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October 27, 2007 at 11:36 AM #92483October 27, 2007 at 2:53 PM #92482
Anonymous
GuestRaybyrnes, thank you for the links. I’m going to look into that. But, is there a housing commision for Murrieta or Temecula? I’d like to stay in this area. If I got on the waiting list for those homes on the San Diego Housing Commision, I’d have to move to San Diego. But, I’d be getting into something that’s very much below market from what I read…Could I resell that for a profit if I did not want to live in San Diego?
I didn’t mention that the house I’m in is next to some horrible neighbors. The lady takes in foster kids. What the owner did NOT mention to me when I signed the lease was that one of this lady’s teenage foster kids sexually assaulted a nine-year-old-girl who lived on this street. This is a culdesac and all the original neighbors had moved out before I moved in and it was a brand new community (this was told to me by the one original neighbor on the cul-de-sac who I trust). I’m serious.
These neighbors have been a thorn in my side since I moved in. Not really something I can’t put up with, just a slow, burning irritation. They are nasty. They have loads of people in their large two story house (mine is a small one story). When their garage is half-way open and it is often, you can see nasty couches and things, greasy garage floor. Sometimes, the boys/men of the family will be hanging out in front of said garage late at night, smoking cigarettes. They look just like thugs. Baggy pants, the whole bit. Not long after I moved in, the 12 year old kid with challenges (goes to a special school) came in and stole my sons’ playstation. I went next door to their house and confronted the mother (I knew it was the son). While I was there, the son put the playstation in a plastic bag and left it outside the garage where we found it. I was minutes from calling the police.
That was the only one of two incidents with these people, but when I come home, I don’t feel good seeing them and their dirty garage next to me. She has a grown son that is unemployed and tries to hit on me frequently (asking me out to dinner).
I got in an argument with the lady once and when I told her how NONE of the neighbors want her family here, she said, “I’m not going anywhere”.
This has been over an almost 3 year period and I avoid these people like the plague. More things: They have/had mice in their garage (nasty) that migrated over to my garage and now I’m scared to/don’t go in my garage. Can’t afford an exterminator (should have called the owner, I know). This place is overrun with ants too. I went outside my house and one time, they were coming from the neighbors house in a straight line from her garage to mine. There is always trash over next to her house where she keeps her trash cans. The above argument I had with her was about the trash, because twice they have thrown it over the fence and next to my house. I went over and told her to pick it up and she denied it was their trash. It was.
Well, guess what. Last week, the unemployed grown son’s daughters (one who tries to get a date with me) threw one of their nasty stained blankets over the fence and onto my side of the house. I told them to come pick it up and they did. I did not confront this woman this time, but I resent her and her family and I resent being her neighbor.
The owner of this house knew of this woman’s foster kid raping that little girl. I just know that based on conversations with two original neighbors.
If the above isn’t enough, if I stay I will have to pay $500 dollars above my rent to catch up on for when I didn’t pay rent and I cannot afford that. I will be scraping and struggling. There is a nice community of brand new apts that look like condos in a good area (the school aren’t good, so I would put in a transfer)) that would allow me to save money for a house and get out of this mess. I’m thinking that maybe I should go. Or I could look for a reasonable house to rent as well.
October 27, 2007 at 2:53 PM #92510GuestRaybyrnes, thank you for the links. I’m going to look into that. But, is there a housing commision for Murrieta or Temecula? I’d like to stay in this area. If I got on the waiting list for those homes on the San Diego Housing Commision, I’d have to move to San Diego. But, I’d be getting into something that’s very much below market from what I read…Could I resell that for a profit if I did not want to live in San Diego?
I didn’t mention that the house I’m in is next to some horrible neighbors. The lady takes in foster kids. What the owner did NOT mention to me when I signed the lease was that one of this lady’s teenage foster kids sexually assaulted a nine-year-old-girl who lived on this street. This is a culdesac and all the original neighbors had moved out before I moved in and it was a brand new community (this was told to me by the one original neighbor on the cul-de-sac who I trust). I’m serious.
These neighbors have been a thorn in my side since I moved in. Not really something I can’t put up with, just a slow, burning irritation. They are nasty. They have loads of people in their large two story house (mine is a small one story). When their garage is half-way open and it is often, you can see nasty couches and things, greasy garage floor. Sometimes, the boys/men of the family will be hanging out in front of said garage late at night, smoking cigarettes. They look just like thugs. Baggy pants, the whole bit. Not long after I moved in, the 12 year old kid with challenges (goes to a special school) came in and stole my sons’ playstation. I went next door to their house and confronted the mother (I knew it was the son). While I was there, the son put the playstation in a plastic bag and left it outside the garage where we found it. I was minutes from calling the police.
That was the only one of two incidents with these people, but when I come home, I don’t feel good seeing them and their dirty garage next to me. She has a grown son that is unemployed and tries to hit on me frequently (asking me out to dinner).
I got in an argument with the lady once and when I told her how NONE of the neighbors want her family here, she said, “I’m not going anywhere”.
This has been over an almost 3 year period and I avoid these people like the plague. More things: They have/had mice in their garage (nasty) that migrated over to my garage and now I’m scared to/don’t go in my garage. Can’t afford an exterminator (should have called the owner, I know). This place is overrun with ants too. I went outside my house and one time, they were coming from the neighbors house in a straight line from her garage to mine. There is always trash over next to her house where she keeps her trash cans. The above argument I had with her was about the trash, because twice they have thrown it over the fence and next to my house. I went over and told her to pick it up and she denied it was their trash. It was.
