Trash the kitchen?

[CA renter]

[quote=briansd1]I believe in living by the letter of contracts.

But I don’t believe in being destructive, especially when being destructive does not bring any benefit to me.

For example, when I leave my hotel room, I turn off all the lights and the A/C. I don’t believe in being destructive and causing other people to lose money when there’s no benefit to anyone.

Now, living for free in the house as long a possible and stringing along the bank would be very beneficial to the homeowner. That, I would recommend. The bank took the risk, they always knew that default was a possibility. And they can always exercise their right to foreclose promptly.

[/quote]

And this is why so many of us were warning about moral hazard in the pre-bailout days.

By bailing out anyone who is underwater or took on more debt than they could afford, the govt absolutely opened up the box for everyone else to demand a bailout, too. The home “owners” have the banks over a barrel, and they’re seizing this rare opportunity to collectively make demands (principal reductions, forebearance, interest rate reductions, etc.) that they wouldn’t normally be able to make.

I fault the govt 100% for the mess they’ve created. What they should have done is stand behind the original FDIC and SIPC insurance, and let the chips fall where they may. Since they’re bailing out the fat cats, they will be forced to bail out everyone below them, too.

Though we’ve always paid all of our bills on time (or sooner), and never stolen from anybody, I’d feel like a chump if we were paying the original terms of our mortgage. Unfortunately, we rent, so we don’t get any freebies. See..only renters get evicted if they don’t pay.

[ariffe22]

I’m going to throw up after reading this. These dirtbags make me sick.

[ariffe22]

I’m going to throw up after reading this. These dirtbags make me sick.

[ariffe22]

I’m going to throw up after reading this. These dirtbags make me sick.

[ariffe22]

I’m going to throw up after reading this. These dirtbags make me sick.

[ariffe22]

I’m going to throw up after reading this. These dirtbags make me sick.

[Rt.66]

[quote]XBoxBoy

Banks extort money from people.

They extort 28% APR from you while paying 2% to account holders.

[/quote]

Good point for this thread! How many people are actually getting a feeling of revenge/satisfaction from sticking it to the bankers?

How many of us are both sick and mad at these freeloading bums and at the same time, enjoy seeing the working stiff, stiff the bankers?

Fight Club type debt destruction reset only with mortgages blowing up; not credit card company buildings?

On a related point, I paid off my Bank of Amerika credit card balance last month in full because they hiked my interest rate to the moon (after being a card holder since 1990 with ZERO lates). Today I opened my bill and they were asking for more interest $$ even though I paid before the due date. I call BofA and they say, “oops our bad, we’ll take that off”. Conniving Assholes!

They get all the tax payer funded dollars they like, at zero % interest so they can play like they are solvant and we get the shaft.

[Rt.66]

[quote]XBoxBoy

Banks extort money from people.

They extort 28% APR from you while paying 2% to account holders.

[/quote]

Good point for this thread! How many people are actually getting a feeling of revenge/satisfaction from sticking it to the bankers?

How many of us are both sick and mad at these freeloading bums and at the same time, enjoy seeing the working stiff, stiff the bankers?

Fight Club type debt destruction reset only with mortgages blowing up; not credit card company buildings?

On a related point, I paid off my Bank of Amerika credit card balance last month in full because they hiked my interest rate to the moon (after being a card holder since 1990 with ZERO lates). Today I opened my bill and they were asking for more interest $$ even though I paid before the due date. I call BofA and they say, “oops our bad, we’ll take that off”. Conniving Assholes!

They get all the tax payer funded dollars they like, at zero % interest so they can play like they are solvant and we get the shaft.

[Rt.66]

[quote]XBoxBoy

Banks extort money from people.

They extort 28% APR from you while paying 2% to account holders.

[/quote]

Good point for this thread! How many people are actually getting a feeling of revenge/satisfaction from sticking it to the bankers?

How many of us are both sick and mad at these freeloading bums and at the same time, enjoy seeing the working stiff, stiff the bankers?

