Maybe you should consider mortage backed securities. These pay about 1-2% better than the best bank rates. They spread out the risk across multiple mortgages so you are safe — there’s basically no chance that mutiple mortgages will default everywhere.
snicker… snicker….
BWAHHAHAHAHAHAHAH!!!
couldn’t contain myself.. sorry.
Ok alarmclock, you can hit snooze and go back to sleep now..