Problems With My Loan Broker

[NotCranky]

Ray, I appreciate what you are saying. I tend to think the woman went nuts because the borrower wants to see what the numbers are and she knows she was trying to pull a fast one, but there could just be abig mis-understanding. It is very odd for the broker to blow up given that the she should be sensitive to the potential for overwhelm a buyer faces. Maybe the buyer is getting “buyer’s remorse” but even if he is, a lender has to take that in stride. Not every deal makes it.Buyers flip out pretty often. A point on the loans that do close is a lot of money considering in most cases all the broker does is sell the loan and then the processor handles the rest. That should make up for the deals that don’t work out.

To OP. I wouldn’t worry too much about going beyond the closing date. This happened to me on the first house I bought many moons ago. I fired the mortgage woman and got a new one 9 days before close. We got it done four days late but I got a great loan. If you do this just get let escrow know and inform all parties. You should probably get an an escrow extension signed but even if you don’t I doubt this deal has problem going a few days or even a few weeks over if needed.Maybe there is a small penalty to the seller. I’d pay it if you can’t get this on track immediately.Chalk it up to experience.

HLS, How much do you charge?

[Anonymous]

KPP,

OK, so you found the perfect house, at the right price for you, from a builder no less.

Yes, on this board, as you correctly pointed out, you will receive a bit of a reaming for wanting to buy at still inflated prices. But hey, it’s your money, so go ahead.

Im here to offer a different sort of reaming 🙂

But why, oh why on earth would you ever use your hard earned, won, found, or inherited 34% down on some whacko broker, realtor or even builder. Do you think the builder will refuse to sell to you if you dont close in your golden 8 days?? Are all the hotels full, storage facilities closed, and you have a bet with a bookie for a million bucks that you can finish this deal by the stroke of midnight next Thursday??

(sorry for the tone, because i really dont know the entire story…but from what you’ve offered….ill apologize first because this kind of thing obviously really bothers me. There is no reason to support this broker’s behavior. None.)

(Ok, that said, now continuing the rant) (ahem…)

What the hell are you thinking!!??!! Are you the guy who buys a car when he was only out shopping but couldnt pass up that great deal from the sales guy?? Do you send your bank account number to Nigerians who send you emails?? Are you the guy who actually believes the envelope that says “You might have already won a million dollars?”

THIS IS A HOUSE !!!! YOUR HOUSE!!!! Not the builders, not the realtors, not the brokers (OK partially the banks) but your HOME !!!! Take a step back man. Deep breath. Do some yoga. This isnt a pack of chicklets from the 7/11. Invite a trusted old college buddy over and drink a bottle of Jack together while watching porn. See a priest, maybe a shrink, maybe both or all of the above.

What loyalty exactly do you have to a broker, salesperson or realtor who is rude, impolite, dishonest, lazy, shady, clandestine, and belittles you and your 34% down. And why are you sticking with the realtor who says you can ‘work it out’. Christ almighty help us!!

Buy your home. That is your choice. But continuing to support poor manners, profanity, rude behavior and sub standard customer service affects us all. Just stop, please. Dont accept it.

It is YOUR money and YOUR debt paying everyone’s commission. Not that you have to be overbearing about that fact, you dont have to jump on tables and scream to be treated better. But you definitely have a say in things that you’re simply not bothering to say.

Just quietly say ‘no, im sorry, that simply wont do. Im not signing, im not going to work it out with her. Period, end of report. We’ll just have to talk about this again when i come back tomorrow, and she isnt here. Bye.’

When they pressure you with “Well maybe it was a bad day for her” or “please understand” Just respond: “Was I not clear?” “Do you really think i deserve to be treated this way?” “Are you endorsing this behavior?” “No” “No” “No” and “No” Just walk, dont run, away. Camly. But go. Dont stay. Dont chit chat. Dont dig an apologetic hole for yourself. Her behavior is U N A C C E P T A B L E !!!!

The builder, and the realtor WILL be there tomorrow, and she wont be. And if you quietly say: ‘I need this deal done in (a reasonable) “x” number of days or im not doing it’ They WILL.

They know their business as the provider.

Start understanding your position as the customer.

