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May 24, 2010 at 9:26 PM #554433May 25, 2010 at 10:41 AM #553573
bearishgurl
Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
May 25, 2010 at 10:41 AM #553679Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
May 25, 2010 at 10:41 AM #554167Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
May 25, 2010 at 10:41 AM #554265Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
May 25, 2010 at 10:41 AM #554541Participant[quote=kcal09]Does anybody know how long the MR has to be paid in “Stonebridge”. Is it 15 year or longer?[/quote]
MR bonds are typically for 30 yrs. unless the developer has paid some up front. The developments I’ve seen where this has happened have 20-yr. bonds.
[quote=kcal09]Also, can it be extended if there is a need to raise more money?[/quote]
No, the bonds are used to build the initial infrastructure servicing the development (police & fire stns., schools, libaries, etc.).
Only HOA dues can be raised and each owner specially assessed by a majority vote of its Board.
May 25, 2010 at 11:04 AM #553593Participant[quote=Eugene]It was 42 °F in Scripps Ranch last night. 39 °F the night before. Subtract a couple of degrees for Stonebridge. The smallest floor plan in Serenity is 4040 square feet. Unless builders go out of their way to insulate their houses (insulation thickness above what’s recommended for San Diego, triple glazed windows, hand-fitted weatherproofing strips on all doors), you’re looking at a $500/month cooling bill in the summer and a $500/month heating bill in the winter.[/quote]
I haven’t looked inside new developments but from what I’ve heard from people who have bought into them in South County, they are NOT very well insulated and DO NOT have triple-paned windows. In some cases such as in a condo, there is no insulation at all. I can tell by a drive-by how cheap some of the windows are and also the small size of windows used which pale in comparison to the older construction. I have also heard complaints of very narrow staircases, making it difficult to move larger furn. upstairs. And then you have the “space-saving” tandem garage design (3-car separated), that you can’t park in front of and still get into the other garage – LOL.
Our temperatures didn’t recently dip that low down here, even in 91914 and 91915. It does get hot out there though, probably at least ten degrees hotter than central Chula.
A $500 utility bill is astounding!!! Mine avgs. $55 a month year round and I have abt. 2200 SF. I would venture that the high ceilings, wasted alcoves/space and poor inland location are contributing to that problem.
Does anyone know how much an annual fire policy with a guaranteed-replacement-cost rider with $1000 deductible costs in Scripps Ranch for say, 2500 SF?? Just curious.
May 25, 2010 at 11:04 AM #553699Participant[quote=Eugene]It was 42 °F in Scripps Ranch last night. 39 °F the night before. Subtract a couple of degrees for Stonebridge. The smallest floor plan in Serenity is 4040 square feet. Unless builders go out of their way to insulate their houses (insulation thickness above what’s recommended for San Diego, triple glazed windows, hand-fitted weatherproofing strips on all doors), you’re looking at a $500/month cooling bill in the summer and a $500/month heating bill in the winter.[/quote]
I haven’t looked inside new developments but from what I’ve heard from people who have bought into them in South County, they are NOT very well insulated and DO NOT have triple-paned windows. In some cases such as in a condo, there is no insulation at all. I can tell by a drive-by how cheap some of the windows are and also the small size of windows used which pale in comparison to the older construction. I have also heard complaints of very narrow staircases, making it difficult to move larger furn. upstairs. And then you have the “space-saving” tandem garage design (3-car separated), that you can’t park in front of and still get into the other garage – LOL.
Our temperatures didn’t recently dip that low down here, even in 91914 and 91915. It does get hot out there though, probably at least ten degrees hotter than central Chula.
A $500 utility bill is astounding!!! Mine avgs. $55 a month year round and I have abt. 2200 SF. I would venture that the high ceilings, wasted alcoves/space and poor inland location are contributing to that problem.
Does anyone know how much an annual fire policy with a guaranteed-replacement-cost rider with $1000 deductible costs in Scripps Ranch for say, 2500 SF?? Just curious.
May 25, 2010 at 11:04 AM #554187Participant[quote=Eugene]It was 42 °F in Scripps Ranch last night. 39 °F the night before. Subtract a couple of degrees for Stonebridge. The smallest floor plan in Serenity is 4040 square feet. Unless builders go out of their way to insulate their houses (insulation thickness above what’s recommended for San Diego, triple glazed windows, hand-fitted weatherproofing strips on all doors), you’re looking at a $500/month cooling bill in the summer and a $500/month heating bill in the winter.[/quote]
I haven’t looked inside new developments but from what I’ve heard from people who have bought into them in South County, they are NOT very well insulated and DO NOT have triple-paned windows. In some cases such as in a condo, there is no insulation at all. I can tell by a drive-by how cheap some of the windows are and also the small size of windows used which pale in comparison to the older construction. I have also heard complaints of very narrow staircases, making it difficult to move larger furn. upstairs. And then you have the “space-saving” tandem garage design (3-car separated), that you can’t park in front of and still get into the other garage – LOL.
