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barnaby33ParticipantSounds like lots of places.
barnaby33ParticipantDude never read any of HST’s good stuff. I mean it puts the bible to shame:
I have a theory about the truth, it is never told between the hours of 9 and 5.
If there is in fact, a heaven and a hell, all we know for sure is that hell will be a viciously overcrowded version of Phoenix — a clean well lighted place full of sunshine and bromides and fast cars where almost everybody seems vaguely happy, except those who know in their hearts what is missing…
There are times, however, and this is one of them, when even being right feels wrong. What do you say, for instance, about a generation that has been taught that rain is poison and sex is death? If making love might be fatal and if a cool spring breeze on any summer afternoon can turn a crystal blue lake into a puddle of black poison right in front of your eyes, there is not much left except TV and relentless masturbation. It’s a strange world. Some people get rich and others eat shit and die.
Josh
barnaby33ParticipantDude never read any of HST’s good stuff. I mean it puts the bible to shame:
I have a theory about the truth, it is never told between the hours of 9 and 5.
If there is in fact, a heaven and a hell, all we know for sure is that hell will be a viciously overcrowded version of Phoenix — a clean well lighted place full of sunshine and bromides and fast cars where almost everybody seems vaguely happy, except those who know in their hearts what is missing…
There are times, however, and this is one of them, when even being right feels wrong. What do you say, for instance, about a generation that has been taught that rain is poison and sex is death? If making love might be fatal and if a cool spring breeze on any summer afternoon can turn a crystal blue lake into a puddle of black poison right in front of your eyes, there is not much left except TV and relentless masturbation. It’s a strange world. Some people get rich and others eat shit and die.
Josh
barnaby33ParticipantSDR, I’m unsure what you mean? I didn’t refi beforehand no, so I am stuck with my 2.8 15 year fixed.
Joshbarnaby33ParticipantJust got a HELOC from third federal as well. The rate floats daily with Prime though, so borrower beware!
Joshbarnaby33ParticipantSlow day at the asylum?
Joshbarnaby33ParticipantHaving just driven through St George a couple of days ago, the amount of building there is just nuts. Also reading the billboards while driving through dropped my IQ by a solid 10-15 points. I suppose beauty has it’s price!
Joshbarnaby33ParticipantI’m definitely seeing huge salary inflation for software engineers.
Where? I’m seeing big demand increases. Salary increases almost not at all.
Joshbarnaby33ParticipantYOLO in Yolo, maybe once?
Joshbarnaby33ParticipantWait you forgot the sarcasm tags!
Escoguy, I agree with what you said, especially about how conservative underwriting has been the ENTIRE TIME the market has been rising starting around 2010.
barnaby33ParticipantYes Josh you have been wrong about lots of things. Remember that Napa Cab we had at Sbicca last year you thought was just OK
Yes well it was stacked against an 87 Dunn Howell Mountain. If I remember correctly the wine in question had a rather “Scottish” sounding name. I stand by my memory of it and will double down with, you and they love oak, not wine.
Texas is wonderful, if you love extreme weather flat land and folks who are really friendly until they find out you don’t go to their church!
Oh scardy, is there a thread you don’t hijack to use us as your therapists?
Joshbarnaby33ParticipantFunny deadzone I was thinking the same thing. This is the everything bubble. I could buy SDR’s reasoning if you ignore that one uncomfortable fact. All financial assets are tightly correlated and cash will be the only place to run when things stumble next time. Unfortunately that’d drive interest rates up very fast, or should anyway.
I too have been mostly wrong these last 8 years, so my opinion is slightly less valuable (some might say deflated) than in years past.
Joshbarnaby33ParticipantAs to ominous trends, I was referencing you:
Yes, we have our great weather, the ocean, and hip culture. But the trends are ominous, and the future is dire compared to that of our neighboring states.
Pure unadulterated unsupported sophistry.
Sophistry, something which could be true, but is false. Also my favorite GRE word! Never made it through grad school but did love learning that word for the GRE.
Now back to ominous, another cherished GRE word. The whole world is suffering ominous trends. Overpopulation, resource limits and our concerted attempts to do nothing about them are the issue. Also on an economic front the bifuraction of our economy into winner take all tech and everything else with low margins is a real issue. California relatively is in a great position. It still has rich soil, a good (again relatively) education system and attracts the best and brightest in droves. What we haven’t figured out how to do is share that equitably with those who aren’t best, brightest or both, without turning into a full on socialist fantasyland. If you want to leave, by all means do. Utah is physically GORGEOUS. It is however intellectually speaking the 8th level of hell. It attracts refugees from rich places like CA. Folks who extracted their wealth from CA and are then reviled for ruining it (aka driving up prices) for, “average folks.” Plus it doesn’t have much water, or industry; I realize that’s not important if you’re retiring. Whatever ominous trends exist here, Utah and satellite states will always suffer it worse. When the Colorado river water finally gives out, California will get the majority of it, why? Because it’s where the people, the intellect and the industrial capacity are.
At a more personal and fundamental level flyer is right you don’t have to justify yourself to me or anyone else. I have to say however this thread, given what little I know about you just screams scared old white person running from a changing world and thats sad. You are or were a professor and that implies (one would hope) a thinker. To uproot yourself from the life you have known for 45 years because you don’t like change just seems sad. This thread would have been much more positive if it’d started out with, we’re leaving to go to X,Y,Z, not running from A,B,Change….
Joshbarnaby33ParticipantWait if you moved here 45 years ago to teach that means you’re in your 70s at least. Ominous trends? How long are you planning to live? California has severe issues none of which you mentioned, but man you are engaging in sophistry to a T.
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