I looked at the site a few weeks ago and decided it is just not worth it. Reading through the different reasons people want a loan is scary. With all the easy financing out there I can’t even imagine why these borrowers would be going to this site for money. I can only assume that lenders have already denied them several times. I’m not going to be the one to assume that kind of risk. Also, the limited number of people using the site doesn’t really make it easy to spread your risk. There aren’t a lot of “good” loans that seem worthy of being funded. Isn’t there some bit of wisdom that goes “neither a borrower nor lender be”?