Jasper

[Anonymous]

KPP,

OK, so you found the perfect house, at the right price for you, from a builder no less.

Yes, on this board, as you correctly pointed out, you will receive a bit of a reaming for wanting to buy at still inflated prices. But hey, it’s your money, so go ahead.

Im here to offer a different sort of reaming 🙂

But why, oh why on earth would you ever use your hard earned, won, found, or inherited 34% down on some whacko broker, realtor or even builder. Do you think the builder will refuse to sell to you if you dont close in your golden 8 days?? Are all the hotels full, storage facilities closed, and you have a bet with a bookie for a million bucks that you can finish this deal by the stroke of midnight next Thursday??

(sorry for the tone, because i really dont know the entire story…but from what you’ve offered….ill apologize first because this kind of thing obviously really bothers me. There is no reason to support this broker’s behavior. None.)

(Ok, that said, now continuing the rant) (ahem…)

What the hell are you thinking!!??!! Are you the guy who buys a car when he was only out shopping but couldnt pass up that great deal from the sales guy?? Do you send your bank account number to Nigerians who send you emails?? Are you the guy who actually believes the envelope that says “You might have already won a million dollars?”

THIS IS A HOUSE !!!! YOUR HOUSE!!!! Not the builders, not the realtors, not the brokers (OK partially the banks) but your HOME !!!! Take a step back man. Deep breath. Do some yoga. This isnt a pack of chicklets from the 7/11. Invite a trusted old college buddy over and drink a bottle of Jack together while watching porn. See a priest, maybe a shrink, maybe both or all of the above.

What loyalty exactly do you have to a broker, salesperson or realtor who is rude, impolite, dishonest, lazy, shady, clandestine, and belittles you and your 34% down. And why are you sticking with the realtor who says you can ‘work it out’. Christ almighty help us!!

Buy your home. That is your choice. But continuing to support poor manners, profanity, rude behavior and sub standard customer service affects us all. Just stop, please. Dont accept it.

It is YOUR money and YOUR debt paying everyone’s commission. Not that you have to be overbearing about that fact, you dont have to jump on tables and scream to be treated better. But you definitely have a say in things that you’re simply not bothering to say.

Just quietly say ‘no, im sorry, that simply wont do. Im not signing, im not going to work it out with her. Period, end of report. We’ll just have to talk about this again when i come back tomorrow, and she isnt here. Bye.’

When they pressure you with “Well maybe it was a bad day for her” or “please understand” Just respond: “Was I not clear?” “Do you really think i deserve to be treated this way?” “Are you endorsing this behavior?” “No” “No” “No” and “No” Just walk, dont run, away. Camly. But go. Dont stay. Dont chit chat. Dont dig an apologetic hole for yourself. Her behavior is U N A C C E P T A B L E !!!!

The builder, and the realtor WILL be there tomorrow, and she wont be. And if you quietly say: ‘I need this deal done in (a reasonable) “x” number of days or im not doing it’ They WILL.

They know their business as the provider.

Start understanding your position as the customer.

Jasper

[Anonymous]

KPP,

OK, so you found the perfect house, at the right price for you, from a builder no less.

Yes, on this board, as you correctly pointed out, you will receive a bit of a reaming for wanting to buy at still inflated prices. But hey, it’s your money, so go ahead.

Im here to offer a different sort of reaming 🙂

But why, oh why on earth would you ever use your hard earned, won, found, or inherited 34% down on some whacko broker, realtor or even builder. Do you think the builder will refuse to sell to you if you dont close in your golden 8 days?? Are all the hotels full, storage facilities closed, and you have a bet with a bookie for a million bucks that you can finish this deal by the stroke of midnight next Thursday??

(sorry for the tone, because i really dont know the entire story…but from what you’ve offered….ill apologize first because this kind of thing obviously really bothers me. There is no reason to support this broker’s behavior. None.)

(Ok, that said, now continuing the rant) (ahem…)

What the hell are you thinking!!??!! Are you the guy who buys a car when he was only out shopping but couldnt pass up that great deal from the sales guy?? Do you send your bank account number to Nigerians who send you emails?? Are you the guy who actually believes the envelope that says “You might have already won a million dollars?”

