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SellingMyHome
Participant[quote=Arraya]Fuck that. Strategic defaults are such a infinitesimal part of this drama it’s negligible. It’s still at historical averages because of peoples misplaced morals, fear and shame. You went into a contract with a gangster syndicate that used the media and government to pump up an asset bubble for whatever reason.
Breaking a contract with these gangsters is the “right” thing to do. Besides the bank did not put up collateral or “consideration” in legal speak. It was just a ledger entry as the created the money with a keystroke.
Default away and feel good about it. Don’t listen to all these whinny bitches about moral and ethics. It is completely “bottom line” from top down. There is no reason to follow a set of ethics that the other party in the contract is not expected to.[/quote]
sweet! This is exactly what I need to hear!
I doubt that will get any responses!
Participant[quote=Arraya]Fuck that. Strategic defaults are such a infinitesimal part of this drama it’s negligible. It’s still at historical averages because of peoples misplaced morals, fear and shame. You went into a contract with a gangster syndicate that used the media and government to pump up an asset bubble for whatever reason.
Breaking a contract with these gangsters is the “right” thing to do. Besides the bank did not put up collateral or “consideration” in legal speak. It was just a ledger entry as the created the money with a keystroke.
Default away and feel good about it. Don’t listen to all these whinny bitches about moral and ethics. It is completely “bottom line” from top down. There is no reason to follow a set of ethics that the other party in the contract is not expected to.[/quote]
sweet! This is exactly what I need to hear!
I doubt that will get any responses!
ParticipantThe last two posters are right, I am coming across badly. Sorry. I shouldn’t blame anyone but myself, or at least my ignorance 6 years ago!
Maybe it isn’t the “right” thing to do morally, at least that is what a lot of folks want us to feel. It’s now a financial reason for me. I’m not a morally bankrupt person, just one of those that fell underwater enough to make a hard decision. That study about how people react at certain break points is so true! FYI, we are far from pulling the trigger here.
Plan will be to save as much as possible for a huge downpayment on a house only when the time is right. Had I been reading this site 6 years ago, I would probably still be renting and saving. Oh well. And to the OP, I’m still not looking for pity, or “pitty” as you put it. 🙂
ParticipantThe last two posters are right, I am coming across badly. Sorry. I shouldn’t blame anyone but myself, or at least my ignorance 6 years ago!
Maybe it isn’t the “right” thing to do morally, at least that is what a lot of folks want us to feel. It’s now a financial reason for me. I’m not a morally bankrupt person, just one of those that fell underwater enough to make a hard decision. That study about how people react at certain break points is so true! FYI, we are far from pulling the trigger here.
Plan will be to save as much as possible for a huge downpayment on a house only when the time is right. Had I been reading this site 6 years ago, I would probably still be renting and saving. Oh well. And to the OP, I’m still not looking for pity, or “pitty” as you put it. 🙂
ParticipantThe last two posters are right, I am coming across badly. Sorry. I shouldn’t blame anyone but myself, or at least my ignorance 6 years ago!
Maybe it isn’t the “right” thing to do morally, at least that is what a lot of folks want us to feel. It’s now a financial reason for me. I’m not a morally bankrupt person, just one of those that fell underwater enough to make a hard decision. That study about how people react at certain break points is so true! FYI, we are far from pulling the trigger here.
Plan will be to save as much as possible for a huge downpayment on a house only when the time is right. Had I been reading this site 6 years ago, I would probably still be renting and saving. Oh well. And to the OP, I’m still not looking for pity, or “pitty” as you put it. 🙂
ParticipantThe last two posters are right, I am coming across badly. Sorry. I shouldn’t blame anyone but myself, or at least my ignorance 6 years ago!
Maybe it isn’t the “right” thing to do morally, at least that is what a lot of folks want us to feel. It’s now a financial reason for me. I’m not a morally bankrupt person, just one of those that fell underwater enough to make a hard decision. That study about how people react at certain break points is so true! FYI, we are far from pulling the trigger here.
Plan will be to save as much as possible for a huge downpayment on a house only when the time is right. Had I been reading this site 6 years ago, I would probably still be renting and saving. Oh well. And to the OP, I’m still not looking for pity, or “pitty” as you put it. 🙂
ParticipantThe last two posters are right, I am coming across badly. Sorry. I shouldn’t blame anyone but myself, or at least my ignorance 6 years ago!
Maybe it isn’t the “right” thing to do morally, at least that is what a lot of folks want us to feel. It’s now a financial reason for me. I’m not a morally bankrupt person, just one of those that fell underwater enough to make a hard decision. That study about how people react at certain break points is so true! FYI, we are far from pulling the trigger here.
Plan will be to save as much as possible for a huge downpayment on a house only when the time is right. Had I been reading this site 6 years ago, I would probably still be renting and saving. Oh well. And to the OP, I’m still not looking for pity, or “pitty” as you put it. 🙂
Participant[quote=mercedes7]I rarely post here, but your repeated nasty (“blow me”) comments to any of the posters that disagree with your plan and call you out for your nonchalant attitude struck me wrong.
My point is not to berate you, but to get you to stand back and realize that attacking people who don’t agree with you and your choices is insulting and immature.[/quote]
I only responded with “blow off”, not “blow me” to those personally attacking me and my situation. In my main post I was asking for financial advice, and took offense to someone berating me. Blow off and blow me are very different, and display a vast difference of maturity. I have not attacked anyone, just asked people not to be mean. I truly listen to those posts that disagree me, but in an intelligent manor.
Believe me, I have not reached this decision lightly, and wouldn’t have thought of it over two year’s ago. Reading and seeing what the banks have done to this country has made me mad.
