Hi There,
For San Diego is mortgage information publicly available? Can you see if a person paid cash or if they financed, how much of the purchase price is financed?
If so, where would I find such information.
Go down to county records and you can find out any recorded document on any parcel. In the case of what you want, find out when they closed escrow and see if there are any mortgage liens on the home. If there is, then that indicates a mortgage is on the home. If there is not, then odds are strong that the home was bought for cash. Pretty much any note where the home is the security for the note, will be recorded.
sddt.com has a ‘home sales’ database. You can search their database in many ways ie. address, buyer name etc. Each home sale shows a ‘mortgage amount.’ However, I think the mortgage amount is the original mortgage amount at the time of purchase. It is not updated for refi’s.
If you see a “trust deed” between the buyer and a financial institution, at around the same time as the purchase – that’s your mortgage.
You can get a copy of the document mailed to you – but that costs money.
I believe you can see the document if you go in person to the recorders office… but I haven’t done that. But you’d have to pay for a hard copy if you wanted a print out.
I never found any way to get the mortgage information free but I bought several while we were house hunting a few years ago and it had all the mortgage information including refinances.
I’d go with the 5 reports for $15 option so only around $3 @.
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