NCTimes Article – Murrietta family loses home

[UCGal]

[quote=eavesdropper]
But I digress. I really question whether she did, indeed, get her realtor’s license. Based on her mySpace page, and on her rambling manifesto, I find it very difficult to believe that she did pass the test.
[/quote]

She got it. But isn’t using it.

http://www2.dre.ca.gov/PublicASP/pplinfo.asp?License_id=01845325

(You can get info about anyone who’s licensed by the state – contractors, realtors, architects, doctors, nurses, etc.)

[temeculaguy]

[quote=Allan from Fallbrook][quote=temeculaguy]Allan, that is not an indication of a societal breakdown, it’s just proof of the commonly held notion that HORSE WOMEN ARE CRAZY. Be careful to limit your daughter’s exposure to the horse, I’m not sure if it is a chemical in the fur or the equipment, nor do I know how long or what level of exposure is safe, my research is still ongoing.[/quote]

TG: You tell me this now?!? This info would have been extremely helpful BEFORE![/quote]

Actually I have mentioned it before

http://piggington.com/going_broke_on_300kyear#comment-128833

That is just one example, there were others, it’s one of my ealier theories. BTW, I read the thread that I linked, the first 4 pages are really good, would probably make it into a piggington top 50 list.

[temeculaguy]

[quote=Allan from Fallbrook][quote=temeculaguy]Allan, that is not an indication of a societal breakdown, it’s just proof of the commonly held notion that HORSE WOMEN ARE CRAZY. Be careful to limit your daughter’s exposure to the horse, I’m not sure if it is a chemical in the fur or the equipment, nor do I know how long or what level of exposure is safe, my research is still ongoing.[/quote]

TG: You tell me this now?!? This info would have been extremely helpful BEFORE![/quote]

Actually I have mentioned it before

http://piggington.com/going_broke_on_300kyear#comment-128833

That is just one example, there were others, it’s one of my ealier theories. BTW, I read the thread that I linked, the first 4 pages are really good, would probably make it into a piggington top 50 list.

[temeculaguy]

[quote=Allan from Fallbrook][quote=temeculaguy]Allan, that is not an indication of a societal breakdown, it’s just proof of the commonly held notion that HORSE WOMEN ARE CRAZY. Be careful to limit your daughter’s exposure to the horse, I’m not sure if it is a chemical in the fur or the equipment, nor do I know how long or what level of exposure is safe, my research is still ongoing.[/quote]

TG: You tell me this now?!? This info would have been extremely helpful BEFORE![/quote]

Actually I have mentioned it before

http://piggington.com/going_broke_on_300kyear#comment-128833

That is just one example, there were others, it’s one of my ealier theories. BTW, I read the thread that I linked, the first 4 pages are really good, would probably make it into a piggington top 50 list.

[temeculaguy]

[quote=Allan from Fallbrook][quote=temeculaguy]Allan, that is not an indication of a societal breakdown, it’s just proof of the commonly held notion that HORSE WOMEN ARE CRAZY. Be careful to limit your daughter’s exposure to the horse, I’m not sure if it is a chemical in the fur or the equipment, nor do I know how long or what level of exposure is safe, my research is still ongoing.[/quote]

TG: You tell me this now?!? This info would have been extremely helpful BEFORE![/quote]

Actually I have mentioned it before

http://piggington.com/going_broke_on_300kyear#comment-128833

That is just one example, there were others, it’s one of my ealier theories. BTW, I read the thread that I linked, the first 4 pages are really good, would probably make it into a piggington top 50 list.

[temeculaguy]

[quote=Allan from Fallbrook][quote=temeculaguy]Allan, that is not an indication of a societal breakdown, it’s just proof of the commonly held notion that HORSE WOMEN ARE CRAZY. Be careful to limit your daughter’s exposure to the horse, I’m not sure if it is a chemical in the fur or the equipment, nor do I know how long or what level of exposure is safe, my research is still ongoing.[/quote]

TG: You tell me this now?!? This info would have been extremely helpful BEFORE![/quote]

Actually I have mentioned it before

http://piggington.com/going_broke_on_300kyear#comment-128833

That is just one example, there were others, it’s one of my ealier theories. BTW, I read the thread that I linked, the first 4 pages are really good, would probably make it into a piggington top 50 list.

