on a non-MR home and have the same fixed costs. Not to mention a little bit larger tax deduction as well.

Let me see…which way would I go???

[Trojan4Life]

In regards to buying a home that doesn’t have a mello roos, I know that I’ve had that mindset as well. When you look at pricing, particularly in 4B$ ranch, those homes are typically priced HIGHER than comperable homes in RB without MR, which is mindless. Ones purchasing power is increased significantly by seeking the non-MR home.

Example
16683 Deer Ridge Rd San Diego CA 92127 is or sale for $619K (good luck with that, BTW). A $619K home in 4S brings a carrying cost of (assuming 20% down) @$3200 PI, and you’re looking at 2% for taxes (@$1K per month). So, minus insurance we’re trying to swing a $4,200 mortgage note (fixed).

You can damn near spend an extra $130K on a non-MR home and have the same fixed costs. Not to mention a little bit larger tax deduction as well.

Let me see…which way would I go???

[Trojan4Life]

In regards to buying a home that doesn’t have a mello roos, I know that I’ve had that mindset as well. When you look at pricing, particularly in 4B$ ranch, those homes are typically priced HIGHER than comperable homes in RB without MR, which is mindless. Ones purchasing power is increased significantly by seeking the non-MR home.

Example
16683 Deer Ridge Rd San Diego CA 92127 is or sale for $619K (good luck with that, BTW). A $619K home in 4S brings a carrying cost of (assuming 20% down) @$3200 PI, and you’re looking at 2% for taxes (@$1K per month). So, minus insurance we’re trying to swing a $4,200 mortgage note (fixed).

You can damn near spend an extra $130K on a non-MR home and have the same fixed costs. Not to mention a little bit larger tax deduction as well.

Let me see…which way would I go???

[Trojan4Life]

In regards to buying a home that doesn’t have a mello roos, I know that I’ve had that mindset as well. When you look at pricing, particularly in 4B$ ranch, those homes are typically priced HIGHER than comperable homes in RB without MR, which is mindless. Ones purchasing power is increased significantly by seeking the non-MR home.

Example
16683 Deer Ridge Rd San Diego CA 92127 is or sale for $619K (good luck with that, BTW). A $619K home in 4S brings a carrying cost of (assuming 20% down) @$3200 PI, and you’re looking at 2% for taxes (@$1K per month). So, minus insurance we’re trying to swing a $4,200 mortgage note (fixed).

You can damn near spend an extra $130K on a non-MR home and have the same fixed costs. Not to mention a little bit larger tax deduction as well.

Let me see…which way would I go???

[Trojan4Life]

In regards to buying a home that doesn’t have a mello roos, I know that I’ve had that mindset as well. When you look at pricing, particularly in 4B$ ranch, those homes are typically priced HIGHER than comperable homes in RB without MR, which is mindless. Ones purchasing power is increased significantly by seeking the non-MR home.

Example
16683 Deer Ridge Rd San Diego CA 92127 is or sale for $619K (good luck with that, BTW). A $619K home in 4S brings a carrying cost of (assuming 20% down) @$3200 PI, and you’re looking at 2% for taxes (@$1K per month). So, minus insurance we’re trying to swing a $4,200 mortgage note (fixed).

You can damn near spend an extra $130K on a non-MR home and have the same fixed costs. Not to mention a little bit larger tax deduction as well.

Let me see…which way would I go???

[Trojan4Life]

I think it’s because they are intoxicated by the high that spending brings, and they are also trying to keep up appearances like everyone else in the neighborhoods. And let’s not forget, the mortgage folks tell you not to dork with anything that will affect credit ratios until after closing. When you think about the expenses associated with buying a new home, the last thing I’d want to spend money on is a car! Window treatments, landscaping, furniture, etc…it’s a fortune!

[Trojan4Life]

I think it’s because they are intoxicated by the high that spending brings, and they are also trying to keep up appearances like everyone else in the neighborhoods. And let’s not forget, the mortgage folks tell you not to dork with anything that will affect credit ratios until after closing. When you think about the expenses associated with buying a new home, the last thing I’d want to spend money on is a car! Window treatments, landscaping, furniture, etc…it’s a fortune!

[Trojan4Life]

I think it’s because they are intoxicated by the high that spending brings, and they are also trying to keep up appearances like everyone else in the neighborhoods. And let’s not forget, the mortgage folks tell you not to dork with anything that will affect credit ratios until after closing. When you think about the expenses associated with buying a new home, the last thing I’d want to spend money on is a car! Window treatments, landscaping, furniture, etc…it’s a fortune!

[Trojan4Life]

I think it’s because they are intoxicated by the high that spending brings, and they are also trying to keep up appearances like everyone else in the neighborhoods. And let’s not forget, the mortgage folks tell you not to dork with anything that will affect credit ratios until after closing. When you think about the expenses associated with buying a new home, the last thing I’d want to spend money on is a car! Window treatments, landscaping, furniture, etc…it’s a fortune!

[Trojan4Life]

I think it’s because they are intoxicated by the high that spending brings, and they are also trying to keep up appearances like everyone else in the neighborhoods. And let’s not forget, the mortgage folks tell you not to dork with anything that will affect credit ratios until after closing. When you think about the expenses associated with buying a new home, the last thing I’d want to spend money on is a car! Window treatments, landscaping, furniture, etc…it’s a fortune!

[Trojan4Life]

Marion

Put your money where your mouth is…

[Trojan4Life]

Marion

Put your money where your mouth is…

[Trojan4Life]

Marion

Put your money where your mouth is…

[Trojan4Life]

Marion

Put your money where your mouth is…

[Trojan4Life]

Marion

Put your money where your mouth is…

[Author]

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