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condogrrl
ParticipantSince we are way off topic I’ll chime in. Why would a lesbian be interesting to a married man? Are you a porn freak?
ParticipantSince we are way off topic I’ll chime in. Why would a lesbian be interesting to a married man? Are you a porn freak?
ParticipantI am willing to give up a little interest by not having to run around town renewing my CDs or finding a safer bank to park them in when they mature. And, other than the Fed Reserve Bank, I want to be able to get my hands on the human who holds my money. Locally (San Diego) it seems World and San Diego National are the best rated banks by bankrate.com. And that changes from time to time. One thing that pisses me off is local banks offering higher interest rates to “new money” than my “old money.” Banks are crazy to have me withdraw my 100K while they lure in a new 5K account. I don’t want to play their games.
ParticipantI am willing to give up a little interest by not having to run around town renewing my CDs or finding a safer bank to park them in when they mature. And, other than the Fed Reserve Bank, I want to be able to get my hands on the human who holds my money. Locally (San Diego) it seems World and San Diego National are the best rated banks by bankrate.com. And that changes from time to time. One thing that pisses me off is local banks offering higher interest rates to “new money” than my “old money.” Banks are crazy to have me withdraw my 100K while they lure in a new 5K account. I don’t want to play their games.
ParticipantI am willing to give up a little interest by not having to run around town renewing my CDs or finding a safer bank to park them in when they mature. And, other than the Fed Reserve Bank, I want to be able to get my hands on the human who holds my money. Locally (San Diego) it seems World and San Diego National are the best rated banks by bankrate.com. And that changes from time to time. One thing that pisses me off is local banks offering higher interest rates to “new money” than my “old money.” Banks are crazy to have me withdraw my 100K while they lure in a new 5K account. I don’t want to play their games.
ParticipantThanks for the advice, waiting hawk. I am somewhat aware of this, but I need checking and savings accounts somewhere locally. Where do you suggest? 40K, for me, is not that much, although I’m not fond of losing money…
ParticipantThanks for the advice, waiting hawk. I am somewhat aware of this, but I need checking and savings accounts somewhere locally. Where do you suggest? 40K, for me, is not that much, although I’m not fond of losing money…
ParticipantThanks for the advice, waiting hawk. I am somewhat aware of this, but I need checking and savings accounts somewhere locally. Where do you suggest? 40K, for me, is not that much, although I’m not fond of losing money…
ParticipantI am VERY conservative (and probably a bit paranoid). I deal directly with the Federal Reserve Bank and have for years. Right now 6 month t-bills are paying a little less than bank CDs (even considering no CA income tax on the interest) but I can keep all my cash in one place and keep reinvesting it. I just space it out evenly across the year and each month the interest is deposited directly into my checking account. I’m retired so it adds to my other monthly income of pension, social security and an annuity payment. Of course, I have a local checking account and a small savings account (about $40K) at Washington Mutual paying 5%. I sleep well each night.
ParticipantI am VERY conservative (and probably a bit paranoid). I deal directly with the Federal Reserve Bank and have for years. Right now 6 month t-bills are paying a little less than bank CDs (even considering no CA income tax on the interest) but I can keep all my cash in one place and keep reinvesting it. I just space it out evenly across the year and each month the interest is deposited directly into my checking account. I’m retired so it adds to my other monthly income of pension, social security and an annuity payment. Of course, I have a local checking account and a small savings account (about $40K) at Washington Mutual paying 5%. I sleep well each night.
ParticipantI am VERY conservative (and probably a bit paranoid). I deal directly with the Federal Reserve Bank and have for years. Right now 6 month t-bills are paying a little less than bank CDs (even considering no CA income tax on the interest) but I can keep all my cash in one place and keep reinvesting it. I just space it out evenly across the year and each month the interest is deposited directly into my checking account. I’m retired so it adds to my other monthly income of pension, social security and an annuity payment. Of course, I have a local checking account and a small savings account (about $40K) at Washington Mutual paying 5%. I sleep well each night.
ParticipantYes, HOA fees increase all the time and yet the reserves are still not adequately funded. In the HOA for the condo I sold in 2005, the reserves were only 7% funded after 17 years of poor management. The roof needed to be replaced at an estimated cost of $150K – and this had to be put to a vote of the membership. If they vote not to replace the roof, then the roof leaks cause all kinds of expensive problems, more expensive than just replacing the roof. But note that the new roof would have to be a special assessment because there’s no money in the reserves. What a mess!
ParticipantYes, HOA fees increase all the time and yet the reserves are still not adequately funded. In the HOA for the condo I sold in 2005, the reserves were only 7% funded after 17 years of poor management. The roof needed to be replaced at an estimated cost of $150K – and this had to be put to a vote of the membership. If they vote not to replace the roof, then the roof leaks cause all kinds of expensive problems, more expensive than just replacing the roof. But note that the new roof would have to be a special assessment because there’s no money in the reserves. What a mess!
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