THIS IS A HOUSE !!!! YOUR HOUSE!!!! Not the builders, not the realtors, not the brokers (OK partially the banks) but your HOME !!!! Take a step back man. Deep breath. Do some yoga. This isnt a pack of chicklets from the 7/11. Invite a trusted old college buddy over and drink a bottle of Jack together while watching porn. See a priest, maybe a shrink, maybe both or all of the above.

What loyalty exactly do you have to a broker, salesperson or realtor who is rude, impolite, dishonest, lazy, shady, clandestine, and belittles you and your 34% down. And why are you sticking with the realtor who says you can ‘work it out’. Christ almighty help us!!

Buy your home. That is your choice. But continuing to support poor manners, profanity, rude behavior and sub standard customer service affects us all. Just stop, please. Dont accept it.

It is YOUR money and YOUR debt paying everyone’s commission. Not that you have to be overbearing about that fact, you dont have to jump on tables and scream to be treated better. But you definitely have a say in things that you’re simply not bothering to say.

Just quietly say ‘no, im sorry, that simply wont do. Im not signing, im not going to work it out with her. Period, end of report. We’ll just have to talk about this again when i come back tomorrow, and she isnt here. Bye.’

When they pressure you with “Well maybe it was a bad day for her” or “please understand” Just respond: “Was I not clear?” “Do you really think i deserve to be treated this way?” “Are you endorsing this behavior?” “No” “No” “No” and “No” Just walk, dont run, away. Camly. But go. Dont stay. Dont chit chat. Dont dig an apologetic hole for yourself. Her behavior is U N A C C E P T A B L E !!!!

The builder, and the realtor WILL be there tomorrow, and she wont be. And if you quietly say: ‘I need this deal done in (a reasonable) “x” number of days or im not doing it’ They WILL.

They know their business as the provider.

Start understanding your position as the customer.

Jasper

[Anonymous]

KPP,

OK, so you found the perfect house, at the right price for you, from a builder no less.

Yes, on this board, as you correctly pointed out, you will receive a bit of a reaming for wanting to buy at still inflated prices. But hey, it’s your money, so go ahead.

Im here to offer a different sort of reaming 🙂

But why, oh why on earth would you ever use your hard earned, won, found, or inherited 34% down on some whacko broker, realtor or even builder. Do you think the builder will refuse to sell to you if you dont close in your golden 8 days?? Are all the hotels full, storage facilities closed, and you have a bet with a bookie for a million bucks that you can finish this deal by the stroke of midnight next Thursday??

(sorry for the tone, because i really dont know the entire story…but from what you’ve offered….ill apologize first because this kind of thing obviously really bothers me. There is no reason to support this broker’s behavior. None.)

(Ok, that said, now continuing the rant) (ahem…)

What the hell are you thinking!!??!! Are you the guy who buys a car when he was only out shopping but couldnt pass up that great deal from the sales guy?? Do you send your bank account number to Nigerians who send you emails?? Are you the guy who actually believes the envelope that says “You might have already won a million dollars?”

THIS IS A HOUSE !!!! YOUR HOUSE!!!! Not the builders, not the realtors, not the brokers (OK partially the banks) but your HOME !!!! Take a step back man. Deep breath. Do some yoga. This isnt a pack of chicklets from the 7/11. Invite a trusted old college buddy over and drink a bottle of Jack together while watching porn. See a priest, maybe a shrink, maybe both or all of the above.

What loyalty exactly do you have to a broker, salesperson or realtor who is rude, impolite, dishonest, lazy, shady, clandestine, and belittles you and your 34% down. And why are you sticking with the realtor who says you can ‘work it out’. Christ almighty help us!!

Buy your home. That is your choice. But continuing to support poor manners, profanity, rude behavior and sub standard customer service affects us all. Just stop, please. Dont accept it.

It is YOUR money and YOUR debt paying everyone’s commission. Not that you have to be overbearing about that fact, you dont have to jump on tables and scream to be treated better. But you definitely have a say in things that you’re simply not bothering to say.

Just quietly say ‘no, im sorry, that simply wont do. Im not signing, im not going to work it out with her. Period, end of report. We’ll just have to talk about this again when i come back tomorrow, and she isnt here. Bye.’

