Rates, Mods and Banks

[UCGal]

Not sure. I know he paid a point. I double checked – it’s through SDCCU. If I talk to him later, I’ll ask.

Another coworker with less wonderful credit is buying – he’s in the conforming jumbo, doing a 30 year. I think he said he’s getting 4.25 with a point. I guess this is another area where size of the loan, duration of the loan, and credit scores all factor big time. He’s going through a broker… so I have no idea what bank/institution.

[exsdgal]

Thanks. Yeah kicking myself for locking in mid June. Haven’t closely monitored, but I believe the rates have come down since then. Your note about 3.75 caught my attention, and am curious about the APR/closing cost for this specific rate. The refi is scheduled to close in late August, and the closing cost is ~ $300. Trying to figure out if the number’s are attractive enough to reconsider my ongoing refi.

[exsdgal]

Thanks. Yeah kicking myself for locking in mid June. Haven’t closely monitored, but I believe the rates have come down since then. Your note about 3.75 caught my attention, and am curious about the APR/closing cost for this specific rate. The refi is scheduled to close in late August, and the closing cost is ~ $300. Trying to figure out if the number’s are attractive enough to reconsider my ongoing refi.

[exsdgal]

Thanks. Yeah kicking myself for locking in mid June. Haven’t closely monitored, but I believe the rates have come down since then. Your note about 3.75 caught my attention, and am curious about the APR/closing cost for this specific rate. The refi is scheduled to close in late August, and the closing cost is ~ $300. Trying to figure out if the number’s are attractive enough to reconsider my ongoing refi.

[exsdgal]

Thanks. Yeah kicking myself for locking in mid June. Haven’t closely monitored, but I believe the rates have come down since then. Your note about 3.75 caught my attention, and am curious about the APR/closing cost for this specific rate. The refi is scheduled to close in late August, and the closing cost is ~ $300. Trying to figure out if the number’s are attractive enough to reconsider my ongoing refi.

[exsdgal]

Thanks. Yeah kicking myself for locking in mid June. Haven’t closely monitored, but I believe the rates have come down since then. Your note about 3.75 caught my attention, and am curious about the APR/closing cost for this specific rate. The refi is scheduled to close in late August, and the closing cost is ~ $300. Trying to figure out if the number’s are attractive enough to reconsider my ongoing refi.

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