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Viewing 15 posts - 16 through 30 (of 51 total)
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  • November 24, 2008 at 12:05 PM #308844
    Coronita
    Participant

    [quote=FormerSanDiegan]A better method would be to simply stop using your Citi-issued credit cards.

    That’ll teach ’em.[/quote]

    Actually, the best strategy would be to get a citicard that pays rewards, and always pay your bill on time and in full.

    Then they have to rebate you back.

    Or better yet, take advantage of virtual card numbers, and generate the hell out of them. I’m sure there is a resource usage there.

    November 25, 2008 at 2:04 AM #309125
    CardiffBaseball
    Participant

    Got a letter from Citi my account going up to 14.99%. Ouch. No lates, not sure what is the deal.

    November 25, 2008 at 2:04 AM #309188
    CardiffBaseball
    Participant

    Got a letter from Citi my account going up to 14.99%. Ouch. No lates, not sure what is the deal.

    November 25, 2008 at 2:04 AM #309105
    CardiffBaseball
    Participant

    Got a letter from Citi my account going up to 14.99%. Ouch. No lates, not sure what is the deal.

    November 25, 2008 at 2:04 AM #309087
    CardiffBaseball
    Participant

    Got a letter from Citi my account going up to 14.99%. Ouch. No lates, not sure what is the deal.

    November 25, 2008 at 2:04 AM #308717
    CardiffBaseball
    Participant

    Got a letter from Citi my account going up to 14.99%. Ouch. No lates, not sure what is the deal.

    November 25, 2008 at 3:11 PM #309388
    jennyo
    Participant

    They sent out the rate increase notices to everyone. I always pay the balance in full but they still jacked it to 17 percent from 10 percent. They also said I could opt out of the increase, but then my account would be automatically closed when the card expires. I think they are trying to get people to voluntarily shut down their cards by doing the rate increase.

    November 25, 2008 at 3:11 PM #309327
    jennyo
    Participant

    They sent out the rate increase notices to everyone. I always pay the balance in full but they still jacked it to 17 percent from 10 percent. They also said I could opt out of the increase, but then my account would be automatically closed when the card expires. I think they are trying to get people to voluntarily shut down their cards by doing the rate increase.

    November 25, 2008 at 3:11 PM #308918
    jennyo
    Participant

    They sent out the rate increase notices to everyone. I always pay the balance in full but they still jacked it to 17 percent from 10 percent. They also said I could opt out of the increase, but then my account would be automatically closed when the card expires. I think they are trying to get people to voluntarily shut down their cards by doing the rate increase.

    November 25, 2008 at 3:11 PM #309286
    jennyo
    Participant

    They sent out the rate increase notices to everyone. I always pay the balance in full but they still jacked it to 17 percent from 10 percent. They also said I could opt out of the increase, but then my account would be automatically closed when the card expires. I think they are trying to get people to voluntarily shut down their cards by doing the rate increase.

    November 25, 2008 at 3:11 PM #309305
    jennyo
    Participant

    They sent out the rate increase notices to everyone. I always pay the balance in full but they still jacked it to 17 percent from 10 percent. They also said I could opt out of the increase, but then my account would be automatically closed when the card expires. I think they are trying to get people to voluntarily shut down their cards by doing the rate increase.

    November 25, 2008 at 5:20 PM #309336
    rnen
    Participant

    I called them yesterday due to a similair letter, increasing my interest rate to 16.99. Unless I read the fine print wrong you have the option of opting out but the kicker is they will honor your current rate until the expiration date on your card, then your account is canceled and any balance is due. I told the guy that there was no freaking way I am going to be punished with an increase because they issued cards to anyone with a pulse and was opting out. He convinced me to stay on the line for a different account manager and it was worth the wait. She not only gave me 3500 “thankyou points” but lowered my current interest rate by a point to keep me as a customer!

    It would be worth your time to call them and opt out.

    November 25, 2008 at 5:20 PM #309418
    rnen
    Participant

    I called them yesterday due to a similair letter, increasing my interest rate to 16.99. Unless I read the fine print wrong you have the option of opting out but the kicker is they will honor your current rate until the expiration date on your card, then your account is canceled and any balance is due. I told the guy that there was no freaking way I am going to be punished with an increase because they issued cards to anyone with a pulse and was opting out. He convinced me to stay on the line for a different account manager and it was worth the wait. She not only gave me 3500 “thankyou points” but lowered my current interest rate by a point to keep me as a customer!

    It would be worth your time to call them and opt out.

    November 25, 2008 at 5:20 PM #309357
    rnen
    Participant

    I called them yesterday due to a similair letter, increasing my interest rate to 16.99. Unless I read the fine print wrong you have the option of opting out but the kicker is they will honor your current rate until the expiration date on your card, then your account is canceled and any balance is due. I told the guy that there was no freaking way I am going to be punished with an increase because they issued cards to anyone with a pulse and was opting out. He convinced me to stay on the line for a different account manager and it was worth the wait. She not only gave me 3500 “thankyou points” but lowered my current interest rate by a point to keep me as a customer!

    It would be worth your time to call them and opt out.

    November 25, 2008 at 5:20 PM #309316
    rnen
    Participant

    I called them yesterday due to a similair letter, increasing my interest rate to 16.99. Unless I read the fine print wrong you have the option of opting out but the kicker is they will honor your current rate until the expiration date on your card, then your account is canceled and any balance is due. I told the guy that there was no freaking way I am going to be punished with an increase because they issued cards to anyone with a pulse and was opting out. He convinced me to stay on the line for a different account manager and it was worth the wait. She not only gave me 3500 “thankyou points” but lowered my current interest rate by a point to keep me as a customer!

    It would be worth your time to call them and opt out.

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