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November 10, 2009 at 6:34 PM #481069November 10, 2009 at 6:38 PM #480245
ucodegen
ParticipantSince 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.
And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.
November 10, 2009 at 6:38 PM #480412ucodegen
ParticipantSince 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.
And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.
November 10, 2009 at 6:38 PM #480773ucodegen
ParticipantSince 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.
And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.
November 10, 2009 at 6:38 PM #480853ucodegen
ParticipantSince 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.
And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.
November 10, 2009 at 6:38 PM #481074ucodegen
ParticipantSince 1974, Hawaii has required all employers to provide relatively generous health care benefits to any employee who works 20 hours a week or more. If health care legislation passes in Congress, the rest of the country may barely catch up.
And Hawaii has almost no high paying businesses other than the military base. It also has a disproportionate number of people living at or below the poverty line. No businesses want to locate there because of all the mandated social costs. My S.O. lived in Hawaii.. she is paid much better on the mainland than she was in Hawaii and she mentioned that jobs are much more plentiful here. Many Hawaiians are relocating to the mainland because of the jobs situation in Hawaii.
November 10, 2009 at 6:53 PM #480273patb
Participant[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.
Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.
This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.
I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]
COBRA is very expensive, the people who want COBRA
are the ones with health issues.Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costsNovember 10, 2009 at 6:53 PM #480438patb
Participant[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.
Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.
This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.
I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]
COBRA is very expensive, the people who want COBRA
are the ones with health issues.Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costsNovember 10, 2009 at 6:53 PM #480800patb
Participant[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.
Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.
This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.
I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]
COBRA is very expensive, the people who want COBRA
are the ones with health issues.Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costsNovember 10, 2009 at 6:53 PM #480880patb
Participant[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.
Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.
This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.
I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]
COBRA is very expensive, the people who want COBRA
are the ones with health issues.Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costsNovember 10, 2009 at 6:53 PM #481100patb
Participant[quote=ltokuda]I used to be unsure about the public option until I found out what happened to my co-worker. We both have decent jobs with “good” health insurance coverage. I’ve always assumed that if I got sick, my insurance company would take care of me.
Well, unfortunately, my co-worker did get sick and was forced to take a leave of absence. He signed up for COBRA but the sickness & treatments dragged on for over a year. After that, his eligibility for COBRA ran out so his only option now is to buy insurance on the open market with his pre-existing sickness. There’s no way he can afford to buy insurance anymore.
This was a real revelation to me. I’ve talked about this with my friends and they were all shocked to hear it. Everyone thought they were covered. It never occured to them that they were only allowed to be sick for a year or so.
I’m guessing that most people with insurance have absolutely no idea how vulnerable they really are. I understand it and still have a hard time getting my head around it. It just boggles the mind.[/quote]
COBRA is very expensive, the people who want COBRA
are the ones with health issues.Fundamentally insurance companies are middle men
far cheaper to pay hospitals to set up
facilities and charge just the marginal costsNovember 10, 2009 at 6:56 PM #480284NeetaT
ParticipantI never thought much about the health care issue until I overheard some of the ridiculous proposals set forth by our inept leadership. Punishing achievement by adding a surcharge to incomes above $500k, what? Making insurance companies take on pre-existing conditions, what? OK, you have a brain tumor, let’s see, pay me a premium of $200.00 a month and I will cover your $100k operation, we love losing money. Adding an extra tax on medical device makers, what? Forget it, let’s not make that life saving scanner, it will cost us too much in taxes. Forcing people to buy health insurance, what? Maybe I’m self insured. The litany of ludicrous proposals seems to have no end. Yes indeed, KILL THE BILL!!!!!
November 10, 2009 at 6:56 PM #480450NeetaT
ParticipantI never thought much about the health care issue until I overheard some of the ridiculous proposals set forth by our inept leadership. Punishing achievement by adding a surcharge to incomes above $500k, what? Making insurance companies take on pre-existing conditions, what? OK, you have a brain tumor, let’s see, pay me a premium of $200.00 a month and I will cover your $100k operation, we love losing money. Adding an extra tax on medical device makers, what? Forget it, let’s not make that life saving scanner, it will cost us too much in taxes. Forcing people to buy health insurance, what? Maybe I’m self insured. The litany of ludicrous proposals seems to have no end. Yes indeed, KILL THE BILL!!!!!
November 10, 2009 at 6:56 PM #480813NeetaT
ParticipantI never thought much about the health care issue until I overheard some of the ridiculous proposals set forth by our inept leadership. Punishing achievement by adding a surcharge to incomes above $500k, what? Making insurance companies take on pre-existing conditions, what? OK, you have a brain tumor, let’s see, pay me a premium of $200.00 a month and I will cover your $100k operation, we love losing money. Adding an extra tax on medical device makers, what? Forget it, let’s not make that life saving scanner, it will cost us too much in taxes. Forcing people to buy health insurance, what? Maybe I’m self insured. The litany of ludicrous proposals seems to have no end. Yes indeed, KILL THE BILL!!!!!
November 10, 2009 at 6:56 PM #480892NeetaT
ParticipantI never thought much about the health care issue until I overheard some of the ridiculous proposals set forth by our inept leadership. Punishing achievement by adding a surcharge to incomes above $500k, what? Making insurance companies take on pre-existing conditions, what? OK, you have a brain tumor, let’s see, pay me a premium of $200.00 a month and I will cover your $100k operation, we love losing money. Adding an extra tax on medical device makers, what? Forget it, let’s not make that life saving scanner, it will cost us too much in taxes. Forcing people to buy health insurance, what? Maybe I’m self insured. The litany of ludicrous proposals seems to have no end. Yes indeed, KILL THE BILL!!!!!
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