When I bought 6 year’s ago I was sadly not as informed as I am today. I truly thought I was buying a house as a longer term investment for my family. If I knew then what I’ve learned since, I would have thought differently. I don’t mean selling at the peak price, but even buying to begin with. 2003 was about 2/3rd the way up the parabolic rise, I thought I would buy before the peak.
What I should have done, was gotten an adjustable loan that I would not have been able to afford, then let the government bail me out. I’m at a point that I can’t be bailed out of a bad decision, so I’m choosing another route.
Participant[quote=mercedes7]I rarely post here, but your repeated nasty (“blow me”) comments to any of the posters that disagree with your plan and call you out for your nonchalant attitude struck me wrong.
My point is not to berate you, but to get you to stand back and realize that attacking people who don’t agree with you and your choices is insulting and immature.[/quote]
I only responded with “blow off”, not “blow me” to those personally attacking me and my situation. In my main post I was asking for financial advice, and took offense to someone berating me. Blow off and blow me are very different, and display a vast difference of maturity. I have not attacked anyone, just asked people not to be mean. I truly listen to those posts that disagree me, but in an intelligent manor.
Believe me, I have not reached this decision lightly, and wouldn’t have thought of it over two year’s ago. Reading and seeing what the banks have done to this country has made me mad.
When I bought 6 year’s ago I was sadly not as informed as I am today. I truly thought I was buying a house as a longer term investment for my family. If I knew then what I’ve learned since, I would have thought differently. I don’t mean selling at the peak price, but even buying to begin with. 2003 was about 2/3rd the way up the parabolic rise, I thought I would buy before the peak.
What I should have done, was gotten an adjustable loan that I would not have been able to afford, then let the government bail me out. I’m at a point that I can’t be bailed out of a bad decision, so I’m choosing another route.
Participant[quote=mercedes7]I rarely post here, but your repeated nasty (“blow me”) comments to any of the posters that disagree with your plan and call you out for your nonchalant attitude struck me wrong.
My point is not to berate you, but to get you to stand back and realize that attacking people who don’t agree with you and your choices is insulting and immature.[/quote]
I only responded with “blow off”, not “blow me” to those personally attacking me and my situation. In my main post I was asking for financial advice, and took offense to someone berating me. Blow off and blow me are very different, and display a vast difference of maturity. I have not attacked anyone, just asked people not to be mean. I truly listen to those posts that disagree me, but in an intelligent manor.
Believe me, I have not reached this decision lightly, and wouldn’t have thought of it over two year’s ago. Reading and seeing what the banks have done to this country has made me mad.
When I bought 6 year’s ago I was sadly not as informed as I am today. I truly thought I was buying a house as a longer term investment for my family. If I knew then what I’ve learned since, I would have thought differently. I don’t mean selling at the peak price, but even buying to begin with. 2003 was about 2/3rd the way up the parabolic rise, I thought I would buy before the peak.
What I should have done, was gotten an adjustable loan that I would not have been able to afford, then let the government bail me out. I’m at a point that I can’t be bailed out of a bad decision, so I’m choosing another route.
Participant[quote=mercedes7]I rarely post here, but your repeated nasty (“blow me”) comments to any of the posters that disagree with your plan and call you out for your nonchalant attitude struck me wrong.
My point is not to berate you, but to get you to stand back and realize that attacking people who don’t agree with you and your choices is insulting and immature.[/quote]
I only responded with “blow off”, not “blow me” to those personally attacking me and my situation. In my main post I was asking for financial advice, and took offense to someone berating me. Blow off and blow me are very different, and display a vast difference of maturity. I have not attacked anyone, just asked people not to be mean. I truly listen to those posts that disagree me, but in an intelligent manor.
Believe me, I have not reached this decision lightly, and wouldn’t have thought of it over two year’s ago. Reading and seeing what the banks have done to this country has made me mad.
When I bought 6 year’s ago I was sadly not as informed as I am today. I truly thought I was buying a house as a longer term investment for my family. If I knew then what I’ve learned since, I would have thought differently. I don’t mean selling at the peak price, but even buying to begin with. 2003 was about 2/3rd the way up the parabolic rise, I thought I would buy before the peak.
What I should have done, was gotten an adjustable loan that I would not have been able to afford, then let the government bail me out. I’m at a point that I can’t be bailed out of a bad decision, so I’m choosing another route.
Participant[quote=mercedes7]I rarely post here, but your repeated nasty (“blow me”) comments to any of the posters that disagree with your plan and call you out for your nonchalant attitude struck me wrong.
My point is not to berate you, but to get you to stand back and realize that attacking people who don’t agree with you and your choices is insulting and immature.[/quote]
I only responded with “blow off”, not “blow me” to those personally attacking me and my situation. In my main post I was asking for financial advice, and took offense to someone berating me. Blow off and blow me are very different, and display a vast difference of maturity. I have not attacked anyone, just asked people not to be mean. I truly listen to those posts that disagree me, but in an intelligent manor.
Believe me, I have not reached this decision lightly, and wouldn’t have thought of it over two year’s ago. Reading and seeing what the banks have done to this country has made me mad.
When I bought 6 year’s ago I was sadly not as informed as I am today. I truly thought I was buying a house as a longer term investment for my family. If I knew then what I’ve learned since, I would have thought differently. I don’t mean selling at the peak price, but even buying to begin with. 2003 was about 2/3rd the way up the parabolic rise, I thought I would buy before the peak.
What I should have done, was gotten an adjustable loan that I would not have been able to afford, then let the government bail me out. I’m at a point that I can’t be bailed out of a bad decision, so I’m choosing another route.
ParticipantMe either!
ParticipantMe either!
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