Home › Forums › Financial Markets/Economics › Need advise…Allianz variable annuities
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October 22, 2009 at 9:23 PM #473345October 22, 2009 at 9:47 PM #472513
Allan from Fallbrook
Participant[quote=chupee][quote=DriveByLurker][quote=chupee, an undercover Dale Canegie instructor]Hi there Truly sad how many morons their are on this ite. after 23 years in the fincancial industry im still amazd at the stupidity i see everyday. First off NO ONE HAS EVER LOST A PENNY IN AN INDEXED ANNUITY OR A FIXED .. FACT That did not violate the terms of the contract . so for all you know it all show me a statement where anybody lost a penny in the last year or in 2000 or in any year abd I buy you dinner anywhere in the country.(…)[/quote]
Umm, not to get all fact based on you, but didn’t folks who held long term insurance contracts written by Executive Life Insurance (California) take a HUGE haircut in the 1989 when the company invested heavily in junk bonds?
.[/quote]
State insurance funds, which depend on premiums paid by individual insurers, will be called on to make up any shortfalls in policyholder payments by Executive Life’s new buyer.
Forgive me I just get tired of know it alls trying to sell Variable annuities which are a reue nightmare to seniors .. and in the same breath i am exhasted from brokers which i was one for many mnay years still pushin mutual funds and other equity postions .. Let me know when the REal get toether is in person and we can all lay down our statements .. Thats what stops the bullshit . i am solution driven NOT product and NOT comission driven. if its loca l to la I would love to meet some of you guys otherwise its just poinyess to talk about symantics when we all know that the brightest of the bunch GOT KILLED in the last 18 months My accounts are STILL a t the highs end of story .. sorry if this pisses you guys off[/quote]
Chupee: In a prior life, I was in corporate finance and accounting for Willis, a broker I’m sure you’ve heard of, if you’re truly in the insurance game.
My point is this: As a finance professional, my communications skills, both written and verbal, were the keys to my success.
How on earth are you representing yourself as any sort of professional with those absolutely abysmal writing skills? Your little missives are chock full of misspellings, grammatical and punctuation errors and yet you’re holding forth on “know it alls”.
I would imagine that there are a dozen plus banking, insurance and finance professionals on this board that would bury you in terms of knowledge, experience and portfolio management.
I can’t believe that any of the significant players in the annuity market didn’t nuke you out of hand for your marked inability to compose even a single coherent and well written sentence.
October 22, 2009 at 9:47 PM #472693Participant[quote=chupee][quote=DriveByLurker][quote=chupee, an undercover Dale Canegie instructor]Hi there Truly sad how many morons their are on this ite. after 23 years in the fincancial industry im still amazd at the stupidity i see everyday. First off NO ONE HAS EVER LOST A PENNY IN AN INDEXED ANNUITY OR A FIXED .. FACT That did not violate the terms of the contract . so for all you know it all show me a statement where anybody lost a penny in the last year or in 2000 or in any year abd I buy you dinner anywhere in the country.(…)[/quote]
Umm, not to get all fact based on you, but didn’t folks who held long term insurance contracts written by Executive Life Insurance (California) take a HUGE haircut in the 1989 when the company invested heavily in junk bonds?
.[/quote]
State insurance funds, which depend on premiums paid by individual insurers, will be called on to make up any shortfalls in policyholder payments by Executive Life’s new buyer.
Forgive me I just get tired of know it alls trying to sell Variable annuities which are a reue nightmare to seniors .. and in the same breath i am exhasted from brokers which i was one for many mnay years still pushin mutual funds and other equity postions .. Let me know when the REal get toether is in person and we can all lay down our statements .. Thats what stops the bullshit . i am solution driven NOT product and NOT comission driven. if its loca l to la I would love to meet some of you guys otherwise its just poinyess to talk about symantics when we all know that the brightest of the bunch GOT KILLED in the last 18 months My accounts are STILL a t the highs end of story .. sorry if this pisses you guys off[/quote]
Chupee: In a prior life, I was in corporate finance and accounting for Willis, a broker I’m sure you’ve heard of, if you’re truly in the insurance game.
