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I bought a REO last summer and just got supplemental bill with refund. The new assessment is the same as my purchase price.

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I bought a REO last summer and just got supplemental bill with refund. The new assessment is the same as my purchase price.

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mine is conforming

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mine is conforming

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mine is conforming

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mine is conforming

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mine is conforming

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[quote=CA renter]Wow, that is interesting. Did you ever ask them for a loan mod or a refi? Any reason you can think of that they would send this to you, or do you think they might be sending it to every one of their mortgage borrowers????

Thanks for your insights![/quote]

I never ever ask BAC for any loan mod, neither refi. My first thought was a fake letter kind of similar to email SCAM, as it asks for every financial detail. But looking at the package which has BAC letterhead and also my loan number printed, I could not find any suspicious.

I called their phone number on the letter, it was debt collector/BAC home retention. After double checking my loan number, he removed me from their “loan modification candidate database”. Asking how I was on the list, I was told he has no idea, all he could tell is some folks call in just do the same as I did, some other folks decide to have a try – in case if they’d be eligible for the program….

[fsbo]

[quote=CA renter]Wow, that is interesting. Did you ever ask them for a loan mod or a refi? Any reason you can think of that they would send this to you, or do you think they might be sending it to every one of their mortgage borrowers????

Thanks for your insights![/quote]

I never ever ask BAC for any loan mod, neither refi. My first thought was a fake letter kind of similar to email SCAM, as it asks for every financial detail. But looking at the package which has BAC letterhead and also my loan number printed, I could not find any suspicious.

I called their phone number on the letter, it was debt collector/BAC home retention. After double checking my loan number, he removed me from their “loan modification candidate database”. Asking how I was on the list, I was told he has no idea, all he could tell is some folks call in just do the same as I did, some other folks decide to have a try – in case if they’d be eligible for the program….

[fsbo]

[quote=CA renter]Wow, that is interesting. Did you ever ask them for a loan mod or a refi? Any reason you can think of that they would send this to you, or do you think they might be sending it to every one of their mortgage borrowers????

Thanks for your insights![/quote]

I never ever ask BAC for any loan mod, neither refi. My first thought was a fake letter kind of similar to email SCAM, as it asks for every financial detail. But looking at the package which has BAC letterhead and also my loan number printed, I could not find any suspicious.

I called their phone number on the letter, it was debt collector/BAC home retention. After double checking my loan number, he removed me from their “loan modification candidate database”. Asking how I was on the list, I was told he has no idea, all he could tell is some folks call in just do the same as I did, some other folks decide to have a try – in case if they’d be eligible for the program….

[fsbo]

[quote=CA renter]Wow, that is interesting. Did you ever ask them for a loan mod or a refi? Any reason you can think of that they would send this to you, or do you think they might be sending it to every one of their mortgage borrowers????

Thanks for your insights![/quote]

I never ever ask BAC for any loan mod, neither refi. My first thought was a fake letter kind of similar to email SCAM, as it asks for every financial detail. But looking at the package which has BAC letterhead and also my loan number printed, I could not find any suspicious.

I called their phone number on the letter, it was debt collector/BAC home retention. After double checking my loan number, he removed me from their “loan modification candidate database”. Asking how I was on the list, I was told he has no idea, all he could tell is some folks call in just do the same as I did, some other folks decide to have a try – in case if they’d be eligible for the program….

[fsbo]

[quote=CA renter]Wow, that is interesting. Did you ever ask them for a loan mod or a refi? Any reason you can think of that they would send this to you, or do you think they might be sending it to every one of their mortgage borrowers????

Thanks for your insights![/quote]

I never ever ask BAC for any loan mod, neither refi. My first thought was a fake letter kind of similar to email SCAM, as it asks for every financial detail. But looking at the package which has BAC letterhead and also my loan number printed, I could not find any suspicious.

I called their phone number on the letter, it was debt collector/BAC home retention. After double checking my loan number, he removed me from their “loan modification candidate database”. Asking how I was on the list, I was told he has no idea, all he could tell is some folks call in just do the same as I did, some other folks decide to have a try – in case if they’d be eligible for the program….

[fsbo]

Do you have an agent representing you? If so, you can talk to him/her as 5K is not a big gap. Usually he/she should be able to work out a deal for you by negotiating with the listing agent. Together they can contribute partial of 5K if not all from their 5~6% of commission. If you walk away, your agent gets nothing.

[fsbo]

Do you have an agent representing you? If so, you can talk to him/her as 5K is not a big gap. Usually he/she should be able to work out a deal for you by negotiating with the listing agent. Together they can contribute partial of 5K if not all from their 5~6% of commission. If you walk away, your agent gets nothing.

[fsbo]

Do you have an agent representing you? If so, you can talk to him/her as 5K is not a big gap. Usually he/she should be able to work out a deal for you by negotiating with the listing agent. Together they can contribute partial of 5K if not all from their 5~6% of commission. If you walk away, your agent gets nothing.

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