Our temperatures didn’t recently dip that low down here, even in 91914 and 91915. It does get hot out there though, probably at least ten degrees hotter than central Chula.
A $500 utility bill is astounding!!! Mine avgs. $55 a month year round and I have abt. 2200 SF. I would venture that the high ceilings, wasted alcoves/space and poor inland location are contributing to that problem.
Does anyone know how much an annual fire policy with a guaranteed-replacement-cost rider with $1000 deductible costs in Scripps Ranch for say, 2500 SF?? Just curious.
May 25, 2010 at 11:04 AM #554285Participant[quote=Eugene]It was 42 °F in Scripps Ranch last night. 39 °F the night before. Subtract a couple of degrees for Stonebridge. The smallest floor plan in Serenity is 4040 square feet. Unless builders go out of their way to insulate their houses (insulation thickness above what’s recommended for San Diego, triple glazed windows, hand-fitted weatherproofing strips on all doors), you’re looking at a $500/month cooling bill in the summer and a $500/month heating bill in the winter.[/quote]
I haven’t looked inside new developments but from what I’ve heard from people who have bought into them in South County, they are NOT very well insulated and DO NOT have triple-paned windows. In some cases such as in a condo, there is no insulation at all. I can tell by a drive-by how cheap some of the windows are and also the small size of windows used which pale in comparison to the older construction. I have also heard complaints of very narrow staircases, making it difficult to move larger furn. upstairs. And then you have the “space-saving” tandem garage design (3-car separated), that you can’t park in front of and still get into the other garage – LOL.
Our temperatures didn’t recently dip that low down here, even in 91914 and 91915. It does get hot out there though, probably at least ten degrees hotter than central Chula.
A $500 utility bill is astounding!!! Mine avgs. $55 a month year round and I have abt. 2200 SF. I would venture that the high ceilings, wasted alcoves/space and poor inland location are contributing to that problem.
Does anyone know how much an annual fire policy with a guaranteed-replacement-cost rider with $1000 deductible costs in Scripps Ranch for say, 2500 SF?? Just curious.
May 25, 2010 at 11:04 AM #554561Participant[quote=Eugene]It was 42 °F in Scripps Ranch last night. 39 °F the night before. Subtract a couple of degrees for Stonebridge. The smallest floor plan in Serenity is 4040 square feet. Unless builders go out of their way to insulate their houses (insulation thickness above what’s recommended for San Diego, triple glazed windows, hand-fitted weatherproofing strips on all doors), you’re looking at a $500/month cooling bill in the summer and a $500/month heating bill in the winter.[/quote]
I haven’t looked inside new developments but from what I’ve heard from people who have bought into them in South County, they are NOT very well insulated and DO NOT have triple-paned windows. In some cases such as in a condo, there is no insulation at all. I can tell by a drive-by how cheap some of the windows are and also the small size of windows used which pale in comparison to the older construction. I have also heard complaints of very narrow staircases, making it difficult to move larger furn. upstairs. And then you have the “space-saving” tandem garage design (3-car separated), that you can’t park in front of and still get into the other garage – LOL.
Our temperatures didn’t recently dip that low down here, even in 91914 and 91915. It does get hot out there though, probably at least ten degrees hotter than central Chula.
A $500 utility bill is astounding!!! Mine avgs. $55 a month year round and I have abt. 2200 SF. I would venture that the high ceilings, wasted alcoves/space and poor inland location are contributing to that problem.
Does anyone know how much an annual fire policy with a guaranteed-replacement-cost rider with $1000 deductible costs in Scripps Ranch for say, 2500 SF?? Just curious.
May 25, 2010 at 11:09 AM #553608ParticipantJust noticed the above two ??’s I responded to were from 3+ mos. ago even tho thread was recently reactivated . . . answers are still relevant.
May 25, 2010 at 11:09 AM #553714ParticipantJust noticed the above two ??’s I responded to were from 3+ mos. ago even tho thread was recently reactivated . . . answers are still relevant.
May 25, 2010 at 11:09 AM #554202ParticipantJust noticed the above two ??’s I responded to were from 3+ mos. ago even tho thread was recently reactivated . . . answers are still relevant.
May 25, 2010 at 11:09 AM #554300ParticipantJust noticed the above two ??’s I responded to were from 3+ mos. ago even tho thread was recently reactivated . . . answers are still relevant.
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