[infoseeker]

Hey scaredycat… Putting in the offer is just 1st step. Start fretting once your offer gets accepted 🙂 Anyways you have 17 days after offer acceptance to back out. By that time you will be sure of it one way or another. Disclosures, inspection, additional comps from acceptance date to 17 days, etc. will also help you aid your decision.

[infoseeker]

Hey scaredycat… Putting in the offer is just 1st step. Start fretting once your offer gets accepted 🙂 Anyways you have 17 days after offer acceptance to back out. By that time you will be sure of it one way or another. Disclosures, inspection, additional comps from acceptance date to 17 days, etc. will also help you aid your decision.

[infoseeker]

As a first time buyer myself, I would recommend going with an agent. Ofcourse you need not pay 3%.. you can negotiate a rebate from the commission depending on the level of support you need and the home price you are looking at. In our case the agent was more or less an experienced seceratary who helped us get to see the homes when we want, write offers the way we want and prepare paperwork. Would we do it for the next home.. maybe not. But what we found useful was though we knew exactly what we want, it was good to hear what prospective buyers would prefer or not prefer through the agents experience (resale value/ home’s desirability).

[infoseeker]

As a first time buyer myself, I would recommend going with an agent. Ofcourse you need not pay 3%.. you can negotiate a rebate from the commission depending on the level of support you need and the home price you are looking at. In our case the agent was more or less an experienced seceratary who helped us get to see the homes when we want, write offers the way we want and prepare paperwork. Would we do it for the next home.. maybe not. But what we found useful was though we knew exactly what we want, it was good to hear what prospective buyers would prefer or not prefer through the agents experience (resale value/ home’s desirability).

[infoseeker]

As a first time buyer myself, I would recommend going with an agent. Ofcourse you need not pay 3%.. you can negotiate a rebate from the commission depending on the level of support you need and the home price you are looking at. In our case the agent was more or less an experienced seceratary who helped us get to see the homes when we want, write offers the way we want and prepare paperwork. Would we do it for the next home.. maybe not. But what we found useful was though we knew exactly what we want, it was good to hear what prospective buyers would prefer or not prefer through the agents experience (resale value/ home’s desirability).

[infoseeker]

As a first time buyer myself, I would recommend going with an agent. Ofcourse you need not pay 3%.. you can negotiate a rebate from the commission depending on the level of support you need and the home price you are looking at. In our case the agent was more or less an experienced seceratary who helped us get to see the homes when we want, write offers the way we want and prepare paperwork. Would we do it for the next home.. maybe not. But what we found useful was though we knew exactly what we want, it was good to hear what prospective buyers would prefer or not prefer through the agents experience (resale value/ home’s desirability).

[infoseeker]

As a first time buyer myself, I would recommend going with an agent. Ofcourse you need not pay 3%.. you can negotiate a rebate from the commission depending on the level of support you need and the home price you are looking at. In our case the agent was more or less an experienced seceratary who helped us get to see the homes when we want, write offers the way we want and prepare paperwork. Would we do it for the next home.. maybe not. But what we found useful was though we knew exactly what we want, it was good to hear what prospective buyers would prefer or not prefer through the agents experience (resale value/ home’s desirability).

[infoseeker]

I think the main reason people are currently holding back from refinancing is the equity they have in their current homes.. the low rates quoted are for <80% LTV. Correct me if I am wrong

[infoseeker]

I think the main reason people are currently holding back from refinancing is the equity they have in their current homes.. the low rates quoted are for <80% LTV. Correct me if I am wrong

[infoseeker]

I think the main reason people are currently holding back from refinancing is the equity they have in their current homes.. the low rates quoted are for <80% LTV. Correct me if I am wrong

[infoseeker]

I think the main reason people are currently holding back from refinancing is the equity they have in their current homes.. the low rates quoted are for <80% LTV. Correct me if I am wrong

[infoseeker]

I think the main reason people are currently holding back from refinancing is the equity they have in their current homes.. the low rates quoted are for <80% LTV. Correct me if I am wrong

[infoseeker]

[quote=jimmyle]The front load fee of BEARX is 5.5%, too high for in and out strategy.

[quote=infoseeker]”Market can remain irrational longer than you can remain solvent”.. that being said I have had some luck in BEARX, EEV and SKF during last year’s bloodbath… was just lucky on the timing. Ultrashorts are a good choice. IMO watch for the market to turn soar by certain percentage and then get in and get out with discipline after certain gains. Sideways market erodes bear funds.[/quote][/quote]

ummm… yeah bearx currently has a high front load… however i dont remember having one last year. Besides the there was also zero transaction fee though fidelity. But i believe there was a short term trading fee. Given that ETFs are a better option.

[infoseeker]

[quote=jimmyle]The front load fee of BEARX is 5.5%, too high for in and out strategy.

[quote=infoseeker]”Market can remain irrational longer than you can remain solvent”.. that being said I have had some luck in BEARX, EEV and SKF during last year’s bloodbath… was just lucky on the timing. Ultrashorts are a good choice. IMO watch for the market to turn soar by certain percentage and then get in and get out with discipline after certain gains. Sideways market erodes bear funds.[/quote][/quote]

ummm… yeah bearx currently has a high front load… however i dont remember having one last year. Besides the there was also zero transaction fee though fidelity. But i believe there was a short term trading fee. Given that ETFs are a better option.

[infoseeker]

[quote=jimmyle]The front load fee of BEARX is 5.5%, too high for in and out strategy.

[quote=infoseeker]”Market can remain irrational longer than you can remain solvent”.. that being said I have had some luck in BEARX, EEV and SKF during last year’s bloodbath… was just lucky on the timing. Ultrashorts are a good choice. IMO watch for the market to turn soar by certain percentage and then get in and get out with discipline after certain gains. Sideways market erodes bear funds.[/quote][/quote]

ummm… yeah bearx currently has a high front load… however i dont remember having one last year. Besides the there was also zero transaction fee though fidelity. But i believe there was a short term trading fee. Given that ETFs are a better option.

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