When they pressure you with “Well maybe it was a bad day for her” or “please understand” Just respond: “Was I not clear?” “Do you really think i deserve to be treated this way?” “Are you endorsing this behavior?” “No” “No” “No” and “No” Just walk, dont run, away. Camly. But go. Dont stay. Dont chit chat. Dont dig an apologetic hole for yourself. Her behavior is U N A C C E P T A B L E !!!!

The builder, and the realtor WILL be there tomorrow, and she wont be. And if you quietly say: ‘I need this deal done in (a reasonable) “x” number of days or im not doing it’ They WILL.

They know their business as the provider.

Start understanding your position as the customer.

Jasper

[Anonymous]

KPP,

OK, so you found the perfect house, at the right price for you, from a builder no less.

Yes, on this board, as you correctly pointed out, you will receive a bit of a reaming for wanting to buy at still inflated prices. But hey, it’s your money, so go ahead.

Im here to offer a different sort of reaming 🙂

But why, oh why on earth would you ever use your hard earned, won, found, or inherited 34% down on some whacko broker, realtor or even builder. Do you think the builder will refuse to sell to you if you dont close in your golden 8 days?? Are all the hotels full, storage facilities closed, and you have a bet with a bookie for a million bucks that you can finish this deal by the stroke of midnight next Thursday??

(sorry for the tone, because i really dont know the entire story…but from what you’ve offered….ill apologize first because this kind of thing obviously really bothers me. There is no reason to support this broker’s behavior. None.)

(Ok, that said, now continuing the rant) (ahem…)

What the hell are you thinking!!??!! Are you the guy who buys a car when he was only out shopping but couldnt pass up that great deal from the sales guy?? Do you send your bank account number to Nigerians who send you emails?? Are you the guy who actually believes the envelope that says “You might have already won a million dollars?”

THIS IS A HOUSE !!!! YOUR HOUSE!!!! Not the builders, not the realtors, not the brokers (OK partially the banks) but your HOME !!!! Take a step back man. Deep breath. Do some yoga. This isnt a pack of chicklets from the 7/11. Invite a trusted old college buddy over and drink a bottle of Jack together while watching porn. See a priest, maybe a shrink, maybe both or all of the above.

What loyalty exactly do you have to a broker, salesperson or realtor who is rude, impolite, dishonest, lazy, shady, clandestine, and belittles you and your 34% down. And why are you sticking with the realtor who says you can ‘work it out’. Christ almighty help us!!

Buy your home. That is your choice. But continuing to support poor manners, profanity, rude behavior and sub standard customer service affects us all. Just stop, please. Dont accept it.

It is YOUR money and YOUR debt paying everyone’s commission. Not that you have to be overbearing about that fact, you dont have to jump on tables and scream to be treated better. But you definitely have a say in things that you’re simply not bothering to say.

Just quietly say ‘no, im sorry, that simply wont do. Im not signing, im not going to work it out with her. Period, end of report. We’ll just have to talk about this again when i come back tomorrow, and she isnt here. Bye.’

When they pressure you with “Well maybe it was a bad day for her” or “please understand” Just respond: “Was I not clear?” “Do you really think i deserve to be treated this way?” “Are you endorsing this behavior?” “No” “No” “No” and “No” Just walk, dont run, away. Camly. But go. Dont stay. Dont chit chat. Dont dig an apologetic hole for yourself. Her behavior is U N A C C E P T A B L E !!!!

The builder, and the realtor WILL be there tomorrow, and she wont be. And if you quietly say: ‘I need this deal done in (a reasonable) “x” number of days or im not doing it’ They WILL.

They know their business as the provider.

Start understanding your position as the customer.

Jasper

[HLS]

RUST,
The usual fee is 1% and there may or may not be a processing fee. Depends on the complexity of the file.
No other garbage fees.
I currently cap that fee for loans above $650K..
I don’t get a penny from the lender in commission unless the borrower wants the fee paid that way.
(For agents or repeat clients I might be negotiable, but I am well worth what I charge)

People don’t realize the variation in rates out there, so without knowing what they are doing, many people fall for one gimmick or another…
Nobody can guarantee that they offer the lowest rates possible, too many variations.

