[sdgrrl]

Earthquake insurance is a complete separate policy from your Homeowner’s. Most have a 20% deductible based on the damages. If 100k is damaged you are responsible for 20k. On a side note there are no policies for for what is deemed “movable/unstable” earth. After the Socal landslides insurers rewrote policies to exclude this. Also after the LA riots, insurers rewrote policies excluding “insurrection, anarchy” and whatever else could pertain to a loss in times of civil unrest.

Many people in SD do not have earthquake insurance. Some people buy it off and through out the year as a kind of russian roulette.

[sdgrrl]

Earthquake insurance is a complete separate policy from your Homeowner’s. Most have a 20% deductible based on the damages. If 100k is damaged you are responsible for 20k. On a side note there are no policies for for what is deemed “movable/unstable” earth. After the Socal landslides insurers rewrote policies to exclude this. Also after the LA riots, insurers rewrote policies excluding “insurrection, anarchy” and whatever else could pertain to a loss in times of civil unrest.

Many people in SD do not have earthquake insurance. Some people buy it off and through out the year as a kind of russian roulette.

[sdgrrl]

Earthquake insurance is a complete separate policy from your Homeowner’s. Most have a 20% deductible based on the damages. If 100k is damaged you are responsible for 20k. On a side note there are no policies for for what is deemed “movable/unstable” earth. After the Socal landslides insurers rewrote policies to exclude this. Also after the LA riots, insurers rewrote policies excluding “insurrection, anarchy” and whatever else could pertain to a loss in times of civil unrest.

Many people in SD do not have earthquake insurance. Some people buy it off and through out the year as a kind of russian roulette.

[sdgrrl]

Earthquake insurance is a complete separate policy from your Homeowner’s. Most have a 20% deductible based on the damages. If 100k is damaged you are responsible for 20k. On a side note there are no policies for for what is deemed “movable/unstable” earth. After the Socal landslides insurers rewrote policies to exclude this. Also after the LA riots, insurers rewrote policies excluding “insurrection, anarchy” and whatever else could pertain to a loss in times of civil unrest.

Many people in SD do not have earthquake insurance. Some people buy it off and through out the year as a kind of russian roulette.

[sdgrrl]

Thank you ybitz- you are absolutely right. Mandolin at Del Sur is the planned condominium development; not Bridgewalk. Double checked.

http://www.rsfhome.com/PageManager/Default.aspx/PageID=2096373&NF=1

Thanks Again,

Shannon

[sdgrrl]

Thank you ybitz- you are absolutely right. Mandolin at Del Sur is the planned condominium development; not Bridgewalk. Double checked.

http://www.rsfhome.com/PageManager/Default.aspx/PageID=2096373&NF=1

Thanks Again,

Shannon

[sdgrrl]

Thank you ybitz- you are absolutely right. Mandolin at Del Sur is the planned condominium development; not Bridgewalk. Double checked.

http://www.rsfhome.com/PageManager/Default.aspx/PageID=2096373&NF=1

Thanks Again,

Shannon

[sdgrrl]

Thank you ybitz- you are absolutely right. Mandolin at Del Sur is the planned condominium development; not Bridgewalk. Double checked.

http://www.rsfhome.com/PageManager/Default.aspx/PageID=2096373&NF=1

Thanks Again,

Shannon

[sdgrrl]

Thank you ybitz- you are absolutely right. Mandolin at Del Sur is the planned condominium development; not Bridgewalk. Double checked.

http://www.rsfhome.com/PageManager/Default.aspx/PageID=2096373&NF=1

Thanks Again,

Shannon

[sdgrrl]

Hitler. I don’t know who you are and I may not agree with all your ideals, because I don’t know you and to be honest your name throws me off. I don’t agree with all of Christianity, but if your point is that the Bible says nothing in regards to people suffering under bad loans you are right.

It’s tough. I can’t imagine owing $600k on a home that’s now valued at half that price. Sure some of this happened out of vanity, stupidly, greed, or simply an innocent ideal of the American Dream, but it’s a hard call. I would walk away. I’m not in that boat, but I listen to Suzie Orman and she says walk away.

Not sure if carrying a burden when you thought your home would rise, but it sunk and carrying around that burden is bad karma. I think a child seeing a stressed out mom and dad and feeling constantly uneased and unstable is way more negative karma.

