It is fairly trivial to change the manner of title for residence, primary or not primary. Our rental properties are held in our living trusts but whenever we refi them they are pulled out, refinanced, then put back in. Learning the differences in title is good for you to do, be it on your own or with an attorney. However how you take title at the purchase of the property doesn’t lock you in and it is very inexpensive to change title.
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