Forum Replies Created
-
AuthorPosts
-
jfel
Participant[quote=The-Shoveler]I know it is just my paranoia etc.. but I can’t help but feel there is something we are not being told about this.
China is basically completely shut down.[/quote]
I think everyone is in the dark- including their own people, censorship all. Can’t speak to the credibility of this man but this is an interesting video from a man who claims to be pursuing journalism and is/was there on the frontline. If you are watching on a desktop subtitles are translated.
Participantsdgrrl,
So what happened?
ParticipantThanks SK- thats exactly what I needed to hear.
ParticipantThanks SK- thats exactly what I needed to hear.
ParticipantThanks Doofrat,
We have the offer letter ready to go- I am thinking that would have more impact than the percentage of our earnest money deposit?…as in general the offer is below asking but our financing is rock solid with proof.
Im reading over the offer, over and over again and can’t get past these hypothetical “fees” that could incurr that would be deducted from our earnest money deposit under section 14. D. (1) SELLERS RIGHT TO CANCEL and 14 H. EFFECT OF CANCELATION ON DEPOSITS
Any idea of a scenario that would result in the buyer losing this deposit?
ParticipantThanks for the insight, gzz!
ParticipantLa Jolla Renter-
According to all our neighbors, who have lived here for 10-25+ years, this type of activity is uncommon. They were quite shocked about the prostitute situation and the graffiti by gangs has only been a recent thing within the last few years.Though, that doesn’t make me feel better…Of course we did not know any of this when we first moved in… but knowing it now makes me hesitant to stay here for the long haul, nonetheless buy.
Participant[quote=no_such_reality]Is the landlord of sound mind? Does she like you? Can the sentimental reasons for her holding it be converted into a sentimental helping a nice family live new memories or the memories she’s holding on to via a rent to own or a rent to own, purchase and landlord carry a private note back?[/quote]
The owner moved out of state to be taken care of by one of her kids. Before that, she had been living on her own. Her son lives in north county but has a lot on his plate (family/health related.) When we first moved in about a year and half ago, it was made clear that both her kids desire to sell the house when she passes.
Upon reading everyone’s replies, its now seems silly-obvious to me that the current circumstances may work out in our favor. What I can’t imagine is why none of her adult grandchildren want this home? But I certainly wont bring that up.
Could you tell me more about rent to own as well as what you mean by “a rent to own, purchase and landlord carry a private note back? Sorry to be so dense- I’m completely a newbie.
Participant[quote=bearishgurl] The “perception of safety” is in the eye of the beholder. Frequently, the people who feel the most safe in their neighborhoods are the ones who grew up there or have lived there the longest. Outsiders considering moving into a particular area often “perceive” it not to be “safe” based upon superficial physical attributes such as older homes, older streets, overhead lines, and non-tile roofs. Also due to the existence of mom-and-pop stores and small local businesses instead of big-box stores and large supermarkets which need a vehicle to get to. The perception of a particular area not being “safe” to live in or walk in is a crock of BS conjured up by ignorant “outsiders” who know nothing of the particular area, its “culture” or its people. [/quote]
Bearishgurl you are right in saying that the perception of safety is whats key. Its true that I am an outsider to west Chula Vista; I grew up in both PQ and in the Fairmont Park area and my husband grew up in Bonita. Throughout our marriage we’ve lived in CV, but only east of the 805. Its not the culture, or “it’s people,” or mom & pop shops that make me feel unsafe. I don’t think most San Diego natives feel uncomfortable by “different cultures” and certainly not mom & pop shops? My great-grandfather came to San Diego from China and established the first asian grocery store here, which my family ran for generations. One of our locations was in CV and our stores had lots of “ethnic foods” including hispanic and filipino to cater to the diverse range of customers. Diversity is not what makes me feel unsafe. We are a mixed family…we blend right in.
Its the location of this house that has me hesitant to stay here; it sits on the corner of a busy street- lots of cars as well as foot traffic. Its the type of street where people dump furniture. Our side fence gets tagged up every few months and occasionally we will run into homeless men searching through our neighbors’ recyclables. When we first moved in, a prostitute was loitering in our front yard, and was eventually arrested for possession. For better or for worse when we moved here I started subscribing to spot crime updates for the area. The cul-de-sac itself is great, the neighboring streets are great… but being on such a main street we are on the cusp of lots of crime that trickles in from the west. This is what I mean by not feeling safe enough to go on a walk alone here.
But looking at the facts, besides the graffiti and having to dispose of the prostitute’s trash… we haven’t had anything actually bad happen to us. Our next-door neighbor takes her poodles out for walks; it wouldn’t be that hard to go with her and learn her route. Also talking it over more with my husband, we could put in a flood light on the side of the house that faces the busy street and we could even install a security system or get a big dog to give me peace of mind for when I’m alone.
ParticipantThank you all for your responses. Sorry for the delay- my little one has been down with a nasty virus.
More info about our situation: My husband is in his mid-30s and I’m in my late 20s. There is not much more income potential at my husband’s current job. He is an EMT and for what he does he has the highest paying employer in the county. It is far from his dream job and though a career change into a field with more opportunity is possible (he does have a business degree) we know that if he were to do this it would be entry-level and there will be a pay-cut initially. This is another reason why we wouldn’t want to borrow more than 150k.
We don’t plan on having any more children and being in the best school district isn’t our top concern. Before having kids we decided we would homeschool-this decision still stands. So to answer your question barnaby, safety trumps schools. However, this doesn’t mean we want to completely ignore a prospective neighborhood’s school ratings as this seems to be somewhat telling of the community and an important factor for buyers should there come a day we sell. (Right? or are these rating over-emphasized?)
As far as my income potential, I will remain at home and be the primary one homeschooling.
How much we feel comfortable spending on monthly payments is pretty set in stone. We are not opposed to condo/townhouse living but it seems that many of the older communities have HOAs in the $300-$400s while newer ones have MR and sometimes 2 HOAs. Since HOAs only go up and not many cover more than landscaping and common grounds, it seems silly to not just borrow a little more to get into a detached house when what we would have to pay every month will end up being about the same.
We recently saw a few units in the Alicante community in San Miguel and we think it would be a great place for us. But the thought of one day having a paid off home yet still continuing to pay nearly $300 in HOAs and another $130 in MR plus property taxes doesn’t sit well. Maybe I’m being too demanding? Is this just the way of life now? Paying tyrant strangers to tell you what you can’t do so that you can store your stinky garbage in the garage of your tri-level home?
Here is the unit we considered and ultimately passed on: http://www.sdlookup.com/MLS-160028566-362_Callesita_Mariola_Chula_Vista_CA_91914
DIY skills: I’m the handy one between the two of us, but thats not saying much. I did help my dad and his business partner flip a couple houses back when I was in high school….but again thats not saying much. Not afraid to get my hands dirty but in the end we would hire a professional to re-do floors, bathrooms, the kitchen etc. Oddly enough it just so happens that one of the houses we flipped is on the market (and it looks like its been sitting.) http://www.sdlookup.com/MLS-160002896-8840_Hammond_San_Diego_CA_92123
Location: A dream location for us would be along the “president streets” in La Mesa, off of Lemon & Glenn. But I know the houses in that specific neighborhood are above our means. There is currently a totally fixer on Jefferson for sale there but it would be way too much strain on our savings to spend another $100k just to make it habitable.
We are okay with Lakeside and we’re flirting with Ramona. If my husband stays at his current job, Ramona would be great (I think? I’ve actually never been but the people I know from Ramona love it there.) My husband works in Lakeside.
-
AuthorPosts