OT: I made bad choices, everyone pitty me.

[Coronita]

[quote=SellingMyHome]I personally didn’t take out money to buy crap or pay other debt, I used it to fix up my house. [/quote]

I’m going to add this to one of my all time favorite quotes… Sorry, not picking on you, but it’s just seems like a funny statement, because it seems the two statements are contradictory…Because unless your home was so unliveable that a roof “needed” to be replaced, I’d say most of money use used went to updating “crap” in your home, which is no different that the folks that spend money on “crap” at walmart. “Crap” aka “wants” aren’t the same as “needs”, and I’m a stickler of folks clearly identifying the difference between the two. I’d say you did spend your money on “crap”, unless you utterly spending $500k on an unliveable POS (which would then beg the question of why would anyone do this?)

My advice, if you’re looking to a board to try to convince you to do one thing or the other, you’re already going down the wrong path. If you already think there is a morale dilemma, well that’s a problem you have. Apparently many people don’t have a morale dilemma, and I’ve never been a big stickler of judging by morales. So, again, don’t even bother asking for a blog’s advice on this..Just do it or don’t. And be done with it. Hell, do it a few times if you can live with it.

But at least admit it. You didn’t understand what you were getting yourself into, a bank didn’t hold you at gunpoint to make you get a liar loan, and the government is very generous these days. Of course, when your kids grow up completely a slave to a foreign country like China and Japan and/or your 401k becomes a 201k with a utterly useless toilet paper inflated U.S. dollar…well, I guess you won’t be around to see that anyway…

[Coronita]

[quote=Arraya]No sarcasm at all. All these people are confused about the depravity of the banking syndicate and projecting their culpability onto the victims. We’re all culpable for not speaking up.

This is very much like an abusive family dynamic when a child speaks up about being abused then is scapegoated.

They are scapegoating you because it easier than fixing the system.

You were tricked by doing what normal humans do, which is trust authority and peers. You should not be faulted for that.[/quote]

And again my question is how many people were held up at gunpoint by the bank to take these loans out. I shall remind people there are plenty of people in that didn’t take out liar loans or get into over their heads.

I don’t have a problem with the statements “banks went out of hand”…But some of these folks that got into trouble talk as if they were completely not at fault…No one ever wants to admit when they screwed up.

[Coronita]

[quote=Arraya]No sarcasm at all. All these people are confused about the depravity of the banking syndicate and projecting their culpability onto the victims. We’re all culpable for not speaking up.

This is very much like an abusive family dynamic when a child speaks up about being abused then is scapegoated.

They are scapegoating you because it easier than fixing the system.

You were tricked by doing what normal humans do, which is trust authority and peers. You should not be faulted for that.[/quote]

And again my question is how many people were held up at gunpoint by the bank to take these loans out. I shall remind people there are plenty of people in that didn’t take out liar loans or get into over their heads.

I don’t have a problem with the statements “banks went out of hand”…But some of these folks that got into trouble talk as if they were completely not at fault…No one ever wants to admit when they screwed up.

[Coronita]

[quote=Arraya]No sarcasm at all. All these people are confused about the depravity of the banking syndicate and projecting their culpability onto the victims. We’re all culpable for not speaking up.

This is very much like an abusive family dynamic when a child speaks up about being abused then is scapegoated.

They are scapegoating you because it easier than fixing the system.

You were tricked by doing what normal humans do, which is trust authority and peers. You should not be faulted for that.[/quote]

And again my question is how many people were held up at gunpoint by the bank to take these loans out. I shall remind people there are plenty of people in that didn’t take out liar loans or get into over their heads.

I don’t have a problem with the statements “banks went out of hand”…But some of these folks that got into trouble talk as if they were completely not at fault…No one ever wants to admit when they screwed up.

[Coronita]

[quote=Arraya]No sarcasm at all. All these people are confused about the depravity of the banking syndicate and projecting their culpability onto the victims. We’re all culpable for not speaking up.

This is very much like an abusive family dynamic when a child speaks up about being abused then is scapegoated.

They are scapegoating you because it easier than fixing the system.

You were tricked by doing what normal humans do, which is trust authority and peers. You should not be faulted for that.[/quote]

And again my question is how many people were held up at gunpoint by the bank to take these loans out. I shall remind people there are plenty of people in that didn’t take out liar loans or get into over their heads.

I don’t have a problem with the statements “banks went out of hand”…But some of these folks that got into trouble talk as if they were completely not at fault…No one ever wants to admit when they screwed up.

[Coronita]

[quote=Arraya]No sarcasm at all. All these people are confused about the depravity of the banking syndicate and projecting their culpability onto the victims. We’re all culpable for not speaking up.

This is very much like an abusive family dynamic when a child speaks up about being abused then is scapegoated.

They are scapegoating you because it easier than fixing the system.

You were tricked by doing what normal humans do, which is trust authority and peers. You should not be faulted for that.[/quote]

And again my question is how many people were held up at gunpoint by the bank to take these loans out. I shall remind people there are plenty of people in that didn’t take out liar loans or get into over their heads.

I don’t have a problem with the statements “banks went out of hand”…But some of these folks that got into trouble talk as if they were completely not at fault…No one ever wants to admit when they screwed up.

[SellingMyHome]

Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.

[SellingMyHome]

Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.

