[Trojan4Life]

Alright, I have to throw my 2 cents in here as a car buff and I dare say addicted pigg.

Since 2000, I have gone through a Mazda Protege (new, paid cash), Nissan Quest (new, paid cash), Camaro Z28 (new, 0% financing), Ford Exploder (new, paid cash), Corvette (new, 0% financing) and now…gulp…a Toyota Prius.

As a guy who loves performance cars, I have to say I’m pretty happy I went to the Prius. It’s actually more expensive to insure up here in LA than the Corvette believe it or not, but I get ridiculous gas mileage and fill up every two weeks. My friends think it’s cool, my kids dig the gadgets on it, and I’m really happy with the performance. Do I miss 0-60mph in 4.8 seconds…sometimes. But I love $30 fill-ups more.

You’re young and I know image is important, but get comfortable in your own skin. It doesn’t matter what you drive. I finally figured that out.

[Trojan4Life]

Alright, I have to throw my 2 cents in here as a car buff and I dare say addicted pigg.

Since 2000, I have gone through a Mazda Protege (new, paid cash), Nissan Quest (new, paid cash), Camaro Z28 (new, 0% financing), Ford Exploder (new, paid cash), Corvette (new, 0% financing) and now…gulp…a Toyota Prius.

As a guy who loves performance cars, I have to say I’m pretty happy I went to the Prius. It’s actually more expensive to insure up here in LA than the Corvette believe it or not, but I get ridiculous gas mileage and fill up every two weeks. My friends think it’s cool, my kids dig the gadgets on it, and I’m really happy with the performance. Do I miss 0-60mph in 4.8 seconds…sometimes. But I love $30 fill-ups more.

You’re young and I know image is important, but get comfortable in your own skin. It doesn’t matter what you drive. I finally figured that out.

[Trojan4Life]

Alright, I have to throw my 2 cents in here as a car buff and I dare say addicted pigg.

Since 2000, I have gone through a Mazda Protege (new, paid cash), Nissan Quest (new, paid cash), Camaro Z28 (new, 0% financing), Ford Exploder (new, paid cash), Corvette (new, 0% financing) and now…gulp…a Toyota Prius.

As a guy who loves performance cars, I have to say I’m pretty happy I went to the Prius. It’s actually more expensive to insure up here in LA than the Corvette believe it or not, but I get ridiculous gas mileage and fill up every two weeks. My friends think it’s cool, my kids dig the gadgets on it, and I’m really happy with the performance. Do I miss 0-60mph in 4.8 seconds…sometimes. But I love $30 fill-ups more.

You’re young and I know image is important, but get comfortable in your own skin. It doesn’t matter what you drive. I finally figured that out.

[Trojan4Life]

Alright, I have to throw my 2 cents in here as a car buff and I dare say addicted pigg.

Since 2000, I have gone through a Mazda Protege (new, paid cash), Nissan Quest (new, paid cash), Camaro Z28 (new, 0% financing), Ford Exploder (new, paid cash), Corvette (new, 0% financing) and now…gulp…a Toyota Prius.

As a guy who loves performance cars, I have to say I’m pretty happy I went to the Prius. It’s actually more expensive to insure up here in LA than the Corvette believe it or not, but I get ridiculous gas mileage and fill up every two weeks. My friends think it’s cool, my kids dig the gadgets on it, and I’m really happy with the performance. Do I miss 0-60mph in 4.8 seconds…sometimes. But I love $30 fill-ups more.

You’re young and I know image is important, but get comfortable in your own skin. It doesn’t matter what you drive. I finally figured that out.

[Trojan4Life]

Alright, I have to throw my 2 cents in here as a car buff and I dare say addicted pigg.

Since 2000, I have gone through a Mazda Protege (new, paid cash), Nissan Quest (new, paid cash), Camaro Z28 (new, 0% financing), Ford Exploder (new, paid cash), Corvette (new, 0% financing) and now…gulp…a Toyota Prius.

As a guy who loves performance cars, I have to say I’m pretty happy I went to the Prius. It’s actually more expensive to insure up here in LA than the Corvette believe it or not, but I get ridiculous gas mileage and fill up every two weeks. My friends think it’s cool, my kids dig the gadgets on it, and I’m really happy with the performance. Do I miss 0-60mph in 4.8 seconds…sometimes. But I love $30 fill-ups more.

You’re young and I know image is important, but get comfortable in your own skin. It doesn’t matter what you drive. I finally figured that out.

[Trojan4Life]

PR, not sure what you’re getting at with your reply.

I’ll have approximately $120K in net income (not including bonuses) and realistically will be in the home for about 12-15 years (once my youngest is established in college, which I already have fully funded). I am in a little different situation from a lot of you in that I am going to be receiving a govt. (military) pension starting this summer at the ripe old age of 42. This retirement check is for life and will start out at approximately $3,100 net and will adjust upward each year. Military retired pay rises each year to ensure that inflation does not erode the purchasing power of retirees, and raises are based on the CPI.