People who think that they are getting the loan for free are just prey of a predator.

Millions of people thought they were being smart by not paying a few thousand dollars for ethical advice, now it’s costing them tens (or hundreds) of thousands.

I’ve explained to plenty of people that they really weren’t ready to buy a house, and sent away loans that others would have gladly done for the fees.

Perhaps I can’t help everybody, but based on what’s out there today, there are plenty of people who have needed me or someone like me.

You don’t get free legal or tax services, but many think that they can get free loans. People have jobs that they get paid to do, but don’t think that they should pay to get sound advice when getting a loan. (Millions $ are wasted in mutual fund mgt fees)

I have been so angry about some fees and loans that I see others have been screwed into, and it was just for the commissions generated. The only thing that I can do is the right thing. I’m a phone call or email away for anybody on this board.

Ray, I respect your reply, but come on.
I offer Nordstrom’s customer service not swap meet hustle.
A fax either arrives in 60 seconds or it doesn’t. If it doesn’t, ya send it again, IMMEDIATELY, not wait until the next day. Borrower said that Kinko’s didn’t receive it either.

I’m dying to know what KPP is being charged to take abuse and crappy service, (I don’t care how difficult the client might be) For what is probably the largest transaction of their life, I think they deserve to be able to sleep comfortably and not be aggravated over their loan.

The crappy service is not a surprise to me, but the clients attitude is.
I am almost positive that “Joice” will be charging more than I would, and probably not offer as good of rate nor service.

I already know that KBB didn’t get the education or service that they are paying for. So sad.

[HLS]

RUST,
The usual fee is 1% and there may or may not be a processing fee. Depends on the complexity of the file.
No other garbage fees.
I currently cap that fee for loans above $650K..
I don’t get a penny from the lender in commission unless the borrower wants the fee paid that way.
(For agents or repeat clients I might be negotiable, but I am well worth what I charge)

People don’t realize the variation in rates out there, so without knowing what they are doing, many people fall for one gimmick or another…
Nobody can guarantee that they offer the lowest rates possible, too many variations.

People who think that they are getting the loan for free are just prey of a predator.

Millions of people thought they were being smart by not paying a few thousand dollars for ethical advice, now it’s costing them tens (or hundreds) of thousands.

I’ve explained to plenty of people that they really weren’t ready to buy a house, and sent away loans that others would have gladly done for the fees.

Perhaps I can’t help everybody, but based on what’s out there today, there are plenty of people who have needed me or someone like me.

You don’t get free legal or tax services, but many think that they can get free loans. People have jobs that they get paid to do, but don’t think that they should pay to get sound advice when getting a loan. (Millions $ are wasted in mutual fund mgt fees)

I have been so angry about some fees and loans that I see others have been screwed into, and it was just for the commissions generated. The only thing that I can do is the right thing. I’m a phone call or email away for anybody on this board.

Ray, I respect your reply, but come on.
I offer Nordstrom’s customer service not swap meet hustle.
A fax either arrives in 60 seconds or it doesn’t. If it doesn’t, ya send it again, IMMEDIATELY, not wait until the next day. Borrower said that Kinko’s didn’t receive it either.

I’m dying to know what KPP is being charged to take abuse and crappy service, (I don’t care how difficult the client might be) For what is probably the largest transaction of their life, I think they deserve to be able to sleep comfortably and not be aggravated over their loan.

The crappy service is not a surprise to me, but the clients attitude is.
I am almost positive that “Joice” will be charging more than I would, and probably not offer as good of rate nor service.

I already know that KBB didn’t get the education or service that they are paying for. So sad.

[HLS]

RUST,
The usual fee is 1% and there may or may not be a processing fee. Depends on the complexity of the file.
No other garbage fees.
I currently cap that fee for loans above $650K..
I don’t get a penny from the lender in commission unless the borrower wants the fee paid that way.
(For agents or repeat clients I might be negotiable, but I am well worth what I charge)

People don’t realize the variation in rates out there, so without knowing what they are doing, many people fall for one gimmick or another…
Nobody can guarantee that they offer the lowest rates possible, too many variations.

