irrational fear?; spouse wants house…

[SD Realtor]

Just remember TG, you need to have a good defense (or maybe even an average defense) to win right?

[ralphfurley]

[quote=temeculaguy]point out specific errors or flaws in the data, dont make “dirt people” comments…[/quote]
In all fairness, I did see some Temeculans driving single file to hide their numbers. “Baarraorrrrr!!!”

Thanks for the replies TG. Mucho appreciated.

[ralphfurley]

[quote=temeculaguy]point out specific errors or flaws in the data, dont make “dirt people” comments…[/quote]
In all fairness, I did see some Temeculans driving single file to hide their numbers. “Baarraorrrrr!!!”

Thanks for the replies TG. Mucho appreciated.

[ralphfurley]

[quote=temeculaguy]point out specific errors or flaws in the data, dont make “dirt people” comments…[/quote]
In all fairness, I did see some Temeculans driving single file to hide their numbers. “Baarraorrrrr!!!”

Thanks for the replies TG. Mucho appreciated.

[ralphfurley]

[quote=temeculaguy]point out specific errors or flaws in the data, dont make “dirt people” comments…[/quote]
In all fairness, I did see some Temeculans driving single file to hide their numbers. “Baarraorrrrr!!!”

Thanks for the replies TG. Mucho appreciated.

[ralphfurley]

[quote=temeculaguy]point out specific errors or flaws in the data, dont make “dirt people” comments…[/quote]
In all fairness, I did see some Temeculans driving single file to hide their numbers. “Baarraorrrrr!!!”

Thanks for the replies TG. Mucho appreciated.

[bake]

scaredycat, the fundamentals suggest there is still some downside in the san diego market, but if you are sure you want to live there for 10-20 years, and you find a home you really love, go ahead and buy it if your monthly payment on the purchase would be close to what you could rent it for, for example: purchase price 400k, loan amount 400k @ 7%, payment is 2646 plus 480 tax and insur for a total of 3126. say you can write off 30% for a net payment of 2188; if this home would rent for that much, i would say it will be a good investment.

i’m a lender, i understand there are only a couple of 100% financing programs out there right now, and i understand closing, carrying and selling costs, this is just a general idea of determining wether or not to buy; if you can buy for what it would cost to rent and you are going to be there for a long time, you’ll probably be ok…

[bake]

scaredycat, the fundamentals suggest there is still some downside in the san diego market, but if you are sure you want to live there for 10-20 years, and you find a home you really love, go ahead and buy it if your monthly payment on the purchase would be close to what you could rent it for, for example: purchase price 400k, loan amount 400k @ 7%, payment is 2646 plus 480 tax and insur for a total of 3126. say you can write off 30% for a net payment of 2188; if this home would rent for that much, i would say it will be a good investment.

i’m a lender, i understand there are only a couple of 100% financing programs out there right now, and i understand closing, carrying and selling costs, this is just a general idea of determining wether or not to buy; if you can buy for what it would cost to rent and you are going to be there for a long time, you’ll probably be ok…

[bake]

scaredycat, the fundamentals suggest there is still some downside in the san diego market, but if you are sure you want to live there for 10-20 years, and you find a home you really love, go ahead and buy it if your monthly payment on the purchase would be close to what you could rent it for, for example: purchase price 400k, loan amount 400k @ 7%, payment is 2646 plus 480 tax and insur for a total of 3126. say you can write off 30% for a net payment of 2188; if this home would rent for that much, i would say it will be a good investment.

i’m a lender, i understand there are only a couple of 100% financing programs out there right now, and i understand closing, carrying and selling costs, this is just a general idea of determining wether or not to buy; if you can buy for what it would cost to rent and you are going to be there for a long time, you’ll probably be ok…

[bake]

scaredycat, the fundamentals suggest there is still some downside in the san diego market, but if you are sure you want to live there for 10-20 years, and you find a home you really love, go ahead and buy it if your monthly payment on the purchase would be close to what you could rent it for, for example: purchase price 400k, loan amount 400k @ 7%, payment is 2646 plus 480 tax and insur for a total of 3126. say you can write off 30% for a net payment of 2188; if this home would rent for that much, i would say it will be a good investment.