My point is this: As a finance professional, my communications skills, both written and verbal, were the keys to my success.
How on earth are you representing yourself as any sort of professional with those absolutely abysmal writing skills? Your little missives are chock full of misspellings, grammatical and punctuation errors and yet you’re holding forth on “know it alls”.
I would imagine that there are a dozen plus banking, insurance and finance professionals on this board that would bury you in terms of knowledge, experience and portfolio management.
I can’t believe that any of the significant players in the annuity market didn’t nuke you out of hand for your marked inability to compose even a single coherent and well written sentence.
October 22, 2009 at 9:47 PM #473048Participant[quote=chupee][quote=DriveByLurker][quote=chupee, an undercover Dale Canegie instructor]Hi there Truly sad how many morons their are on this ite. after 23 years in the fincancial industry im still amazd at the stupidity i see everyday. First off NO ONE HAS EVER LOST A PENNY IN AN INDEXED ANNUITY OR A FIXED .. FACT That did not violate the terms of the contract . so for all you know it all show me a statement where anybody lost a penny in the last year or in 2000 or in any year abd I buy you dinner anywhere in the country.(…)[/quote]
Umm, not to get all fact based on you, but didn’t folks who held long term insurance contracts written by Executive Life Insurance (California) take a HUGE haircut in the 1989 when the company invested heavily in junk bonds?
.[/quote]
State insurance funds, which depend on premiums paid by individual insurers, will be called on to make up any shortfalls in policyholder payments by Executive Life’s new buyer.
Forgive me I just get tired of know it alls trying to sell Variable annuities which are a reue nightmare to seniors .. and in the same breath i am exhasted from brokers which i was one for many mnay years still pushin mutual funds and other equity postions .. Let me know when the REal get toether is in person and we can all lay down our statements .. Thats what stops the bullshit . i am solution driven NOT product and NOT comission driven. if its loca l to la I would love to meet some of you guys otherwise its just poinyess to talk about symantics when we all know that the brightest of the bunch GOT KILLED in the last 18 months My accounts are STILL a t the highs end of story .. sorry if this pisses you guys off[/quote]
Chupee: In a prior life, I was in corporate finance and accounting for Willis, a broker I’m sure you’ve heard of, if you’re truly in the insurance game.
My point is this: As a finance professional, my communications skills, both written and verbal, were the keys to my success.
How on earth are you representing yourself as any sort of professional with those absolutely abysmal writing skills? Your little missives are chock full of misspellings, grammatical and punctuation errors and yet you’re holding forth on “know it alls”.
I would imagine that there are a dozen plus banking, insurance and finance professionals on this board that would bury you in terms of knowledge, experience and portfolio management.
I can’t believe that any of the significant players in the annuity market didn’t nuke you out of hand for your marked inability to compose even a single coherent and well written sentence.
October 22, 2009 at 9:47 PM #473126Participant[quote=chupee][quote=DriveByLurker][quote=chupee, an undercover Dale Canegie instructor]Hi there Truly sad how many morons their are on this ite. after 23 years in the fincancial industry im still amazd at the stupidity i see everyday. First off NO ONE HAS EVER LOST A PENNY IN AN INDEXED ANNUITY OR A FIXED .. FACT That did not violate the terms of the contract . so for all you know it all show me a statement where anybody lost a penny in the last year or in 2000 or in any year abd I buy you dinner anywhere in the country.(…)[/quote]
Umm, not to get all fact based on you, but didn’t folks who held long term insurance contracts written by Executive Life Insurance (California) take a HUGE haircut in the 1989 when the company invested heavily in junk bonds?
.[/quote]
State insurance funds, which depend on premiums paid by individual insurers, will be called on to make up any shortfalls in policyholder payments by Executive Life’s new buyer.
