OT: bank of america 1098 problems

[all]

I used to not like the class action concept and the people who pursue that kind of lawsuit, but I had an epiphany. A friend of mine owns an older shopping mall that he never retrofit to be in compliance with ADA. He got sued. He settled quickly and the terms included bringing the property to code. It looks like a great way to enforce laws without setting up whole new bureaucracy and not knowing what to do with it once the law is obsolete.

[mike92104]

[quote=6packscaredy][quote=mike92104]You’re mad because you didn’t keep any copies, and expected BofA to do it for you. Then, when you waited until the last minute to file your taxes, you’re pissed because BofA (who no longer services your loan) doesn’t have your info in a handy online version.

Your fault, your problem. Move on.[/quote]

you’d agree it would be unreasonable for b of a to come to my house and take back my hardcopy statements after the account is closed, right?

why is it more reasonable for them to take back my online statements fater the refi; after all that’s hwo they agreed by contract to provide them. and they saved a LOT of money by doing it that way, over many customers.

seems especially super unreasonable to do so while tax returns are still being filed.

so not my fault.

their fault.

they want to save money, or clean up theri computers, or what?. and then save even more money by deleting my account.

bullshit.

they must pay!!!!! how is that making america worse, to transfer money from bank of america to some class action lawyers?

the only reason it makes america worse is because b of a gets bailed out by taxpayers, but if it were just b of a’s money, seems liek it would make america to financially damage a bad bank.[/quote]

Still your fault. You are no longer a customer. Why should they maintain your online account? They are providing the statements, but not the way you want. You’re pissed because you waited until the last minute to file, and the info wasn’t in a place convenient enough for your satisfaction. That’s all.

My mortgage info was on BofA’s site. Want to know why? Because i am STILL a customer.

[scaredyclassic]

im still a customer. i ahve credit card accts that are up there.

and they have a duty to provide the 1098 form regardless of one’s customer status.

just because you refinance and are no longer a customer doesn’t meant hey don’t have to provide the 1098. correct/

and they agreed to provide it electronically. correct?

and nowhere in our agreement did they say they would remove the account in the event of a refinance 9you just need to take my word ont hat one).

let’s not blame the victim here. i am a victim of a large, uncaring bank!

btw, got the statement int he mail yesterday…

[scaredyclassic]

i can see this is going to be a tough sell to jurors like the mike type. mike type jurors dont like to see themselves as victims. they forge their own destinies, theya re selfreliant, they don’t like people who aren’t prepared. this type of juror might not hold the banks eet to the fire ebcause i had the opportunity, though eprhaps not the obligation or duty, but at least the opportunity, to print out the 1098.

would it change your opinion if the opportunity i had to print it out was vanishingly small?

say it was only online for 20 minutes before my account refinanced and the bank took it off.

would you be willing to say then that the bank was in the wrong.

if so, why?

after all, your pointim no longer a customerequally applies.

does it have to do with how we perceive ourselves psychologically?

clearly, i could have double checked, verified that the bankw as keeping up its end of the bargain. id din’t think to do so. ia ssumed they’d abide by the agreement.

i relied on them.

detrimental reliancethat is relying on someone to your detrimentcan sometimes result in laibility. under certain circumstances.

does it have to do for mike with how long an opportunity i had to print it out?

or does that not mattereven if it were only up for a millisecondbecause im not a customer after the refi?

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