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La Jolla Renter
ParticipantCan someone find the name of the owner so we can post it and thrash them. Better yet, lets hound the DA’s office to go after them.
Personally, I’ve got no problem with people walking from their home. Stealing or Vandalize the place on your way out, and I would like to see you hung. What’s the matter with people? America’s got no pride or class left in them. I know if I were to walk from a place, I wouldn’t leave so much as a gum wrapper on the floor.
April 15, 2008 at 5:48 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187836ParticipantBAD IDEA!!!! Don’t do it!!!!
Even if you say your ok if you never see the money again, it will bug the shit out of you when they haven’t paid it back and are taking vacations.
I suggest coming up with a great excuse why you can’t lend the money.
Examples…
You just had to get a short term loan yourself because you over funded your 401k, kids college fund, health savings plan, etc.
Your company just sent out lay off notices.
You just met with your financial planner and they said you are under protected with no emergency fund. So can’t lend anything out until it is build up.
I am sure some fellow pigs can come up with even better excuses other than the honest… NO!!!
April 15, 2008 at 5:48 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187855ParticipantBAD IDEA!!!! Don’t do it!!!!
Even if you say your ok if you never see the money again, it will bug the shit out of you when they haven’t paid it back and are taking vacations.
I suggest coming up with a great excuse why you can’t lend the money.
Examples…
You just had to get a short term loan yourself because you over funded your 401k, kids college fund, health savings plan, etc.
Your company just sent out lay off notices.
You just met with your financial planner and they said you are under protected with no emergency fund. So can’t lend anything out until it is build up.
I am sure some fellow pigs can come up with even better excuses other than the honest… NO!!!
April 15, 2008 at 5:48 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187885ParticipantBAD IDEA!!!! Don’t do it!!!!
Even if you say your ok if you never see the money again, it will bug the shit out of you when they haven’t paid it back and are taking vacations.
I suggest coming up with a great excuse why you can’t lend the money.
Examples…
You just had to get a short term loan yourself because you over funded your 401k, kids college fund, health savings plan, etc.
Your company just sent out lay off notices.
You just met with your financial planner and they said you are under protected with no emergency fund. So can’t lend anything out until it is build up.
I am sure some fellow pigs can come up with even better excuses other than the honest… NO!!!
April 15, 2008 at 5:48 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187896ParticipantBAD IDEA!!!! Don’t do it!!!!
Even if you say your ok if you never see the money again, it will bug the shit out of you when they haven’t paid it back and are taking vacations.
I suggest coming up with a great excuse why you can’t lend the money.
Examples…
You just had to get a short term loan yourself because you over funded your 401k, kids college fund, health savings plan, etc.
Your company just sent out lay off notices.
You just met with your financial planner and they said you are under protected with no emergency fund. So can’t lend anything out until it is build up.
I am sure some fellow pigs can come up with even better excuses other than the honest… NO!!!
April 15, 2008 at 5:48 PM in reply to: A close friend/relative wants to borrow money. What do you do? #187900ParticipantBAD IDEA!!!! Don’t do it!!!!
Even if you say your ok if you never see the money again, it will bug the shit out of you when they haven’t paid it back and are taking vacations.
I suggest coming up with a great excuse why you can’t lend the money.
Examples…
You just had to get a short term loan yourself because you over funded your 401k, kids college fund, health savings plan, etc.
Your company just sent out lay off notices.
You just met with your financial planner and they said you are under protected with no emergency fund. So can’t lend anything out until it is build up.
I am sure some fellow pigs can come up with even better excuses other than the honest… NO!!!
ParticipantI agree it sure feels like there are a fair amount of buyers on the sideline. My hunch is that those buyers are going to get even more conservative as the market falls and job security becomes an issue.
The mortgage amount I personally am willing to take on has dropped about 25% over the past year. My future income does not look as good as it did one year ago.
ParticipantI agree it sure feels like there are a fair amount of buyers on the sideline. My hunch is that those buyers are going to get even more conservative as the market falls and job security becomes an issue.
The mortgage amount I personally am willing to take on has dropped about 25% over the past year. My future income does not look as good as it did one year ago.
ParticipantI agree it sure feels like there are a fair amount of buyers on the sideline. My hunch is that those buyers are going to get even more conservative as the market falls and job security becomes an issue.
The mortgage amount I personally am willing to take on has dropped about 25% over the past year. My future income does not look as good as it did one year ago.
ParticipantI agree it sure feels like there are a fair amount of buyers on the sideline. My hunch is that those buyers are going to get even more conservative as the market falls and job security becomes an issue.
The mortgage amount I personally am willing to take on has dropped about 25% over the past year. My future income does not look as good as it did one year ago.
ParticipantI agree it sure feels like there are a fair amount of buyers on the sideline. My hunch is that those buyers are going to get even more conservative as the market falls and job security becomes an issue.
The mortgage amount I personally am willing to take on has dropped about 25% over the past year. My future income does not look as good as it did one year ago.
ParticipantWhy do you really need good credit if you like your house and plan to stay there for 5+ years?
In seven years you have your good credit back and over a 100k in savings from not having negative cash flow of 1k a month.
Lots of filthy rich people out there with shitty credit, and lots of poor people with good credit.
I am not promoting any particular course of action for you, just playing a little devils advocate.
If I were in a home I planned on staying in for several years, I would gladly sell my 800 score for a 100k.
ParticipantWhy do you really need good credit if you like your house and plan to stay there for 5+ years?
In seven years you have your good credit back and over a 100k in savings from not having negative cash flow of 1k a month.
Lots of filthy rich people out there with shitty credit, and lots of poor people with good credit.
I am not promoting any particular course of action for you, just playing a little devils advocate.
If I were in a home I planned on staying in for several years, I would gladly sell my 800 score for a 100k.
ParticipantWhy do you really need good credit if you like your house and plan to stay there for 5+ years?
In seven years you have your good credit back and over a 100k in savings from not having negative cash flow of 1k a month.
Lots of filthy rich people out there with shitty credit, and lots of poor people with good credit.
I am not promoting any particular course of action for you, just playing a little devils advocate.
If I were in a home I planned on staying in for several years, I would gladly sell my 800 score for a 100k.
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