Forgive me I just get tired of know it alls trying to sell Variable annuities which are a reue nightmare to seniors .. and in the same breath i am exhasted from brokers which i was one for many mnay years still pushin mutual funds and other equity postions .. Let me know when the REal get toether is in person and we can all lay down our statements .. Thats what stops the bullshit . i am solution driven NOT product and NOT comission driven. if its loca l to la I would love to meet some of you guys otherwise its just poinyess to talk about symantics when we all know that the brightest of the bunch GOT KILLED in the last 18 months My accounts are STILL a t the highs end of story .. sorry if this pisses you guys off[/quote]
Chupee: In a prior life, I was in corporate finance and accounting for Willis, a broker I’m sure you’ve heard of, if you’re truly in the insurance game.
My point is this: As a finance professional, my communications skills, both written and verbal, were the keys to my success.
How on earth are you representing yourself as any sort of professional with those absolutely abysmal writing skills? Your little missives are chock full of misspellings, grammatical and punctuation errors and yet you’re holding forth on “know it alls”.
I would imagine that there are a dozen plus banking, insurance and finance professionals on this board that would bury you in terms of knowledge, experience and portfolio management.
I can’t believe that any of the significant players in the annuity market didn’t nuke you out of hand for your marked inability to compose even a single coherent and well written sentence.
October 22, 2009 at 9:47 PM #473350Participant[quote=chupee][quote=DriveByLurker][quote=chupee, an undercover Dale Canegie instructor]Hi there Truly sad how many morons their are on this ite. after 23 years in the fincancial industry im still amazd at the stupidity i see everyday. First off NO ONE HAS EVER LOST A PENNY IN AN INDEXED ANNUITY OR A FIXED .. FACT That did not violate the terms of the contract . so for all you know it all show me a statement where anybody lost a penny in the last year or in 2000 or in any year abd I buy you dinner anywhere in the country.(…)[/quote]
Umm, not to get all fact based on you, but didn’t folks who held long term insurance contracts written by Executive Life Insurance (California) take a HUGE haircut in the 1989 when the company invested heavily in junk bonds?
.[/quote]
State insurance funds, which depend on premiums paid by individual insurers, will be called on to make up any shortfalls in policyholder payments by Executive Life’s new buyer.
Forgive me I just get tired of know it alls trying to sell Variable annuities which are a reue nightmare to seniors .. and in the same breath i am exhasted from brokers which i was one for many mnay years still pushin mutual funds and other equity postions .. Let me know when the REal get toether is in person and we can all lay down our statements .. Thats what stops the bullshit . i am solution driven NOT product and NOT comission driven. if its loca l to la I would love to meet some of you guys otherwise its just poinyess to talk about symantics when we all know that the brightest of the bunch GOT KILLED in the last 18 months My accounts are STILL a t the highs end of story .. sorry if this pisses you guys off[/quote]
Chupee: In a prior life, I was in corporate finance and accounting for Willis, a broker I’m sure you’ve heard of, if you’re truly in the insurance game.
My point is this: As a finance professional, my communications skills, both written and verbal, were the keys to my success.
How on earth are you representing yourself as any sort of professional with those absolutely abysmal writing skills? Your little missives are chock full of misspellings, grammatical and punctuation errors and yet you’re holding forth on “know it alls”.
I would imagine that there are a dozen plus banking, insurance and finance professionals on this board that would bury you in terms of knowledge, experience and portfolio management.
I can’t believe that any of the significant players in the annuity market didn’t nuke you out of hand for your marked inability to compose even a single coherent and well written sentence.
