House crams healthcare bill down the countries throat.

[ucodegen]

I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.

I do, that is why I was setting aside money every paycheck when I was working. I did not participate in the company plan. The money that would have gone into the plan went into the investments. I just wish I could have taken it pre-tax. When I was laid off, it was no big deal.. I had all that money to cover any illnesses, plus additional funds to cover being unemployed.

If you get laid off, you get screwed over by insurance.. it is not as ‘guaranteed’ as people are led to believe.

[ucodegen]

Since 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.

And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.

[ucodegen]

Since 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.

And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.

[ucodegen]

Since 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.

And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.

[ucodegen]

Since 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.

And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.

[ucodegen]

Since 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.

And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.

[patb]

[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.

Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.

This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.

I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]

COBRA is very expensive, the people who want COBRA
are the ones with health issues.

Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costs

[patb]

[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.

Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.

This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.

I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]

COBRA is very expensive, the people who want COBRA
are the ones with health issues.

Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costs

[patb]

[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.

Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.

This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.

I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]

COBRA is very expensive, the people who want COBRA
are the ones with health issues.

Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costs

[patb]

[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.

Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.

This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.

I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]

COBRA is very expensive, the people who want COBRA
are the ones with health issues.

Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costs

[patb]

[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.

Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.

This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.

I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]

COBRA is very expensive, the people who want COBRA
are the ones with health issues.

Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costs

[NeetaT]

I never thought much about the health care issue until I overheard some of the ridiculous proposals set forth by our inept leadership. Punishing achievement by adding a surcharge to incomes above $500k, what? Making insurance companies take on pre-existing conditions, what? OK, you have a brain tumor, let’s see, pay me a premium of $200.00 a month and I will cover your $100k operation, we love losing money. Adding an extra tax on medical device makers, what? Forget it, let’s not make that life saving scanner, it will cost us too much in taxes. Forcing people to buy health insurance, what? Maybe I’m self insured. The litany of ludicrous proposals seems to have no end. Yes indeed, KILL THE BILL!!!!!

[NeetaT]

I never thought much about the health care issue until I overheard some of the ridiculous proposals set forth by our inept leadership. Punishing achievement by adding a surcharge to incomes above $500k, what? Making insurance companies take on pre-existing conditions, what? OK, you have a brain tumor, let’s see, pay me a premium of $200.00 a month and I will cover your $100k operation, we love losing money. Adding an extra tax on medical device makers, what? Forget it, let’s not make that life saving scanner, it will cost us too much in taxes. Forcing people to buy health insurance, what? Maybe I’m self insured. The litany of ludicrous proposals seems to have no end. Yes indeed, KILL THE BILL!!!!!

[NeetaT]

I never thought much about the health care issue until I overheard some of the ridiculous proposals set forth by our inept leadership. Punishing achievement by adding a surcharge to incomes above $500k, what? Making insurance companies take on pre-existing conditions, what? OK, you have a brain tumor, let’s see, pay me a premium of $200.00 a month and I will cover your $100k operation, we love losing money. Adding an extra tax on medical device makers, what? Forget it, let’s not make that life saving scanner, it will cost us too much in taxes. Forcing people to buy health insurance, what? Maybe I’m self insured. The litany of ludicrous proposals seems to have no end. Yes indeed, KILL THE BILL!!!!!

[NeetaT]

I never thought much about the health care issue until I overheard some of the ridiculous proposals set forth by our inept leadership. Punishing achievement by adding a surcharge to incomes above $500k, what? Making insurance companies take on pre-existing conditions, what? OK, you have a brain tumor, let’s see, pay me a premium of $200.00 a month and I will cover your $100k operation, we love losing money. Adding an extra tax on medical device makers, what? Forget it, let’s not make that life saving scanner, it will cost us too much in taxes. Forcing people to buy health insurance, what? Maybe I’m self insured. The litany of ludicrous proposals seems to have no end. Yes indeed, KILL THE BILL!!!!!

[Author]

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