Annual expenses is kind of tricky, because I don’t need to fund a lot of the retirement savings most folks do as aggressively due to my military retirement. We have no debt (as in $0), two newer cars paid off. Kids college funds are already set (pre-paid plan in Florida for 4-yrs of university study) and if they want to go to school in California they will be afforded free tuition due to my injuries received on active duty.

All told, I anticipate a mortgage PITI of (gasp) $5,300 per month, with a net income of slightly over $10K per month.

I’d be more thatn happy to talk to you off-line at [email protected]

Thanks

[Trojan4Life]

PR, not sure what you’re getting at with your reply.

I’ll have approximately $120K in net income (not including bonuses) and realistically will be in the home for about 12-15 years (once my youngest is established in college, which I already have fully funded). I am in a little different situation from a lot of you in that I am going to be receiving a govt. (military) pension starting this summer at the ripe old age of 42. This retirement check is for life and will start out at approximately $3,100 net and will adjust upward each year. Military retired pay rises each year to ensure that inflation does not erode the purchasing power of retirees, and raises are based on the CPI.

Annual expenses is kind of tricky, because I don’t need to fund a lot of the retirement savings most folks do as aggressively due to my military retirement. We have no debt (as in $0), two newer cars paid off. Kids college funds are already set (pre-paid plan in Florida for 4-yrs of university study) and if they want to go to school in California they will be afforded free tuition due to my injuries received on active duty.

All told, I anticipate a mortgage PITI of (gasp) $5,300 per month, with a net income of slightly over $10K per month.

I’d be more thatn happy to talk to you off-line at [email protected]

Thanks

[Trojan4Life]

PR, not sure what you’re getting at with your reply.

I’ll have approximately $120K in net income (not including bonuses) and realistically will be in the home for about 12-15 years (once my youngest is established in college, which I already have fully funded). I am in a little different situation from a lot of you in that I am going to be receiving a govt. (military) pension starting this summer at the ripe old age of 42. This retirement check is for life and will start out at approximately $3,100 net and will adjust upward each year. Military retired pay rises each year to ensure that inflation does not erode the purchasing power of retirees, and raises are based on the CPI.

Annual expenses is kind of tricky, because I don’t need to fund a lot of the retirement savings most folks do as aggressively due to my military retirement. We have no debt (as in $0), two newer cars paid off. Kids college funds are already set (pre-paid plan in Florida for 4-yrs of university study) and if they want to go to school in California they will be afforded free tuition due to my injuries received on active duty.

All told, I anticipate a mortgage PITI of (gasp) $5,300 per month, with a net income of slightly over $10K per month.

I’d be more thatn happy to talk to you off-line at [email protected]

Thanks

[Trojan4Life]

PR, not sure what you’re getting at with your reply.

I’ll have approximately $120K in net income (not including bonuses) and realistically will be in the home for about 12-15 years (once my youngest is established in college, which I already have fully funded). I am in a little different situation from a lot of you in that I am going to be receiving a govt. (military) pension starting this summer at the ripe old age of 42. This retirement check is for life and will start out at approximately $3,100 net and will adjust upward each year. Military retired pay rises each year to ensure that inflation does not erode the purchasing power of retirees, and raises are based on the CPI.

Annual expenses is kind of tricky, because I don’t need to fund a lot of the retirement savings most folks do as aggressively due to my military retirement. We have no debt (as in $0), two newer cars paid off. Kids college funds are already set (pre-paid plan in Florida for 4-yrs of university study) and if they want to go to school in California they will be afforded free tuition due to my injuries received on active duty.

All told, I anticipate a mortgage PITI of (gasp) $5,300 per month, with a net income of slightly over $10K per month.

I’d be more thatn happy to talk to you off-line at [email protected]

Thanks

[Trojan4Life]

PR, not sure what you’re getting at with your reply.

I’ll have approximately $120K in net income (not including bonuses) and realistically will be in the home for about 12-15 years (once my youngest is established in college, which I already have fully funded). I am in a little different situation from a lot of you in that I am going to be receiving a govt. (military) pension starting this summer at the ripe old age of 42. This retirement check is for life and will start out at approximately $3,100 net and will adjust upward each year. Military retired pay rises each year to ensure that inflation does not erode the purchasing power of retirees, and raises are based on the CPI.

Annual expenses is kind of tricky, because I don’t need to fund a lot of the retirement savings most folks do as aggressively due to my military retirement. We have no debt (as in $0), two newer cars paid off. Kids college funds are already set (pre-paid plan in Florida for 4-yrs of university study) and if they want to go to school in California they will be afforded free tuition due to my injuries received on active duty.

All told, I anticipate a mortgage PITI of (gasp) $5,300 per month, with a net income of slightly over $10K per month.