October 23, 2009 at 5:39 AM #472578chupee
ParticipantYes my friend my typing skills are horrific that why i have a sec and actually im a much better pianist then a typist actually an award winning composr but thats a diff thread , While Im sure there are many on here with more experience then my 23 years there are very few who beat my PERORMANCE if they are emploring any of the strategies i see spoken of here. i spent 20 years at the larget new York firms and worked with the largest money manager in the country thru the 90’s and into 2001 and BOTTOM LINE they all got killed while charging their 1-2 % fee. THe truth has started to leak into the press as we see with the Wharton Proof of indexed Annuities beating most classes . Ed Slott Waren Buffet are all NOW stating fixd annuities as well as Indexed annuities have a valid place in a retirement portfolio. so until i can see a guaranteeed startegy that will not allow my clients to be subjected to the LOSSES im sure youre clients have had to stomach grammer and sentence structure are really of little interest to me
October 23, 2009 at 5:39 AM #472759ParticipantYes my friend my typing skills are horrific that why i have a sec and actually im a much better pianist then a typist actually an award winning composr but thats a diff thread , While Im sure there are many on here with more experience then my 23 years there are very few who beat my PERORMANCE if they are emploring any of the strategies i see spoken of here. i spent 20 years at the larget new York firms and worked with the largest money manager in the country thru the 90’s and into 2001 and BOTTOM LINE they all got killed while charging their 1-2 % fee. THe truth has started to leak into the press as we see with the Wharton Proof of indexed Annuities beating most classes . Ed Slott Waren Buffet are all NOW stating fixd annuities as well as Indexed annuities have a valid place in a retirement portfolio. so until i can see a guaranteeed startegy that will not allow my clients to be subjected to the LOSSES im sure youre clients have had to stomach grammer and sentence structure are really of little interest to me
October 23, 2009 at 5:39 AM #473112ParticipantYes my friend my typing skills are horrific that why i have a sec and actually im a much better pianist then a typist actually an award winning composr but thats a diff thread , While Im sure there are many on here with more experience then my 23 years there are very few who beat my PERORMANCE if they are emploring any of the strategies i see spoken of here. i spent 20 years at the larget new York firms and worked with the largest money manager in the country thru the 90’s and into 2001 and BOTTOM LINE they all got killed while charging their 1-2 % fee. THe truth has started to leak into the press as we see with the Wharton Proof of indexed Annuities beating most classes . Ed Slott Waren Buffet are all NOW stating fixd annuities as well as Indexed annuities have a valid place in a retirement portfolio. so until i can see a guaranteeed startegy that will not allow my clients to be subjected to the LOSSES im sure youre clients have had to stomach grammer and sentence structure are really of little interest to me
October 23, 2009 at 5:39 AM #473189ParticipantYes my friend my typing skills are horrific that why i have a sec and actually im a much better pianist then a typist actually an award winning composr but thats a diff thread , While Im sure there are many on here with more experience then my 23 years there are very few who beat my PERORMANCE if they are emploring any of the strategies i see spoken of here. i spent 20 years at the larget new York firms and worked with the largest money manager in the country thru the 90’s and into 2001 and BOTTOM LINE they all got killed while charging their 1-2 % fee. THe truth has started to leak into the press as we see with the Wharton Proof of indexed Annuities beating most classes . Ed Slott Waren Buffet are all NOW stating fixd annuities as well as Indexed annuities have a valid place in a retirement portfolio. so until i can see a guaranteeed startegy that will not allow my clients to be subjected to the LOSSES im sure youre clients have had to stomach grammer and sentence structure are really of little interest to me
October 23, 2009 at 5:39 AM #473415ParticipantYes my friend my typing skills are horrific that why i have a sec and actually im a much better pianist then a typist actually an award winning composr but thats a diff thread , While Im sure there are many on here with more experience then my 23 years there are very few who beat my PERORMANCE if they are emploring any of the strategies i see spoken of here. i spent 20 years at the larget new York firms and worked with the largest money manager in the country thru the 90’s and into 2001 and BOTTOM LINE they all got killed while charging their 1-2 % fee. THe truth has started to leak into the press as we see with the Wharton Proof of indexed Annuities beating most classes . Ed Slott Waren Buffet are all NOW stating fixd annuities as well as Indexed annuities have a valid place in a retirement portfolio. so until i can see a guaranteeed startegy that will not allow my clients to be subjected to the LOSSES im sure youre clients have had to stomach grammer and sentence structure are really of little interest to me
October 23, 2009 at 7:37 AM #472588scaredyclassic
Participantall bets are off
October 23, 2009 at 7:37 AM #472767Participantall bets are off
October 23, 2009 at 7:37 AM #473122Participantall bets are off
October 23, 2009 at 7:37 AM #473199Participantall bets are off
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