Fight Club type debt destruction reset only with mortgages blowing up; not credit card company buildings?

On a related point, I paid off my Bank of Amerika credit card balance last month in full because they hiked my interest rate to the moon (after being a card holder since 1990 with ZERO lates). Today I opened my bill and they were asking for more interest $$ even though I paid before the due date. I call BofA and they say, “oops our bad, we’ll take that off”. Conniving Assholes!

They get all the tax payer funded dollars they like, at zero % interest so they can play like they are solvant and we get the shaft.

[Rt.66]

[quote]XBoxBoy

Banks extort money from people.

They extort 28% APR from you while paying 2% to account holders.

[/quote]

Good point for this thread! How many people are actually getting a feeling of revenge/satisfaction from sticking it to the bankers?

How many of us are both sick and mad at these freeloading bums and at the same time, enjoy seeing the working stiff, stiff the bankers?

Fight Club type debt destruction reset only with mortgages blowing up; not credit card company buildings?

On a related point, I paid off my Bank of Amerika credit card balance last month in full because they hiked my interest rate to the moon (after being a card holder since 1990 with ZERO lates). Today I opened my bill and they were asking for more interest $$ even though I paid before the due date. I call BofA and they say, “oops our bad, we’ll take that off”. Conniving Assholes!

They get all the tax payer funded dollars they like, at zero % interest so they can play like they are solvant and we get the shaft.

[Rt.66]

[quote]XBoxBoy

Banks extort money from people.

They extort 28% APR from you while paying 2% to account holders.

[/quote]

Good point for this thread! How many people are actually getting a feeling of revenge/satisfaction from sticking it to the bankers?

How many of us are both sick and mad at these freeloading bums and at the same time, enjoy seeing the working stiff, stiff the bankers?

Fight Club type debt destruction reset only with mortgages blowing up; not credit card company buildings?

On a related point, I paid off my Bank of Amerika credit card balance last month in full because they hiked my interest rate to the moon (after being a card holder since 1990 with ZERO lates). Today I opened my bill and they were asking for more interest $$ even though I paid before the due date. I call BofA and they say, “oops our bad, we’ll take that off”. Conniving Assholes!

They get all the tax payer funded dollars they like, at zero % interest so they can play like they are solvant and we get the shaft.

[UCGal]

[quote=Rt.66]Good point for this thread! How many people are actually getting a feeling of revenge/satisfaction from sticking it to the bankers?

How many of us are both sick and mad at these freeloading bums and at the same time, enjoy seeing the working stiff, stiff the bankers?
[/quote]

The problem with acting on these impulses to “stick it to the bank” is that puts you in the same category as the bank… I don’t want to sink that low.

[UCGal]

[quote=Rt.66]Good point for this thread! How many people are actually getting a feeling of revenge/satisfaction from sticking it to the bankers?

How many of us are both sick and mad at these freeloading bums and at the same time, enjoy seeing the working stiff, stiff the bankers?
[/quote]

The problem with acting on these impulses to “stick it to the bank” is that puts you in the same category as the bank… I don’t want to sink that low.

[UCGal]

[quote=Rt.66]Good point for this thread! How many people are actually getting a feeling of revenge/satisfaction from sticking it to the bankers?

How many of us are both sick and mad at these freeloading bums and at the same time, enjoy seeing the working stiff, stiff the bankers?
[/quote]

The problem with acting on these impulses to “stick it to the bank” is that puts you in the same category as the bank… I don’t want to sink that low.

[UCGal]

[quote=Rt.66]Good point for this thread! How many people are actually getting a feeling of revenge/satisfaction from sticking it to the bankers?

How many of us are both sick and mad at these freeloading bums and at the same time, enjoy seeing the working stiff, stiff the bankers?
[/quote]

The problem with acting on these impulses to “stick it to the bank” is that puts you in the same category as the bank… I don’t want to sink that low.

[Author]

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