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drboom.
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July 24, 2009 at 4:40 PM #16093July 24, 2009 at 4:51 PM #436339
sobmaz
ParticipantI have a 800+ FICO score and also pay off my credit cards monthly. I have 3.
Two of them reduced my credit lines. They said something to the effect that after reviewing my credit history they have come to the conclusion that since I rarely used more than 30% of my credit line, it was too high and unnecessary so reduced it.
July 24, 2009 at 4:51 PM #436545ParticipantI have a 800+ FICO score and also pay off my credit cards monthly. I have 3.
Two of them reduced my credit lines. They said something to the effect that after reviewing my credit history they have come to the conclusion that since I rarely used more than 30% of my credit line, it was too high and unnecessary so reduced it.
July 24, 2009 at 4:51 PM #436864ParticipantI have a 800+ FICO score and also pay off my credit cards monthly. I have 3.
Two of them reduced my credit lines. They said something to the effect that after reviewing my credit history they have come to the conclusion that since I rarely used more than 30% of my credit line, it was too high and unnecessary so reduced it.
July 24, 2009 at 4:51 PM #436937ParticipantI have a 800+ FICO score and also pay off my credit cards monthly. I have 3.
Two of them reduced my credit lines. They said something to the effect that after reviewing my credit history they have come to the conclusion that since I rarely used more than 30% of my credit line, it was too high and unnecessary so reduced it.
July 24, 2009 at 4:51 PM #437103ParticipantI have a 800+ FICO score and also pay off my credit cards monthly. I have 3.
Two of them reduced my credit lines. They said something to the effect that after reviewing my credit history they have come to the conclusion that since I rarely used more than 30% of my credit line, it was too high and unnecessary so reduced it.
July 24, 2009 at 5:12 PM #436345Anonymous
GuestI’m not sure where the tightening is coming from. My brother just bought a place. He put down 3.5%, with a gift from our parents. My parents also co-signed on the loan. The loan is for almost 6x his income, the lender knew he required a roommate to even make the mortgage payment. And the place is a fixer-upper. This is in Lakewood California, where for some reason prices have started to uptick a bit.
July 24, 2009 at 5:12 PM #436550GuestI’m not sure where the tightening is coming from. My brother just bought a place. He put down 3.5%, with a gift from our parents. My parents also co-signed on the loan. The loan is for almost 6x his income, the lender knew he required a roommate to even make the mortgage payment. And the place is a fixer-upper. This is in Lakewood California, where for some reason prices have started to uptick a bit.
July 24, 2009 at 5:12 PM #436869GuestI’m not sure where the tightening is coming from. My brother just bought a place. He put down 3.5%, with a gift from our parents. My parents also co-signed on the loan. The loan is for almost 6x his income, the lender knew he required a roommate to even make the mortgage payment. And the place is a fixer-upper. This is in Lakewood California, where for some reason prices have started to uptick a bit.
July 24, 2009 at 5:12 PM #436942GuestI’m not sure where the tightening is coming from. My brother just bought a place. He put down 3.5%, with a gift from our parents. My parents also co-signed on the loan. The loan is for almost 6x his income, the lender knew he required a roommate to even make the mortgage payment. And the place is a fixer-upper. This is in Lakewood California, where for some reason prices have started to uptick a bit.
July 24, 2009 at 5:12 PM #437108GuestI’m not sure where the tightening is coming from. My brother just bought a place. He put down 3.5%, with a gift from our parents. My parents also co-signed on the loan. The loan is for almost 6x his income, the lender knew he required a roommate to even make the mortgage payment. And the place is a fixer-upper. This is in Lakewood California, where for some reason prices have started to uptick a bit.
July 24, 2009 at 5:28 PM #436355Ricechex
ParticipantSame here. I recently signed up for a CC to get some airline mileage. Get the statement, and it is for a limit of 25K! I am wondering if this is good for my FICO, which is quite high. Should I call and have the limit reduced or just cancel the card? I am also a deadbeat, pay off CC every month–have been debt free for years.
July 24, 2009 at 5:28 PM #436560ParticipantSame here. I recently signed up for a CC to get some airline mileage. Get the statement, and it is for a limit of 25K! I am wondering if this is good for my FICO, which is quite high. Should I call and have the limit reduced or just cancel the card? I am also a deadbeat, pay off CC every month–have been debt free for years.
July 24, 2009 at 5:28 PM #436879ParticipantSame here. I recently signed up for a CC to get some airline mileage. Get the statement, and it is for a limit of 25K! I am wondering if this is good for my FICO, which is quite high. Should I call and have the limit reduced or just cancel the card? I am also a deadbeat, pay off CC every month–have been debt free for years.
July 24, 2009 at 5:28 PM #436952ParticipantSame here. I recently signed up for a CC to get some airline mileage. Get the statement, and it is for a limit of 25K! I am wondering if this is good for my FICO, which is quite high. Should I call and have the limit reduced or just cancel the card? I am also a deadbeat, pay off CC every month–have been debt free for years.
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