People who think that they are getting the loan for free are just prey of a predator.

Millions of people thought they were being smart by not paying a few thousand dollars for ethical advice, now it’s costing them tens (or hundreds) of thousands.

I’ve explained to plenty of people that they really weren’t ready to buy a house, and sent away loans that others would have gladly done for the fees.

Perhaps I can’t help everybody, but based on what’s out there today, there are plenty of people who have needed me or someone like me.

You don’t get free legal or tax services, but many think that they can get free loans. People have jobs that they get paid to do, but don’t think that they should pay to get sound advice when getting a loan. (Millions $ are wasted in mutual fund mgt fees)

I have been so angry about some fees and loans that I see others have been screwed into, and it was just for the commissions generated. The only thing that I can do is the right thing. I’m a phone call or email away for anybody on this board.

Ray, I respect your reply, but come on.
I offer Nordstrom’s customer service not swap meet hustle.
A fax either arrives in 60 seconds or it doesn’t. If it doesn’t, ya send it again, IMMEDIATELY, not wait until the next day. Borrower said that Kinko’s didn’t receive it either.

I’m dying to know what KPP is being charged to take abuse and crappy service, (I don’t care how difficult the client might be) For what is probably the largest transaction of their life, I think they deserve to be able to sleep comfortably and not be aggravated over their loan.

The crappy service is not a surprise to me, but the clients attitude is.
I am almost positive that “Joice” will be charging more than I would, and probably not offer as good of rate nor service.

I already know that KBB didn’t get the education or service that they are paying for. So sad.

[HLS]

RUST,
The usual fee is 1% and there may or may not be a processing fee. Depends on the complexity of the file.
No other garbage fees.
I currently cap that fee for loans above $650K..
I don’t get a penny from the lender in commission unless the borrower wants the fee paid that way.
(For agents or repeat clients I might be negotiable, but I am well worth what I charge)

People don’t realize the variation in rates out there, so without knowing what they are doing, many people fall for one gimmick or another…
Nobody can guarantee that they offer the lowest rates possible, too many variations.

People who think that they are getting the loan for free are just prey of a predator.

Millions of people thought they were being smart by not paying a few thousand dollars for ethical advice, now it’s costing them tens (or hundreds) of thousands.

I’ve explained to plenty of people that they really weren’t ready to buy a house, and sent away loans that others would have gladly done for the fees.

Perhaps I can’t help everybody, but based on what’s out there today, there are plenty of people who have needed me or someone like me.

You don’t get free legal or tax services, but many think that they can get free loans. People have jobs that they get paid to do, but don’t think that they should pay to get sound advice when getting a loan. (Millions $ are wasted in mutual fund mgt fees)

I have been so angry about some fees and loans that I see others have been screwed into, and it was just for the commissions generated. The only thing that I can do is the right thing. I’m a phone call or email away for anybody on this board.

Ray, I respect your reply, but come on.
I offer Nordstrom’s customer service not swap meet hustle.
A fax either arrives in 60 seconds or it doesn’t. If it doesn’t, ya send it again, IMMEDIATELY, not wait until the next day. Borrower said that Kinko’s didn’t receive it either.

I’m dying to know what KPP is being charged to take abuse and crappy service, (I don’t care how difficult the client might be) For what is probably the largest transaction of their life, I think they deserve to be able to sleep comfortably and not be aggravated over their loan.

The crappy service is not a surprise to me, but the clients attitude is.
I am almost positive that “Joice” will be charging more than I would, and probably not offer as good of rate nor service.

I already know that KBB didn’t get the education or service that they are paying for. So sad.

[HLS]

RUST,
The usual fee is 1% and there may or may not be a processing fee. Depends on the complexity of the file.
No other garbage fees.
I currently cap that fee for loans above $650K..
I don’t get a penny from the lender in commission unless the borrower wants the fee paid that way.
(For agents or repeat clients I might be negotiable, but I am well worth what I charge)

People don’t realize the variation in rates out there, so without knowing what they are doing, many people fall for one gimmick or another…
Nobody can guarantee that they offer the lowest rates possible, too many variations.