[SellingMyHome]

Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.

[SellingMyHome]

Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.

[SellingMyHome]

Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.

[Coronita]

[quote=SellingMyHome]Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.[/quote]

And like I said, where is the “needs” in all of this. IE. Do you really “need” a 20 year old pool to be fixed? I’m just pointing out you sound awefully silly to be saying

a) you didn’t mismanage/misestimate your finances
b) try to distinguish yourself from “everyone else” who is short/walking away, thinking you really are different from everyone else in over their heads
c) asking a board whether it’s morale thing/ethics things because you really are different than everyone else because you aren’t type (a) or (b) people.

(a) and (b) aren’t true, so don’t bother spinning it another way….So jumping to (c)… Just do it and be done with it. The fact that you are contemplating this and need reassurance to do this from complete strangers tells me you’re have some morale dilema. If you’re doubting yourself over now, why even consider it? Just do what you want and be done with it…Or walk and let the bank take it back…Yeah you get a credit blemish. Big whoppdeedoo..So many people are going to have that, it’s not gonna be an issue. Grab a beer, enjoy that Charger’s game, and then pull the trigger. It’s as simple as 1,2,3. Who cares what other people think. Not like you’re going to be the type of person that goes talk to a complete stranger “hey, I just walked from my home” and be damn proud of it. So I don’t understand what the big issue is.

[Coronita]

[quote=SellingMyHome]Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.[/quote]

And like I said, where is the “needs” in all of this. IE. Do you really “need” a 20 year old pool to be fixed? I’m just pointing out you sound awefully silly to be saying

a) you didn’t mismanage/misestimate your finances
b) try to distinguish yourself from “everyone else” who is short/walking away, thinking you really are different from everyone else in over their heads
c) asking a board whether it’s morale thing/ethics things because you really are different than everyone else because you aren’t type (a) or (b) people.

(a) and (b) aren’t true, so don’t bother spinning it another way….So jumping to (c)… Just do it and be done with it. The fact that you are contemplating this and need reassurance to do this from complete strangers tells me you’re have some morale dilema. If you’re doubting yourself over now, why even consider it? Just do what you want and be done with it…Or walk and let the bank take it back…Yeah you get a credit blemish. Big whoppdeedoo..So many people are going to have that, it’s not gonna be an issue. Grab a beer, enjoy that Charger’s game, and then pull the trigger. It’s as simple as 1,2,3. Who cares what other people think. Not like you’re going to be the type of person that goes talk to a complete stranger “hey, I just walked from my home” and be damn proud of it. So I don’t understand what the big issue is.

[Coronita]

[quote=SellingMyHome]Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.[/quote]

And like I said, where is the “needs” in all of this. IE. Do you really “need” a 20 year old pool to be fixed? I’m just pointing out you sound awefully silly to be saying

a) you didn’t mismanage/misestimate your finances
b) try to distinguish yourself from “everyone else” who is short/walking away, thinking you really are different from everyone else in over their heads
c) asking a board whether it’s morale thing/ethics things because you really are different than everyone else because you aren’t type (a) or (b) people.

(a) and (b) aren’t true, so don’t bother spinning it another way….So jumping to (c)… Just do it and be done with it. The fact that you are contemplating this and need reassurance to do this from complete strangers tells me you’re have some morale dilema. If you’re doubting yourself over now, why even consider it? Just do what you want and be done with it…Or walk and let the bank take it back…Yeah you get a credit blemish. Big whoppdeedoo..So many people are going to have that, it’s not gonna be an issue. Grab a beer, enjoy that Charger’s game, and then pull the trigger. It’s as simple as 1,2,3. Who cares what other people think. Not like you’re going to be the type of person that goes talk to a complete stranger “hey, I just walked from my home” and be damn proud of it. So I don’t understand what the big issue is.

[Coronita]

[quote=SellingMyHome]Don’t try to say you aren’t picking on me or anyone, you certainly did. Nice try to not attempt to sound like a jerk, but you basically called me a liar. You don’t know me, even though I’ve been fairly open here.

I replaced a worn fence (on my own), re-fiberglassed my 20+ year old pool (not on my own), and bought enough paint for the outside to repaint often.[/quote]

And like I said, where is the “needs” in all of this. IE. Do you really “need” a 20 year old pool to be fixed? I’m just pointing out you sound awefully silly to be saying

a) you didn’t mismanage/misestimate your finances
b) try to distinguish yourself from “everyone else” who is short/walking away, thinking you really are different from everyone else in over their heads
c) asking a board whether it’s morale thing/ethics things because you really are different than everyone else because you aren’t type (a) or (b) people.

(a) and (b) aren’t true, so don’t bother spinning it another way….So jumping to (c)… Just do it and be done with it. The fact that you are contemplating this and need reassurance to do this from complete strangers tells me you’re have some morale dilema. If you’re doubting yourself over now, why even consider it? Just do what you want and be done with it…Or walk and let the bank take it back…Yeah you get a credit blemish. Big whoppdeedoo..So many people are going to have that, it’s not gonna be an issue. Grab a beer, enjoy that Charger’s game, and then pull the trigger. It’s as simple as 1,2,3. Who cares what other people think. Not like you’re going to be the type of person that goes talk to a complete stranger “hey, I just walked from my home” and be damn proud of it. So I don’t understand what the big issue is.

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