i’m a lender, i understand there are only a couple of 100% financing programs out there right now, and i understand closing, carrying and selling costs, this is just a general idea of determining wether or not to buy; if you can buy for what it would cost to rent and you are going to be there for a long time, you’ll probably be ok…

[bake]

scaredycat, the fundamentals suggest there is still some downside in the san diego market, but if you are sure you want to live there for 10-20 years, and you find a home you really love, go ahead and buy it if your monthly payment on the purchase would be close to what you could rent it for, for example: purchase price 400k, loan amount 400k @ 7%, payment is 2646 plus 480 tax and insur for a total of 3126. say you can write off 30% for a net payment of 2188; if this home would rent for that much, i would say it will be a good investment.

i’m a lender, i understand there are only a couple of 100% financing programs out there right now, and i understand closing, carrying and selling costs, this is just a general idea of determining wether or not to buy; if you can buy for what it would cost to rent and you are going to be there for a long time, you’ll probably be ok…

[scaredyclassic]

i hate “probably be ok” after 10-20 years! that woudl suck. 10-20 years should be almosta sure thing…but it isn’t. that’s what makes me think it has to fall to where 10-20 years is virtually a sure thing. if wages fall, unemployment spikes, why should rents stay the same? they should be falling, esp. if “investors” are snatching up rental properties and increasing demand. “i’s really difficult to predict things, especially the future”. The future itself is so hazy to me. I cannot have any sense of what it might look like economically, socially…nothing i’m reading inspires me to buy. somehow I have the feeling that this inert house is going to suck the money, energy and life out of me. I guess what i wan treally is the bottom of the market, even though i won’t admit it. i want a screaming deal. I don’t think that time is now. I think these are acceptable deals.

[scaredyclassic]

i hate “probably be ok” after 10-20 years! that woudl suck. 10-20 years should be almosta sure thing…but it isn’t. that’s what makes me think it has to fall to where 10-20 years is virtually a sure thing. if wages fall, unemployment spikes, why should rents stay the same? they should be falling, esp. if “investors” are snatching up rental properties and increasing demand. “i’s really difficult to predict things, especially the future”. The future itself is so hazy to me. I cannot have any sense of what it might look like economically, socially…nothing i’m reading inspires me to buy. somehow I have the feeling that this inert house is going to suck the money, energy and life out of me. I guess what i wan treally is the bottom of the market, even though i won’t admit it. i want a screaming deal. I don’t think that time is now. I think these are acceptable deals.

[scaredyclassic]

i hate “probably be ok” after 10-20 years! that woudl suck. 10-20 years should be almosta sure thing…but it isn’t. that’s what makes me think it has to fall to where 10-20 years is virtually a sure thing. if wages fall, unemployment spikes, why should rents stay the same? they should be falling, esp. if “investors” are snatching up rental properties and increasing demand. “i’s really difficult to predict things, especially the future”. The future itself is so hazy to me. I cannot have any sense of what it might look like economically, socially…nothing i’m reading inspires me to buy. somehow I have the feeling that this inert house is going to suck the money, energy and life out of me. I guess what i wan treally is the bottom of the market, even though i won’t admit it. i want a screaming deal. I don’t think that time is now. I think these are acceptable deals.

[scaredyclassic]

i hate “probably be ok” after 10-20 years! that woudl suck. 10-20 years should be almosta sure thing…but it isn’t. that’s what makes me think it has to fall to where 10-20 years is virtually a sure thing. if wages fall, unemployment spikes, why should rents stay the same? they should be falling, esp. if “investors” are snatching up rental properties and increasing demand. “i’s really difficult to predict things, especially the future”. The future itself is so hazy to me. I cannot have any sense of what it might look like economically, socially…nothing i’m reading inspires me to buy. somehow I have the feeling that this inert house is going to suck the money, energy and life out of me. I guess what i wan treally is the bottom of the market, even though i won’t admit it. i want a screaming deal. I don’t think that time is now. I think these are acceptable deals.

[Author]

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