OT – Budget/Personal Finance book

[nostradamus]

TG’s plan sounds great. I might try it! I have so many auto-pay things set up though… the only checks I write are to the IRS (really!).

[DWCAP]

I like TG’s plan, I used it alot in college and it helped alot. The problem is it wont work for everyone. Roommate came home with a purchase for the back yard yesterday. I have no idea why, we are really rarely home anyways. But as he said, “I just couldnt help myself.”
Spending money sometimes is used to fill other holes in peoples lives. You can’t cure alcholism without treating the underlying causes that drive people to drink, and you cant solve bad financial planning without treating those causes either. My point is to be careful that you dont get dragged into helping solve marriage or emotional problems that are the underlying reason for overspending.

[DWCAP]

I like TG’s plan, I used it alot in college and it helped alot. The problem is it wont work for everyone. Roommate came home with a purchase for the back yard yesterday. I have no idea why, we are really rarely home anyways. But as he said, “I just couldnt help myself.”
Spending money sometimes is used to fill other holes in peoples lives. You can’t cure alcholism without treating the underlying causes that drive people to drink, and you cant solve bad financial planning without treating those causes either. My point is to be careful that you dont get dragged into helping solve marriage or emotional problems that are the underlying reason for overspending.

[DWCAP]

I like TG’s plan, I used it alot in college and it helped alot. The problem is it wont work for everyone. Roommate came home with a purchase for the back yard yesterday. I have no idea why, we are really rarely home anyways. But as he said, “I just couldnt help myself.”
Spending money sometimes is used to fill other holes in peoples lives. You can’t cure alcholism without treating the underlying causes that drive people to drink, and you cant solve bad financial planning without treating those causes either. My point is to be careful that you dont get dragged into helping solve marriage or emotional problems that are the underlying reason for overspending.

[DWCAP]

I like TG’s plan, I used it alot in college and it helped alot. The problem is it wont work for everyone. Roommate came home with a purchase for the back yard yesterday. I have no idea why, we are really rarely home anyways. But as he said, “I just couldnt help myself.”
Spending money sometimes is used to fill other holes in peoples lives. You can’t cure alcholism without treating the underlying causes that drive people to drink, and you cant solve bad financial planning without treating those causes either. My point is to be careful that you dont get dragged into helping solve marriage or emotional problems that are the underlying reason for overspending.

[DWCAP]

I like TG’s plan, I used it alot in college and it helped alot. The problem is it wont work for everyone. Roommate came home with a purchase for the back yard yesterday. I have no idea why, we are really rarely home anyways. But as he said, “I just couldnt help myself.”
Spending money sometimes is used to fill other holes in peoples lives. You can’t cure alcholism without treating the underlying causes that drive people to drink, and you cant solve bad financial planning without treating those causes either. My point is to be careful that you dont get dragged into helping solve marriage or emotional problems that are the underlying reason for overspending.

[seattle-relo]

I like TG’s plan too. It gives you a real visual for how much money you have (or don’t have). We did something like that when my first child was born when we went from 2 incomes to 1.It was really helpful. I’m not sure that my friend would buy into it though, I think she would think it’s too much work…but it would probably be a great exercise for her because she just doesn’t have a clue that she overspends until she sees that her cc have a huge balance at the end of the month.

DWCAP – I think you hit the nail on the head regarding spending to fill emotional issues – I am sure that’s what this is about for this family. I have tried to encourage her (gently) to look at why she feels she “needs” all these status items, the problem is I am a therapist so with friends I have to be very careful not to get to “psychotherapyish” with them or it will just get messy. So when she keeps complaining to me and wanting my help, I figured if I just gave her a book on budgeting I’ve “helped” her while still maintaining boundaries.

[seattle-relo]

I like TG’s plan too. It gives you a real visual for how much money you have (or don’t have). We did something like that when my first child was born when we went from 2 incomes to 1.It was really helpful. I’m not sure that my friend would buy into it though, I think she would think it’s too much work…but it would probably be a great exercise for her because she just doesn’t have a clue that she overspends until she sees that her cc have a huge balance at the end of the month.