[eavesdropper]

[quote=UCGal][quote=eavesdropper]
But I digress. I really question whether she did, indeed, get her realtor’s license. Based on her mySpace page, and on her rambling manifesto, I find it very difficult to believe that she did pass the test.
[/quote]

She got it. But isn’t using it.

http://www2.dre.ca.gov/PublicASP/pplinfo.asp?License_id=01845325

(You can get info about anyone who’s licensed by the state – contractors, realtors, architects, doctors, nurses, etc.)[/quote]

Thanks, UCGal. I am assuming that there are no essay questions on the test. I’m not saying that she wouldn’t be able to answer them. I’m just wondering who’d be able to score them.

[eavesdropper]

[quote=UCGal][quote=eavesdropper]
But I digress. I really question whether she did, indeed, get her realtor’s license. Based on her mySpace page, and on her rambling manifesto, I find it very difficult to believe that she did pass the test.
[/quote]

She got it. But isn’t using it.

http://www2.dre.ca.gov/PublicASP/pplinfo.asp?License_id=01845325

(You can get info about anyone who’s licensed by the state – contractors, realtors, architects, doctors, nurses, etc.)[/quote]

Thanks, UCGal. I am assuming that there are no essay questions on the test. I’m not saying that she wouldn’t be able to answer them. I’m just wondering who’d be able to score them.

[eavesdropper]

[quote=UCGal][quote=eavesdropper]
But I digress. I really question whether she did, indeed, get her realtor’s license. Based on her mySpace page, and on her rambling manifesto, I find it very difficult to believe that she did pass the test.
[/quote]

She got it. But isn’t using it.

http://www2.dre.ca.gov/PublicASP/pplinfo.asp?License_id=01845325

(You can get info about anyone who’s licensed by the state – contractors, realtors, architects, doctors, nurses, etc.)[/quote]

Thanks, UCGal. I am assuming that there are no essay questions on the test. I’m not saying that she wouldn’t be able to answer them. I’m just wondering who’d be able to score them.

[eavesdropper]

[quote=UCGal][quote=eavesdropper]
But I digress. I really question whether she did, indeed, get her realtor’s license. Based on her mySpace page, and on her rambling manifesto, I find it very difficult to believe that she did pass the test.
[/quote]

She got it. But isn’t using it.

http://www2.dre.ca.gov/PublicASP/pplinfo.asp?License_id=01845325

(You can get info about anyone who’s licensed by the state – contractors, realtors, architects, doctors, nurses, etc.)[/quote]

Thanks, UCGal. I am assuming that there are no essay questions on the test. I’m not saying that she wouldn’t be able to answer them. I’m just wondering who’d be able to score them.

[eavesdropper]

[quote=UCGal][quote=eavesdropper]
But I digress. I really question whether she did, indeed, get her realtor’s license. Based on her mySpace page, and on her rambling manifesto, I find it very difficult to believe that she did pass the test.
[/quote]

She got it. But isn’t using it.

http://www2.dre.ca.gov/PublicASP/pplinfo.asp?License_id=01845325

(You can get info about anyone who’s licensed by the state – contractors, realtors, architects, doctors, nurses, etc.)[/quote]

Thanks, UCGal. I am assuming that there are no essay questions on the test. I’m not saying that she wouldn’t be able to answer them. I’m just wondering who’d be able to score them.

[cabal]

Wow, what a train wreck. Under these extreme circumstances, they should take advantage of their presumed non-resource loan and give the Sherry Lane house back to the bank as his income is probably insufficient and unreliable. Second, immediately engage in the inevitable, protracted process of securing a rental home since their credit is heavily damaged. In parallel, negotiate with the bank to rent back the Sherry Lane house at a greatly reduced rate. Third, jointly make a damn budget and provision for savings, both personal and college.

I agree the apparent facts make this couple look incredibly foolish. There is no plausible explanation for buying the Sherry Lane (other than greed/stupidity) while they waited for the La Cresta to be completed. Why didn’t they just rent? Building the 1.5M La Cresta home on 180K peak income is an incredible gamble, but not uncommon during peak bubble years. Back in 2007 when homes peaked, many thought home prices would simply level off, or perhaps drop 10% tops (Piggs being the exception).