People who think that they are getting the loan for free are just prey of a predator.

Millions of people thought they were being smart by not paying a few thousand dollars for ethical advice, now it’s costing them tens (or hundreds) of thousands.

I’ve explained to plenty of people that they really weren’t ready to buy a house, and sent away loans that others would have gladly done for the fees.

Perhaps I can’t help everybody, but based on what’s out there today, there are plenty of people who have needed me or someone like me.

You don’t get free legal or tax services, but many think that they can get free loans. People have jobs that they get paid to do, but don’t think that they should pay to get sound advice when getting a loan. (Millions $ are wasted in mutual fund mgt fees)

I have been so angry about some fees and loans that I see others have been screwed into, and it was just for the commissions generated. The only thing that I can do is the right thing. I’m a phone call or email away for anybody on this board.

Ray, I respect your reply, but come on.
I offer Nordstrom’s customer service not swap meet hustle.
A fax either arrives in 60 seconds or it doesn’t. If it doesn’t, ya send it again, IMMEDIATELY, not wait until the next day. Borrower said that Kinko’s didn’t receive it either.

I’m dying to know what KPP is being charged to take abuse and crappy service, (I don’t care how difficult the client might be) For what is probably the largest transaction of their life, I think they deserve to be able to sleep comfortably and not be aggravated over their loan.

The crappy service is not a surprise to me, but the clients attitude is.
I am almost positive that “Joice” will be charging more than I would, and probably not offer as good of rate nor service.

I already know that KBB didn’t get the education or service that they are paying for. So sad.

[Raybyrnes]

HLS

I don’t neessarily disagree with you. If I were uncomfortable with my financing I would push out the dat of closing on the home. It not like there is a price war going on right now anyway.

But her is my question. With so much money on the table whay on Earth would a Broker walk away. That is eactly what they are doing. They are basically saying that the client is far too difficult to deal with.

Every single perosn on this board is questioning the reason why someone would purchase. They talk about Brokers being only in it for a buck. HLS you talk about buying down a loan which is what the loan broker reccommended but the client did not want to do this. This broker must not be in it for a buck becasue they have left all those dollars on the table and said I am not dealing with you any longer.

There are 2 sides.

[Raybyrnes]

HLS

I don’t neessarily disagree with you. If I were uncomfortable with my financing I would push out the dat of closing on the home. It not like there is a price war going on right now anyway.

But her is my question. With so much money on the table whay on Earth would a Broker walk away. That is eactly what they are doing. They are basically saying that the client is far too difficult to deal with.

Every single perosn on this board is questioning the reason why someone would purchase. They talk about Brokers being only in it for a buck. HLS you talk about buying down a loan which is what the loan broker reccommended but the client did not want to do this. This broker must not be in it for a buck becasue they have left all those dollars on the table and said I am not dealing with you any longer.

There are 2 sides.

[Raybyrnes]

HLS

I don’t neessarily disagree with you. If I were uncomfortable with my financing I would push out the dat of closing on the home. It not like there is a price war going on right now anyway.

But her is my question. With so much money on the table whay on Earth would a Broker walk away. That is eactly what they are doing. They are basically saying that the client is far too difficult to deal with.

Every single perosn on this board is questioning the reason why someone would purchase. They talk about Brokers being only in it for a buck. HLS you talk about buying down a loan which is what the loan broker reccommended but the client did not want to do this. This broker must not be in it for a buck becasue they have left all those dollars on the table and said I am not dealing with you any longer.

There are 2 sides.

[Raybyrnes]

HLS

I don’t neessarily disagree with you. If I were uncomfortable with my financing I would push out the dat of closing on the home. It not like there is a price war going on right now anyway.

But her is my question. With so much money on the table whay on Earth would a Broker walk away. That is eactly what they are doing. They are basically saying that the client is far too difficult to deal with.

Every single perosn on this board is questioning the reason why someone would purchase. They talk about Brokers being only in it for a buck. HLS you talk about buying down a loan which is what the loan broker reccommended but the client did not want to do this. This broker must not be in it for a buck becasue they have left all those dollars on the table and said I am not dealing with you any longer.

There are 2 sides.

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