DWCAP – I think you hit the nail on the head regarding spending to fill emotional issues – I am sure that’s what this is about for this family. I have tried to encourage her (gently) to look at why she feels she “needs” all these status items, the problem is I am a therapist so with friends I have to be very careful not to get to “psychotherapyish” with them or it will just get messy. So when she keeps complaining to me and wanting my help, I figured if I just gave her a book on budgeting I’ve “helped” her while still maintaining boundaries.

[seattle-relo]

I like TG’s plan too. It gives you a real visual for how much money you have (or don’t have). We did something like that when my first child was born when we went from 2 incomes to 1.It was really helpful. I’m not sure that my friend would buy into it though, I think she would think it’s too much work…but it would probably be a great exercise for her because she just doesn’t have a clue that she overspends until she sees that her cc have a huge balance at the end of the month.

DWCAP – I think you hit the nail on the head regarding spending to fill emotional issues – I am sure that’s what this is about for this family. I have tried to encourage her (gently) to look at why she feels she “needs” all these status items, the problem is I am a therapist so with friends I have to be very careful not to get to “psychotherapyish” with them or it will just get messy. So when she keeps complaining to me and wanting my help, I figured if I just gave her a book on budgeting I’ve “helped” her while still maintaining boundaries.

[seattle-relo]

I like TG’s plan too. It gives you a real visual for how much money you have (or don’t have). We did something like that when my first child was born when we went from 2 incomes to 1.It was really helpful. I’m not sure that my friend would buy into it though, I think she would think it’s too much work…but it would probably be a great exercise for her because she just doesn’t have a clue that she overspends until she sees that her cc have a huge balance at the end of the month.

DWCAP – I think you hit the nail on the head regarding spending to fill emotional issues – I am sure that’s what this is about for this family. I have tried to encourage her (gently) to look at why she feels she “needs” all these status items, the problem is I am a therapist so with friends I have to be very careful not to get to “psychotherapyish” with them or it will just get messy. So when she keeps complaining to me and wanting my help, I figured if I just gave her a book on budgeting I’ve “helped” her while still maintaining boundaries.

[seattle-relo]

I like TG’s plan too. It gives you a real visual for how much money you have (or don’t have). We did something like that when my first child was born when we went from 2 incomes to 1.It was really helpful. I’m not sure that my friend would buy into it though, I think she would think it’s too much work…but it would probably be a great exercise for her because she just doesn’t have a clue that she overspends until she sees that her cc have a huge balance at the end of the month.

DWCAP – I think you hit the nail on the head regarding spending to fill emotional issues – I am sure that’s what this is about for this family. I have tried to encourage her (gently) to look at why she feels she “needs” all these status items, the problem is I am a therapist so with friends I have to be very careful not to get to “psychotherapyish” with them or it will just get messy. So when she keeps complaining to me and wanting my help, I figured if I just gave her a book on budgeting I’ve “helped” her while still maintaining boundaries.

[DWCAP]

On the other hand her complaining may be her way of reaching out and a book about finances will be a slap in the face. Some people can’t ask for help if they were drowning, but they would grab the life preserver if it was randomly thrown their way. Maybe in some round about way offer the services of a trusted collegue. It is always easier to open up to someone you trust, problem is if that someone is a friend, it could ruin the friendship. Just a thought.

[DWCAP]

On the other hand her complaining may be her way of reaching out and a book about finances will be a slap in the face. Some people can’t ask for help if they were drowning, but they would grab the life preserver if it was randomly thrown their way. Maybe in some round about way offer the services of a trusted collegue. It is always easier to open up to someone you trust, problem is if that someone is a friend, it could ruin the friendship. Just a thought.

[DWCAP]

On the other hand her complaining may be her way of reaching out and a book about finances will be a slap in the face. Some people can’t ask for help if they were drowning, but they would grab the life preserver if it was randomly thrown their way. Maybe in some round about way offer the services of a trusted collegue. It is always easier to open up to someone you trust, problem is if that someone is a friend, it could ruin the friendship. Just a thought.

[DWCAP]

On the other hand her complaining may be her way of reaching out and a book about finances will be a slap in the face. Some people can’t ask for help if they were drowning, but they would grab the life preserver if it was randomly thrown their way. Maybe in some round about way offer the services of a trusted collegue. It is always easier to open up to someone you trust, problem is if that someone is a friend, it could ruin the friendship. Just a thought.

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