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abellParticipant
To my knowledge, if you have an HSA, and then switch health plans to an HMO or something that is not HSA eligible, you can no longer contribute to the HSA but you can continue to use the balance for medical purposes until the balance is $0.
abellParticipantTo my knowledge, if you have an HSA, and then switch health plans to an HMO or something that is not HSA eligible, you can no longer contribute to the HSA but you can continue to use the balance for medical purposes until the balance is $0.
abellParticipantTo my knowledge, if you have an HSA, and then switch health plans to an HMO or something that is not HSA eligible, you can no longer contribute to the HSA but you can continue to use the balance for medical purposes until the balance is $0.
abellParticipantTo my knowledge, if you have an HSA, and then switch health plans to an HMO or something that is not HSA eligible, you can no longer contribute to the HSA but you can continue to use the balance for medical purposes until the balance is $0.
abellParticipantI have no specific knowledge of IT database jobs within San Diego. I can say in this economy, job hunting is tough as most companies are not hiring. You can expect your job search to take longer than usual, unless luck comes your way. My husband, an accountant, lost his job May 2008, and it took him a long time to find work. And the work he found was multiple part-time positions. He is still looking for a full-time position.
abellParticipantI have no specific knowledge of IT database jobs within San Diego. I can say in this economy, job hunting is tough as most companies are not hiring. You can expect your job search to take longer than usual, unless luck comes your way. My husband, an accountant, lost his job May 2008, and it took him a long time to find work. And the work he found was multiple part-time positions. He is still looking for a full-time position.
abellParticipantI have no specific knowledge of IT database jobs within San Diego. I can say in this economy, job hunting is tough as most companies are not hiring. You can expect your job search to take longer than usual, unless luck comes your way. My husband, an accountant, lost his job May 2008, and it took him a long time to find work. And the work he found was multiple part-time positions. He is still looking for a full-time position.
abellParticipantI have no specific knowledge of IT database jobs within San Diego. I can say in this economy, job hunting is tough as most companies are not hiring. You can expect your job search to take longer than usual, unless luck comes your way. My husband, an accountant, lost his job May 2008, and it took him a long time to find work. And the work he found was multiple part-time positions. He is still looking for a full-time position.
abellParticipantI have no specific knowledge of IT database jobs within San Diego. I can say in this economy, job hunting is tough as most companies are not hiring. You can expect your job search to take longer than usual, unless luck comes your way. My husband, an accountant, lost his job May 2008, and it took him a long time to find work. And the work he found was multiple part-time positions. He is still looking for a full-time position.
abellParticipantA few years back, some friends of mine were trying to convince my husband and I to buy a house (they had just bought, and now “own” two houses). We kept on using the online mortgage calculators and determined we could not buy a house that we would want to live in for an extended period of time. Then one day those friends were with my husband and I looking at real estate online. When my husband went to use the online mortgage calculator, one of our friends said “you are doing a thirty-year fixed? You’ll never be able to afford a home that way.” So I said “if we get a mortgage with an adjustable rate, what happens if the rate adjusts higher and we can’t afford it?” And she replied, “you just refinance your mortgage.” And I responded, “What happens if you can’t?” There was silence before she muttered “you’ll be able to.” I was surprised that my friend took on an ARM mortgage without even considering that things might change and make refinancing not an option. At that time, I thought she was not being realistic and probably in the minority. But now that I have followed the housing market for a while, it seems that attitude was pretty common.
abellParticipantA few years back, some friends of mine were trying to convince my husband and I to buy a house (they had just bought, and now “own” two houses). We kept on using the online mortgage calculators and determined we could not buy a house that we would want to live in for an extended period of time. Then one day those friends were with my husband and I looking at real estate online. When my husband went to use the online mortgage calculator, one of our friends said “you are doing a thirty-year fixed? You’ll never be able to afford a home that way.” So I said “if we get a mortgage with an adjustable rate, what happens if the rate adjusts higher and we can’t afford it?” And she replied, “you just refinance your mortgage.” And I responded, “What happens if you can’t?” There was silence before she muttered “you’ll be able to.” I was surprised that my friend took on an ARM mortgage without even considering that things might change and make refinancing not an option. At that time, I thought she was not being realistic and probably in the minority. But now that I have followed the housing market for a while, it seems that attitude was pretty common.
abellParticipantA few years back, some friends of mine were trying to convince my husband and I to buy a house (they had just bought, and now “own” two houses). We kept on using the online mortgage calculators and determined we could not buy a house that we would want to live in for an extended period of time. Then one day those friends were with my husband and I looking at real estate online. When my husband went to use the online mortgage calculator, one of our friends said “you are doing a thirty-year fixed? You’ll never be able to afford a home that way.” So I said “if we get a mortgage with an adjustable rate, what happens if the rate adjusts higher and we can’t afford it?” And she replied, “you just refinance your mortgage.” And I responded, “What happens if you can’t?” There was silence before she muttered “you’ll be able to.” I was surprised that my friend took on an ARM mortgage without even considering that things might change and make refinancing not an option. At that time, I thought she was not being realistic and probably in the minority. But now that I have followed the housing market for a while, it seems that attitude was pretty common.
abellParticipantA few years back, some friends of mine were trying to convince my husband and I to buy a house (they had just bought, and now “own” two houses). We kept on using the online mortgage calculators and determined we could not buy a house that we would want to live in for an extended period of time. Then one day those friends were with my husband and I looking at real estate online. When my husband went to use the online mortgage calculator, one of our friends said “you are doing a thirty-year fixed? You’ll never be able to afford a home that way.” So I said “if we get a mortgage with an adjustable rate, what happens if the rate adjusts higher and we can’t afford it?” And she replied, “you just refinance your mortgage.” And I responded, “What happens if you can’t?” There was silence before she muttered “you’ll be able to.” I was surprised that my friend took on an ARM mortgage without even considering that things might change and make refinancing not an option. At that time, I thought she was not being realistic and probably in the minority. But now that I have followed the housing market for a while, it seems that attitude was pretty common.
abellParticipantA few years back, some friends of mine were trying to convince my husband and I to buy a house (they had just bought, and now “own” two houses). We kept on using the online mortgage calculators and determined we could not buy a house that we would want to live in for an extended period of time. Then one day those friends were with my husband and I looking at real estate online. When my husband went to use the online mortgage calculator, one of our friends said “you are doing a thirty-year fixed? You’ll never be able to afford a home that way.” So I said “if we get a mortgage with an adjustable rate, what happens if the rate adjusts higher and we can’t afford it?” And she replied, “you just refinance your mortgage.” And I responded, “What happens if you can’t?” There was silence before she muttered “you’ll be able to.” I was surprised that my friend took on an ARM mortgage without even considering that things might change and make refinancing not an option. At that time, I thought she was not being realistic and probably in the minority. But now that I have followed the housing market for a while, it seems that attitude was pretty common.
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