I know so many young kids today that are spoiled rotten with rich mommy and daddy that buy them expensive BMW and Mercedes in San Diego. That and image is so important here. I’d rather do the wise thing and save and invest over time than just waste money. Case in point, met a young 22 year old receptionist who works in dental office the other day and she drives a new BMW financed by either a rich daddy or debt. I drive an old car and no car payment and save my finances.