- This topic has 50 replies, 4 voices, and was last updated 15 years, 11 months ago by Raybyrnes.
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January 17, 2009 at 10:13 AM #330936January 17, 2009 at 11:10 PM #330733RaybyrnesParticipant
HLS
If we were to accept your assertion that you are better off shopping the person as opposed to a loan program, would you simultaneously recommend going with a person who has multi-state capabilities over one who does not if you had multi state properties. (Needs analysis question) Would a CA lender not be Limited if he could not evaluate out of state properties when trying to evaluate loan programs for a borrower. If you do not have the capability of looking at the entire portfolio, is a lender such as yourself not hampered in the recommendation he can make?Your argument through out many of your threads is you need to be able look at the big picture. Can you look at the big picture if a borrower has out of state properties and you are not licensed to do business in that state?
January 17, 2009 at 11:10 PM #331070RaybyrnesParticipantHLS
If we were to accept your assertion that you are better off shopping the person as opposed to a loan program, would you simultaneously recommend going with a person who has multi-state capabilities over one who does not if you had multi state properties. (Needs analysis question) Would a CA lender not be Limited if he could not evaluate out of state properties when trying to evaluate loan programs for a borrower. If you do not have the capability of looking at the entire portfolio, is a lender such as yourself not hampered in the recommendation he can make?Your argument through out many of your threads is you need to be able look at the big picture. Can you look at the big picture if a borrower has out of state properties and you are not licensed to do business in that state?
January 17, 2009 at 11:10 PM #331147RaybyrnesParticipantHLS
If we were to accept your assertion that you are better off shopping the person as opposed to a loan program, would you simultaneously recommend going with a person who has multi-state capabilities over one who does not if you had multi state properties. (Needs analysis question) Would a CA lender not be Limited if he could not evaluate out of state properties when trying to evaluate loan programs for a borrower. If you do not have the capability of looking at the entire portfolio, is a lender such as yourself not hampered in the recommendation he can make?Your argument through out many of your threads is you need to be able look at the big picture. Can you look at the big picture if a borrower has out of state properties and you are not licensed to do business in that state?
January 17, 2009 at 11:10 PM #331173RaybyrnesParticipantHLS
If we were to accept your assertion that you are better off shopping the person as opposed to a loan program, would you simultaneously recommend going with a person who has multi-state capabilities over one who does not if you had multi state properties. (Needs analysis question) Would a CA lender not be Limited if he could not evaluate out of state properties when trying to evaluate loan programs for a borrower. If you do not have the capability of looking at the entire portfolio, is a lender such as yourself not hampered in the recommendation he can make?Your argument through out many of your threads is you need to be able look at the big picture. Can you look at the big picture if a borrower has out of state properties and you are not licensed to do business in that state?
January 17, 2009 at 11:10 PM #331257RaybyrnesParticipantHLS
If we were to accept your assertion that you are better off shopping the person as opposed to a loan program, would you simultaneously recommend going with a person who has multi-state capabilities over one who does not if you had multi state properties. (Needs analysis question) Would a CA lender not be Limited if he could not evaluate out of state properties when trying to evaluate loan programs for a borrower. If you do not have the capability of looking at the entire portfolio, is a lender such as yourself not hampered in the recommendation he can make?Your argument through out many of your threads is you need to be able look at the big picture. Can you look at the big picture if a borrower has out of state properties and you are not licensed to do business in that state?
January 19, 2009 at 12:25 PM #331209Sandi EganParticipantHLS,
How can I contact you?
January 19, 2009 at 12:25 PM #331737Sandi EganParticipantHLS,
How can I contact you?
January 19, 2009 at 12:25 PM #331549Sandi EganParticipantHLS,
How can I contact you?
January 19, 2009 at 12:25 PM #331625Sandi EganParticipantHLS,
How can I contact you?
January 19, 2009 at 12:25 PM #331653Sandi EganParticipantHLS,
How can I contact you?
January 19, 2009 at 1:36 PM #331599HLSParticipantSandi..
http://www.HomeLoanSheldon.com
email [email protected]
Ray..
Strange question.. what’s the point ?
Far less than 1% of the population own property in more than one state.
For those that do, dealing with one person on multiple loans doesn’t mean that they are going to get any special deal, or that the person knows what they are doing.Personally, I can overwhelm people with options and explanations, (it doesn’t matter where the property is located) most people only want to know how much their payment is going to be, and some want that free loan, which doesn’t exist, but end up with a higher rate and higher payment for the life of the loan, as we have discussed.
January 19, 2009 at 1:36 PM #331786HLSParticipantSandi..
http://www.HomeLoanSheldon.com
email [email protected]
Ray..
Strange question.. what’s the point ?
Far less than 1% of the population own property in more than one state.
For those that do, dealing with one person on multiple loans doesn’t mean that they are going to get any special deal, or that the person knows what they are doing.Personally, I can overwhelm people with options and explanations, (it doesn’t matter where the property is located) most people only want to know how much their payment is going to be, and some want that free loan, which doesn’t exist, but end up with a higher rate and higher payment for the life of the loan, as we have discussed.
January 19, 2009 at 1:36 PM #331703HLSParticipantSandi..
http://www.HomeLoanSheldon.com
email [email protected]
Ray..
Strange question.. what’s the point ?
Far less than 1% of the population own property in more than one state.
For those that do, dealing with one person on multiple loans doesn’t mean that they are going to get any special deal, or that the person knows what they are doing.Personally, I can overwhelm people with options and explanations, (it doesn’t matter where the property is located) most people only want to know how much their payment is going to be, and some want that free loan, which doesn’t exist, but end up with a higher rate and higher payment for the life of the loan, as we have discussed.
January 19, 2009 at 1:36 PM #331675HLSParticipantSandi..
http://www.HomeLoanSheldon.com
email [email protected]
Ray..
Strange question.. what’s the point ?
Far less than 1% of the population own property in more than one state.
For those that do, dealing with one person on multiple loans doesn’t mean that they are going to get any special deal, or that the person knows what they are doing.Personally, I can overwhelm people with options and explanations, (it doesn’t matter where the property is located) most people only want to know how much their payment is going to be, and some want that free loan, which doesn’t exist, but end up with a higher rate and higher payment for the life of the loan, as we have discussed.
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