[infoseeker]

Would prefer an honest & sincere local loan broker to an online bank for the following reasons.

1. YSP will be disclosed without any excuse
2. Easily reachable and in-loop during every step in the escrow process
3. On top of things when it comes to locking rate (my broker monitored rates and saved me $1000 by locking 7 min before the wholesale lender increased the rates)
4. Not expensive compared to online banks given that online banks also add costs that is invisible. Also the broker has multiple sources to shop for best rates.

[infoseeker]

Would prefer an honest & sincere local loan broker to an online bank for the following reasons.

1. YSP will be disclosed without any excuse
2. Easily reachable and in-loop during every step in the escrow process
3. On top of things when it comes to locking rate (my broker monitored rates and saved me $1000 by locking 7 min before the wholesale lender increased the rates)
4. Not expensive compared to online banks given that online banks also add costs that is invisible. Also the broker has multiple sources to shop for best rates.

[infoseeker]

My agent asked the title company to plot the easement on the map. They responded saying that the exact location was not disclosed but in the easement document I see the following…. looks to me as benign.. please warn me if I might be wrong

” This easement shall be limited to all streets and roadway areas not dedicated to, and accepted by the governing municipality. The easement
shall also be limited to a four (4) foot wide strip on the individual lots for the service lateral installation from the main trunk and feeder Iines within the streets to the service termination point on the building

EXCEPTION THEREFROM those portions occupied by buildings, swimming pools. carports, and/or garages”

[infoseeker]

My agent asked the title company to plot the easement on the map. They responded saying that the exact location was not disclosed but in the easement document I see the following…. looks to me as benign.. please warn me if I might be wrong

” This easement shall be limited to all streets and roadway areas not dedicated to, and accepted by the governing municipality. The easement
shall also be limited to a four (4) foot wide strip on the individual lots for the service lateral installation from the main trunk and feeder Iines within the streets to the service termination point on the building

EXCEPTION THEREFROM those portions occupied by buildings, swimming pools. carports, and/or garages”

[infoseeker]

My agent asked the title company to plot the easement on the map. They responded saying that the exact location was not disclosed but in the easement document I see the following…. looks to me as benign.. please warn me if I might be wrong

” This easement shall be limited to all streets and roadway areas not dedicated to, and accepted by the governing municipality. The easement
shall also be limited to a four (4) foot wide strip on the individual lots for the service lateral installation from the main trunk and feeder Iines within the streets to the service termination point on the building

EXCEPTION THEREFROM those portions occupied by buildings, swimming pools. carports, and/or garages”

[infoseeker]

My agent asked the title company to plot the easement on the map. They responded saying that the exact location was not disclosed but in the easement document I see the following…. looks to me as benign.. please warn me if I might be wrong

” This easement shall be limited to all streets and roadway areas not dedicated to, and accepted by the governing municipality. The easement
shall also be limited to a four (4) foot wide strip on the individual lots for the service lateral installation from the main trunk and feeder Iines within the streets to the service termination point on the building

EXCEPTION THEREFROM those portions occupied by buildings, swimming pools. carports, and/or garages”

[infoseeker]

My agent asked the title company to plot the easement on the map. They responded saying that the exact location was not disclosed but in the easement document I see the following…. looks to me as benign.. please warn me if I might be wrong

” This easement shall be limited to all streets and roadway areas not dedicated to, and accepted by the governing municipality. The easement
shall also be limited to a four (4) foot wide strip on the individual lots for the service lateral installation from the main trunk and feeder Iines within the streets to the service termination point on the building

EXCEPTION THEREFROM those portions occupied by buildings, swimming pools. carports, and/or garages”

[infoseeker]

While waiting for 2 days to get the wawanesa quote in snail mail, I got quotes from AAA and Residence Mutual (Western Mutual Insurance Company). Residence Mutual gave a significantly lesser premium than AAA for the same parameters. I havent heard of Residence Mutual but california insurance commissioner website ranks them very good as far as least complaints. Do any piggs have policy with them? Are they good? Also they dont participate in CEA (California Earthquake Authority) pool and have their own earthquake insurance that has higher premium than CEA (for same parameters)… Is it a good or a bad thing.

[infoseeker]

While waiting for 2 days to get the wawanesa quote in snail mail, I got quotes from AAA and Residence Mutual (Western Mutual Insurance Company). Residence Mutual gave a significantly lesser premium than AAA for the same parameters. I havent heard of Residence Mutual but california insurance commissioner website ranks them very good as far as least complaints. Do any piggs have policy with them? Are they good? Also they dont participate in CEA (California Earthquake Authority) pool and have their own earthquake insurance that has higher premium than CEA (for same parameters)… Is it a good or a bad thing.

[infoseeker]

While waiting for 2 days to get the wawanesa quote in snail mail, I got quotes from AAA and Residence Mutual (Western Mutual Insurance Company). Residence Mutual gave a significantly lesser premium than AAA for the same parameters. I havent heard of Residence Mutual but california insurance commissioner website ranks them very good as far as least complaints. Do any piggs have policy with them? Are they good? Also they dont participate in CEA (California Earthquake Authority) pool and have their own earthquake insurance that has higher premium than CEA (for same parameters)… Is it a good or a bad thing.

[infoseeker]

While waiting for 2 days to get the wawanesa quote in snail mail, I got quotes from AAA and Residence Mutual (Western Mutual Insurance Company). Residence Mutual gave a significantly lesser premium than AAA for the same parameters. I havent heard of Residence Mutual but california insurance commissioner website ranks them very good as far as least complaints. Do any piggs have policy with them? Are they good? Also they dont participate in CEA (California Earthquake Authority) pool and have their own earthquake insurance that has higher premium than CEA (for same parameters)… Is it a good or a bad thing.

[infoseeker]

While waiting for 2 days to get the wawanesa quote in snail mail, I got quotes from AAA and Residence Mutual (Western Mutual Insurance Company). Residence Mutual gave a significantly lesser premium than AAA for the same parameters. I havent heard of Residence Mutual but california insurance commissioner website ranks them very good as far as least complaints. Do any piggs have policy with them? Are they good? Also they dont participate in CEA (California Earthquake Authority) pool and have their own earthquake insurance that has higher premium than CEA (for same parameters)… Is it a good or a bad thing.

[infoseeker]

Hey scaredycat… Putting in the offer is just 1st step. Start fretting once your offer gets accepted 🙂 Anyways you have 17 days after offer acceptance to back out. By that time you will be sure of it one way or another. Disclosures, inspection, additional comps from acceptance date to 17 days, etc. will also help you aid your decision.

[infoseeker]

Hey scaredycat… Putting in the offer is just 1st step. Start fretting once your offer gets accepted 🙂 Anyways you have 17 days after offer acceptance to back out. By that time you will be sure of it one way or another. Disclosures, inspection, additional comps from acceptance date to 17 days, etc. will also help you aid your decision.

[infoseeker]

Hey scaredycat… Putting in the offer is just 1st step. Start fretting once your offer gets accepted 🙂 Anyways you have 17 days after offer acceptance to back out. By that time you will be sure of it one way or another. Disclosures, inspection, additional comps from acceptance date to 17 days, etc. will also help you aid your decision.

[Author]

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