[sdgrrl]

Hitler. I don’t know who you are and I may not agree with all your ideals, because I don’t know you and to be honest your name throws me off. I don’t agree with all of Christianity, but if your point is that the Bible says nothing in regards to people suffering under bad loans you are right.

It’s tough. I can’t imagine owing $600k on a home that’s now valued at half that price. Sure some of this happened out of vanity, stupidly, greed, or simply an innocent ideal of the American Dream, but it’s a hard call. I would walk away. I’m not in that boat, but I listen to Suzie Orman and she says walk away.

Not sure if carrying a burden when you thought your home would rise, but it sunk and carrying around that burden is bad karma. I think a child seeing a stressed out mom and dad and feeling constantly uneased and unstable is way more negative karma.

[sdgrrl]

Hitler. I don’t know who you are and I may not agree with all your ideals, because I don’t know you and to be honest your name throws me off. I don’t agree with all of Christianity, but if your point is that the Bible says nothing in regards to people suffering under bad loans you are right.

It’s tough. I can’t imagine owing $600k on a home that’s now valued at half that price. Sure some of this happened out of vanity, stupidly, greed, or simply an innocent ideal of the American Dream, but it’s a hard call. I would walk away. I’m not in that boat, but I listen to Suzie Orman and she says walk away.

Not sure if carrying a burden when you thought your home would rise, but it sunk and carrying around that burden is bad karma. I think a child seeing a stressed out mom and dad and feeling constantly uneased and unstable is way more negative karma.

[sdgrrl]

Hitler. I don’t know who you are and I may not agree with all your ideals, because I don’t know you and to be honest your name throws me off. I don’t agree with all of Christianity, but if your point is that the Bible says nothing in regards to people suffering under bad loans you are right.

It’s tough. I can’t imagine owing $600k on a home that’s now valued at half that price. Sure some of this happened out of vanity, stupidly, greed, or simply an innocent ideal of the American Dream, but it’s a hard call. I would walk away. I’m not in that boat, but I listen to Suzie Orman and she says walk away.

Not sure if carrying a burden when you thought your home would rise, but it sunk and carrying around that burden is bad karma. I think a child seeing a stressed out mom and dad and feeling constantly uneased and unstable is way more negative karma.

[sdgrrl]

Hitler. I don’t know who you are and I may not agree with all your ideals, because I don’t know you and to be honest your name throws me off. I don’t agree with all of Christianity, but if your point is that the Bible says nothing in regards to people suffering under bad loans you are right.

It’s tough. I can’t imagine owing $600k on a home that’s now valued at half that price. Sure some of this happened out of vanity, stupidly, greed, or simply an innocent ideal of the American Dream, but it’s a hard call. I would walk away. I’m not in that boat, but I listen to Suzie Orman and she says walk away.

Not sure if carrying a burden when you thought your home would rise, but it sunk and carrying around that burden is bad karma. I think a child seeing a stressed out mom and dad and feeling constantly uneased and unstable is way more negative karma.

[sdgrrl]

I appreciate all the the posters comments:

I appreciate the knowledge of “the triangle of life”. You learn something new everyday. Instinctively, I feel being outside is best, but if caught in the middle of the night- I’d probably crawl under my bed. It makes sense however things may fall straight down, but it’s nice to have a buffer to catch the full impact and by gravity weight will slant.

It’s sad, but thinking about it you are right those individuals who simply stayed in their cars-were crushed like pancakes.

Growing up in Texas, we were told during tornadoes to go along the wall and crouch. Lucky enough one never passed over us (I always had visions of school children swirling in the air). Your experience in Mexico is touching and sad. I truly hope you are running a blog or giving seminars on earthquake safety awareness. Thank you for the information.

The idea for companies to implement an emergency earthquake plan is a good one and I’m surprised that all the companies I worked with never even mentioned it. Gives me something to look forward too on Tuesday when I go back to work.

Oddly, last night I told my fiance that I felt a big quake coming. I don’t know if the earthquakes in Chile, Okinawa and Haiti released tension, or made those tectonic plates even more stressed and compacted?

It’s just been too darn quiet in LA and San Fran, but I don’t want to spread any bad mojo.

A lot of good information and an eye opening post- thanks all!

[Author]

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