[roughtrader]

Countrywide’s rates kind of suck. To get the 15k incentive, I wonder if it’s possible to sign on with JLH’s lender and refi with another lender before the first mortgage is paid.

Any ideas?

roughtrader

[roughtrader]

Countrywide’s rates kind of suck. To get the 15k incentive, I wonder if it’s possible to sign on with JLH’s lender and refi with another lender before the first mortgage is paid.

Any ideas?

roughtrader

[roughtrader]

Countrywide’s rates kind of suck. To get the 15k incentive, I wonder if it’s possible to sign on with JLH’s lender and refi with another lender before the first mortgage is paid.

Any ideas?

roughtrader

[roughtrader]

Countrywide’s rates kind of suck. To get the 15k incentive, I wonder if it’s possible to sign on with JLH’s lender and refi with another lender before the first mortgage is paid.

Any ideas?

roughtrader

[roughtrader]

Countrywide’s rates kind of suck. To get the 15k incentive, I wonder if it’s possible to sign on with JLH’s lender and refi with another lender before the first mortgage is paid.

Any ideas?

roughtrader

[roughtrader]

Yep, I’d also be very interested in knowing who is participating in this product at this rate now. Also, is this rate with no buydown on points? If so, I wonder if an additional 50 basis pts. would be sliced off if the buyer paid down a couple of points.

This may be the thing that pushes me over the edge to just by a reasonably priced property now.

roughtrader

[roughtrader]

Yep, I’d also be very interested in knowing who is participating in this product at this rate now. Also, is this rate with no buydown on points? If so, I wonder if an additional 50 basis pts. would be sliced off if the buyer paid down a couple of points.

This may be the thing that pushes me over the edge to just by a reasonably priced property now.

roughtrader

[roughtrader]

Yep, I’d also be very interested in knowing who is participating in this product at this rate now. Also, is this rate with no buydown on points? If so, I wonder if an additional 50 basis pts. would be sliced off if the buyer paid down a couple of points.

This may be the thing that pushes me over the edge to just by a reasonably priced property now.

roughtrader

[roughtrader]

Yep, I’d also be very interested in knowing who is participating in this product at this rate now. Also, is this rate with no buydown on points? If so, I wonder if an additional 50 basis pts. would be sliced off if the buyer paid down a couple of points.

This may be the thing that pushes me over the edge to just by a reasonably priced property now.

roughtrader

[roughtrader]

Yep, I’d also be very interested in knowing who is participating in this product at this rate now. Also, is this rate with no buydown on points? If so, I wonder if an additional 50 basis pts. would be sliced off if the buyer paid down a couple of points.

This may be the thing that pushes me over the edge to just by a reasonably priced property now.

roughtrader

[roughtrader]

I don’t think high house prices is the right metric. Increasing home equity is the key.

Rising prices means rising equity for existing homeowners. This means a perceived increase in wealth, which is only realized when they sell the home. HELOCs and cash-out refis were used to give the illusion of cashing out of the game with a big profit.

Rising prices also means rising appraised values. More tax revenue for governments, so it keeps them happy.

I don’t think homeowners now really care about the price of their home in the conscious sense. I think the unconscious, underlying and dominating perception of lost wealth and status is what is driving them batty. Those who never sold, never cashed out. Those who took HELOCs and cash-out refis never cashed out, even though they thought they did.

Those who sold for profit are the ones, who alongside first-time buyers, would like to see prices fall.

roughtrader

[roughtrader]

I don’t think high house prices is the right metric. Increasing home equity is the key.

Rising prices means rising equity for existing homeowners. This means a perceived increase in wealth, which is only realized when they sell the home. HELOCs and cash-out refis were used to give the illusion of cashing out of the game with a big profit.

Rising prices also means rising appraised values. More tax revenue for governments, so it keeps them happy.

I don’t think homeowners now really care about the price of their home in the conscious sense. I think the unconscious, underlying and dominating perception of lost wealth and status is what is driving them batty. Those who never sold, never cashed out. Those who took HELOCs and cash-out refis never cashed out, even though they thought they did.

Those who sold for profit are the ones, who alongside first-time buyers, would like to see prices fall.

roughtrader

[roughtrader]

I don’t think high house prices is the right metric. Increasing home equity is the key.

Rising prices means rising equity for existing homeowners. This means a perceived increase in wealth, which is only realized when they sell the home. HELOCs and cash-out refis were used to give the illusion of cashing out of the game with a big profit.

Rising prices also means rising appraised values. More tax revenue for governments, so it keeps them happy.

I don’t think homeowners now really care about the price of their home in the conscious sense. I think the unconscious, underlying and dominating perception of lost wealth and status is what is driving them batty. Those who never sold, never cashed out. Those who took HELOCs and cash-out refis never cashed out, even though they thought they did.

Those who sold for profit are the ones, who alongside first-time buyers, would like to see prices fall.

roughtrader

[roughtrader]

I don’t think high house prices is the right metric. Increasing home equity is the key.

Rising prices means rising equity for existing homeowners. This means a perceived increase in wealth, which is only realized when they sell the home. HELOCs and cash-out refis were used to give the illusion of cashing out of the game with a big profit.

Rising prices also means rising appraised values. More tax revenue for governments, so it keeps them happy.

I don’t think homeowners now really care about the price of their home in the conscious sense. I think the unconscious, underlying and dominating perception of lost wealth and status is what is driving them batty. Those who never sold, never cashed out. Those who took HELOCs and cash-out refis never cashed out, even though they thought they did.

Those who sold for profit are the ones, who alongside first-time buyers, would like to see prices fall.

roughtrader

[roughtrader]

I don’t think high house prices is the right metric. Increasing home equity is the key.

Rising prices means rising equity for existing homeowners. This means a perceived increase in wealth, which is only realized when they sell the home. HELOCs and cash-out refis were used to give the illusion of cashing out of the game with a big profit.

Rising prices also means rising appraised values. More tax revenue for governments, so it keeps them happy.

I don’t think homeowners now really care about the price of their home in the conscious sense. I think the unconscious, underlying and dominating perception of lost wealth and status is what is driving them batty. Those who never sold, never cashed out. Those who took HELOCs and cash-out refis never cashed out, even though they thought they did.

Those who sold for profit are the ones, who alongside first-time buyers, would like to see prices fall.

roughtrader

[Author]

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