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NateKParticipant
My advice goes along a different route: Why are you planning on buying with your girlfriend? Buying a home is a very very long term investment. DO NOT BUY WITH YOUR GIRLFRIEND!!!!! It’s a waste of time and if you buy right now…It’s going to be a big waste of a whole lot of money. I know you guys are in love right now. But you are only 24 years old and I can guarantee that the way you look at life is gonna change in 5 years and your relationship will change too. I’m pretty sure everything is awesome now. But do you know that 2 out of 3 marriages in Southern California end up in a divorce. That is HUGE. And you aren’t even yet ready to jump into that boat yet either, But you’re ready to buy a home together??? But think what’s going to happen on the high possibility when you break up 2 or 3 years down the road. Imagine what would happen if you bought a home now and after your home depreciates 25% in 3 years. You think you guys are gonna keep that house. While she kicked you out and you have to crash at a friends place…Hell Nooo..You have to sell it and gonna sell it for a big fat loss.
So just live at your in-laws. I’m assuming you aren’t paying rent…You know how many of us would kill to live rent free and how much money we’d save not paying rent. You have it pretty good. So save up your money so you can purchase a home on your own and worry more about trying to get that FICO score up. And wait for 3 years or so and you’ll be very pleasantly surprised on how prices on homes are a lot more affordable compared to now.
Did I mention…DO NOT BUY WITH YOUR GIRLFRIEND!!!!
NateKParticipantPoor David,
You know what this drama kinda reminds me of. I remember when my brother, who also brings in over 6 figures. An all around bright guy or so I thought. Well he was going out with this gold-digging B!+ch…And he was in love, she was the only one for him and he was thinking about marrying her until he finally saw her for the lazy gold-digging good for nothing that we all saw her for. And then he thanked me..But then he meets this new girl…And it’s like a different year but virtually the same type of girl…We again remind him of the previous girl but he thinks this one is different.
Well the idiot got trapped and got her pregnant…She supposedly said she was on the pill, but ohhh well. And now they’re married with a kid. The nanny pretty much raises the baby…I’m serious the most I’ve heard her do was try and breast feed the baby the first couple days after birth and that didn’t work out. And now she does virtually nothing except just sit her lazy butt at home, spends most of the money and gains weight. Honestly she did look pretty good before the baby…But 2 years later and 40 lbs later. It’s like she pulled the rip cord. Poof!!!!
Sorry, but anyways…Moral of the story. People are obviously gonna keep going after what they are attracted to no matter how sound the advice. But for David…It’s still not too late. I know it feels great right now, but PULL OUT DAVID!!! No pun intended. Look through all the numbers and data provided for you here. You listened once and you were rewarded and you thanked this site. Remember that gold diggin B!+ch that was gonna take your money last year…Well it’s a new year, a new house, but the same downturn(B!+ch).
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