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SD Realtor.
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March 14, 2009 at 3:17 PM #366570March 14, 2009 at 4:53 PM #366015
sunny88
Participant[quote=DataAgent]Fairbrook Rd has some huge new homes. Many Fairbrook homes were burned to the ground in the 2003 fires. Here’s a link to a list of destroyed addresses with pics:
http://www.scrippsranch.org/ProjectPhoenix/fire_address_list.asp[/quote]
Does anybody know if it’s possible to get fire insurance in this neighborhood?
March 14, 2009 at 4:53 PM #366304Participant[quote=DataAgent]Fairbrook Rd has some huge new homes. Many Fairbrook homes were burned to the ground in the 2003 fires. Here’s a link to a list of destroyed addresses with pics:
http://www.scrippsranch.org/ProjectPhoenix/fire_address_list.asp[/quote]
Does anybody know if it’s possible to get fire insurance in this neighborhood?
March 14, 2009 at 4:53 PM #366466Participant[quote=DataAgent]Fairbrook Rd has some huge new homes. Many Fairbrook homes were burned to the ground in the 2003 fires. Here’s a link to a list of destroyed addresses with pics:
http://www.scrippsranch.org/ProjectPhoenix/fire_address_list.asp[/quote]
Does anybody know if it’s possible to get fire insurance in this neighborhood?
March 14, 2009 at 4:53 PM #366504Participant[quote=DataAgent]Fairbrook Rd has some huge new homes. Many Fairbrook homes were burned to the ground in the 2003 fires. Here’s a link to a list of destroyed addresses with pics:
http://www.scrippsranch.org/ProjectPhoenix/fire_address_list.asp[/quote]
Does anybody know if it’s possible to get fire insurance in this neighborhood?
March 14, 2009 at 4:53 PM #366616Participant[quote=DataAgent]Fairbrook Rd has some huge new homes. Many Fairbrook homes were burned to the ground in the 2003 fires. Here’s a link to a list of destroyed addresses with pics:
http://www.scrippsranch.org/ProjectPhoenix/fire_address_list.asp[/quote]
Does anybody know if it’s possible to get fire insurance in this neighborhood?
March 14, 2009 at 5:40 PM #366053SD Realtor
ParticipantHi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious.
March 14, 2009 at 5:40 PM #366341ParticipantHi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious.
March 14, 2009 at 5:40 PM #366505ParticipantHi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious.
March 14, 2009 at 5:40 PM #366543ParticipantHi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious.
March 14, 2009 at 5:40 PM #366652ParticipantHi Sunny
When I was in escrow I was able to get insured with State Farm. Also if it was impossible to get hazard insurance then the only sales you would see would be cash deals right? You cannot get financing if you cannot get hazard insurance.
One thing we should also clarify here is that the same holds true for many zip codes, especially Poway (92064), Rancho Bernardo (92127 seems like we are conveniently forgetting about all the homes that burned there recently), San Pasqual and Bear Valley (92025), places like Fallbrook, Ramona, Pine Valley, Julian, Lakeside, Tierra Santa…
I think it is almost easier to name communities that are NOT fire hazards then those that are fire hazards.
This is not to say Scripps is not a fire hazard and has not had homes burned. In 2003 it was a nightmare. South of Pomerado Road looked like it was nuked. Yet, San Diego county as a whole is nothing but chapparal and with the exception of the coast is prone to fire. It will only get worse as water becomes more precious.
March 14, 2009 at 10:00 PM #366108DataAgent
Participant“Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
March 14, 2009 at 10:00 PM #366396Participant“Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
March 14, 2009 at 10:00 PM #366560Participant“Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
March 14, 2009 at 10:00 PM #366598Participant“Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
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