With every tragic story, there are always hidden facts or a sequence of unplanned events that lead to the eventual outcome. Who knows what is involved in the other half of this story. Under extreme stress some folks are able to focus and execute, while others simply freeze up with analysis paralysis. Here’s a hypothetical question. Let say in 2007, they decided to back out of construction, but have already consumed a portion of the construction loan. Is this even possible and what losses and liabilities are involved ?

[cabal]

Wow, what a train wreck. Under these extreme circumstances, they should take advantage of their presumed non-resource loan and give the Sherry Lane house back to the bank as his income is probably insufficient and unreliable. Second, immediately engage in the inevitable, protracted process of securing a rental home since their credit is heavily damaged. In parallel, negotiate with the bank to rent back the Sherry Lane house at a greatly reduced rate. Third, jointly make a damn budget and provision for savings, both personal and college.

I agree the apparent facts make this couple look incredibly foolish. There is no plausible explanation for buying the Sherry Lane (other than greed/stupidity) while they waited for the La Cresta to be completed. Why didn’t they just rent? Building the 1.5M La Cresta home on 180K peak income is an incredible gamble, but not uncommon during peak bubble years. Back in 2007 when homes peaked, many thought home prices would simply level off, or perhaps drop 10% tops (Piggs being the exception).

With every tragic story, there are always hidden facts or a sequence of unplanned events that lead to the eventual outcome. Who knows what is involved in the other half of this story. Under extreme stress some folks are able to focus and execute, while others simply freeze up with analysis paralysis. Here’s a hypothetical question. Let say in 2007, they decided to back out of construction, but have already consumed a portion of the construction loan. Is this even possible and what losses and liabilities are involved ?

[cabal]

Wow, what a train wreck. Under these extreme circumstances, they should take advantage of their presumed non-resource loan and give the Sherry Lane house back to the bank as his income is probably insufficient and unreliable. Second, immediately engage in the inevitable, protracted process of securing a rental home since their credit is heavily damaged. In parallel, negotiate with the bank to rent back the Sherry Lane house at a greatly reduced rate. Third, jointly make a damn budget and provision for savings, both personal and college.

I agree the apparent facts make this couple look incredibly foolish. There is no plausible explanation for buying the Sherry Lane (other than greed/stupidity) while they waited for the La Cresta to be completed. Why didn’t they just rent? Building the 1.5M La Cresta home on 180K peak income is an incredible gamble, but not uncommon during peak bubble years. Back in 2007 when homes peaked, many thought home prices would simply level off, or perhaps drop 10% tops (Piggs being the exception).

With every tragic story, there are always hidden facts or a sequence of unplanned events that lead to the eventual outcome. Who knows what is involved in the other half of this story. Under extreme stress some folks are able to focus and execute, while others simply freeze up with analysis paralysis. Here’s a hypothetical question. Let say in 2007, they decided to back out of construction, but have already consumed a portion of the construction loan. Is this even possible and what losses and liabilities are involved ?

[cabal]

Wow, what a train wreck. Under these extreme circumstances, they should take advantage of their presumed non-resource loan and give the Sherry Lane house back to the bank as his income is probably insufficient and unreliable. Second, immediately engage in the inevitable, protracted process of securing a rental home since their credit is heavily damaged. In parallel, negotiate with the bank to rent back the Sherry Lane house at a greatly reduced rate. Third, jointly make a damn budget and provision for savings, both personal and college.

I agree the apparent facts make this couple look incredibly foolish. There is no plausible explanation for buying the Sherry Lane (other than greed/stupidity) while they waited for the La Cresta to be completed. Why didn’t they just rent? Building the 1.5M La Cresta home on 180K peak income is an incredible gamble, but not uncommon during peak bubble years. Back in 2007 when homes peaked, many thought home prices would simply level off, or perhaps drop 10% tops (Piggs being the exception).

With every tragic story, there are always hidden facts or a sequence of unplanned events that lead to the eventual outcome. Who knows what is involved in the other half of this story. Under extreme stress some folks are able to focus and execute, while others simply freeze up with analysis paralysis. Here’s a hypothetical question. Let say in 2007, they decided to back out of construction, but have already consumed a portion of the construction loan. Is this even possible and what losses and liabilities are involved ?

[Author]

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