I’d be more thatn happy to talk to you off-line at [email protected]

Thanks

[Trojan4Life]

That’s insane! I had a Corvette that I financed $25K on at 0% and my payment was in the neighborhood of $600. I thought that was a ton of money in 2004! I have neighbors who don’t have two nickels to rub together who go out and lease a new car when they get to the point that they need to replace tires because they don’t have the $$$ to buy new tires. This is absolutely insane.

On a different yet related topic, I found a very nice brand new townhome in Redondo Beach up here in LA. Really nicely done Med style, high quality finish materials (granite, travertine, crown molding, etc). It was completed and originally listed in Sep 07 for $859K, now reduced to $829K. Agent claims the seller/builder will refund $$$ to match sales price with last unit sold (i.e buy now for $829K and if the last of the ten units sells for $759K, I would get $70K back). Sounds too good to be true…so we know the adage.

Do you think I’d have a crack at a deal at a $750K offer? it’s blocks from the beach, good schools for LA, etc…
Also, we’re dealing with only being able to put about $100K down, are there still loan products out there to help me without burying me?

[Trojan4Life]

That’s insane! I had a Corvette that I financed $25K on at 0% and my payment was in the neighborhood of $600. I thought that was a ton of money in 2004! I have neighbors who don’t have two nickels to rub together who go out and lease a new car when they get to the point that they need to replace tires because they don’t have the $$$ to buy new tires. This is absolutely insane.

On a different yet related topic, I found a very nice brand new townhome in Redondo Beach up here in LA. Really nicely done Med style, high quality finish materials (granite, travertine, crown molding, etc). It was completed and originally listed in Sep 07 for $859K, now reduced to $829K. Agent claims the seller/builder will refund $$$ to match sales price with last unit sold (i.e buy now for $829K and if the last of the ten units sells for $759K, I would get $70K back). Sounds too good to be true…so we know the adage.

Do you think I’d have a crack at a deal at a $750K offer? it’s blocks from the beach, good schools for LA, etc…
Also, we’re dealing with only being able to put about $100K down, are there still loan products out there to help me without burying me?

[Trojan4Life]

That’s insane! I had a Corvette that I financed $25K on at 0% and my payment was in the neighborhood of $600. I thought that was a ton of money in 2004! I have neighbors who don’t have two nickels to rub together who go out and lease a new car when they get to the point that they need to replace tires because they don’t have the $$$ to buy new tires. This is absolutely insane.

On a different yet related topic, I found a very nice brand new townhome in Redondo Beach up here in LA. Really nicely done Med style, high quality finish materials (granite, travertine, crown molding, etc). It was completed and originally listed in Sep 07 for $859K, now reduced to $829K. Agent claims the seller/builder will refund $$$ to match sales price with last unit sold (i.e buy now for $829K and if the last of the ten units sells for $759K, I would get $70K back). Sounds too good to be true…so we know the adage.

Do you think I’d have a crack at a deal at a $750K offer? it’s blocks from the beach, good schools for LA, etc…
Also, we’re dealing with only being able to put about $100K down, are there still loan products out there to help me without burying me?

[Trojan4Life]

That’s insane! I had a Corvette that I financed $25K on at 0% and my payment was in the neighborhood of $600. I thought that was a ton of money in 2004! I have neighbors who don’t have two nickels to rub together who go out and lease a new car when they get to the point that they need to replace tires because they don’t have the $$$ to buy new tires. This is absolutely insane.

On a different yet related topic, I found a very nice brand new townhome in Redondo Beach up here in LA. Really nicely done Med style, high quality finish materials (granite, travertine, crown molding, etc). It was completed and originally listed in Sep 07 for $859K, now reduced to $829K. Agent claims the seller/builder will refund $$$ to match sales price with last unit sold (i.e buy now for $829K and if the last of the ten units sells for $759K, I would get $70K back). Sounds too good to be true…so we know the adage.

Do you think I’d have a crack at a deal at a $750K offer? it’s blocks from the beach, good schools for LA, etc…
Also, we’re dealing with only being able to put about $100K down, are there still loan products out there to help me without burying me?

[Trojan4Life]

That’s insane! I had a Corvette that I financed $25K on at 0% and my payment was in the neighborhood of $600. I thought that was a ton of money in 2004! I have neighbors who don’t have two nickels to rub together who go out and lease a new car when they get to the point that they need to replace tires because they don’t have the $$$ to buy new tires. This is absolutely insane.

On a different yet related topic, I found a very nice brand new townhome in Redondo Beach up here in LA. Really nicely done Med style, high quality finish materials (granite, travertine, crown molding, etc). It was completed and originally listed in Sep 07 for $859K, now reduced to $829K. Agent claims the seller/builder will refund $$$ to match sales price with last unit sold (i.e buy now for $829K and if the last of the ten units sells for $759K, I would get $70K back). Sounds too good to be true…so we know the adage.

Do you think I’d have a crack at a deal at a $750K offer? it’s blocks from the beach, good schools for LA, etc…
Also, we’re dealing with only being able to put about $100K down, are there still loan products out there to help me without burying me?

[Author]

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