Well, guess what. Last week, the unemployed grown son’s daughters (one who tries to get a date with me) threw one of their nasty stained blankets over the fence and onto my side of the house. I told them to come pick it up and they did. I did not confront this woman this time, but I resent her and her family and I resent being her neighbor.
The owner of this house knew of this woman’s foster kid raping that little girl. I just know that based on conversations with two original neighbors.
If the above isn’t enough, if I stay I will have to pay $500 dollars above my rent to catch up on for when I didn’t pay rent and I cannot afford that. I will be scraping and struggling. There is a nice community of brand new apts that look like condos in a good area (the school aren’t good, so I would put in a transfer)) that would allow me to save money for a house and get out of this mess. I’m thinking that maybe I should go. Or I could look for a reasonable house to rent as well.
October 27, 2007 at 2:53 PM #92522GuestRaybyrnes, thank you for the links. I’m going to look into that. But, is there a housing commision for Murrieta or Temecula? I’d like to stay in this area. If I got on the waiting list for those homes on the San Diego Housing Commision, I’d have to move to San Diego. But, I’d be getting into something that’s very much below market from what I read…Could I resell that for a profit if I did not want to live in San Diego?
I didn’t mention that the house I’m in is next to some horrible neighbors. The lady takes in foster kids. What the owner did NOT mention to me when I signed the lease was that one of this lady’s teenage foster kids sexually assaulted a nine-year-old-girl who lived on this street. This is a culdesac and all the original neighbors had moved out before I moved in and it was a brand new community (this was told to me by the one original neighbor on the cul-de-sac who I trust). I’m serious.
These neighbors have been a thorn in my side since I moved in. Not really something I can’t put up with, just a slow, burning irritation. They are nasty. They have loads of people in their large two story house (mine is a small one story). When their garage is half-way open and it is often, you can see nasty couches and things, greasy garage floor. Sometimes, the boys/men of the family will be hanging out in front of said garage late at night, smoking cigarettes. They look just like thugs. Baggy pants, the whole bit. Not long after I moved in, the 12 year old kid with challenges (goes to a special school) came in and stole my sons’ playstation. I went next door to their house and confronted the mother (I knew it was the son). While I was there, the son put the playstation in a plastic bag and left it outside the garage where we found it. I was minutes from calling the police.
That was the only one of two incidents with these people, but when I come home, I don’t feel good seeing them and their dirty garage next to me. She has a grown son that is unemployed and tries to hit on me frequently (asking me out to dinner).
I got in an argument with the lady once and when I told her how NONE of the neighbors want her family here, she said, “I’m not going anywhere”.
This has been over an almost 3 year period and I avoid these people like the plague. More things: They have/had mice in their garage (nasty) that migrated over to my garage and now I’m scared to/don’t go in my garage. Can’t afford an exterminator (should have called the owner, I know). This place is overrun with ants too. I went outside my house and one time, they were coming from the neighbors house in a straight line from her garage to mine. There is always trash over next to her house where she keeps her trash cans. The above argument I had with her was about the trash, because twice they have thrown it over the fence and next to my house. I went over and told her to pick it up and she denied it was their trash. It was.
Well, guess what. Last week, the unemployed grown son’s daughters (one who tries to get a date with me) threw one of their nasty stained blankets over the fence and onto my side of the house. I told them to come pick it up and they did. I did not confront this woman this time, but I resent her and her family and I resent being her neighbor.
The owner of this house knew of this woman’s foster kid raping that little girl. I just know that based on conversations with two original neighbors.
If the above isn’t enough, if I stay I will have to pay $500 dollars above my rent to catch up on for when I didn’t pay rent and I cannot afford that. I will be scraping and struggling. There is a nice community of brand new apts that look like condos in a good area (the school aren’t good, so I would put in a transfer)) that would allow me to save money for a house and get out of this mess. I’m thinking that maybe I should go. Or I could look for a reasonable house to rent as well.
October 27, 2007 at 3:15 PM #92485GuestSoon I will post the deed of trust (gotta find it) where both the owner and wife have signed giving the second mortgage holder (mother) the right to collect their rents under the “assignment of rents”. Still like one of you mentioned on here, I was not privy to or a part of that signing, so that would question if I legally have to send the rent to the second mortgage holder.
The “mortgagee in possession” (second mortgage holder and mother) is trying to get me to agree to and acknowledge the “assignment of rent” and sign on the dotted line. I will NOT do it. She also wants a copy of my rental agreement with what I’m paying for rent. I’m not sure if she knows I’m now on a month-to-month and not in a lease. The sons says do not tell her or send her anything and he now wants a copy of the last documents she sent me which includes some info on “rent skimming”. Should I turn this packet over to him? The owner and his wife and I had all been on friendly terms before this happened as he and his wife are Christian like I am.
All this may be a moot point anyway, because I think I may have to head for the door.
P.S. Raybyrnes, I have already applied for the deferrment on my student loans. Great call.
October 27, 2007 at 3:15 PM #92513GuestSoon I will post the deed of trust (gotta find it) where both the owner and wife have signed giving the second mortgage holder (mother) the right to collect their rents under the “assignment of rents”. Still like one of you mentioned on here, I was not privy to or a part of that signing, so that would question if I legally have to send the rent to the second mortgage holder.
The “mortgagee in possession” (second mortgage holder and mother) is trying to get me to agree to and acknowledge the “assignment of rent” and sign on the dotted line. I will NOT do it. She also wants a copy of my rental agreement with what I’m paying for rent. I’m not sure if she knows I’m now on a month-to-month and not in a lease. The sons says do not tell her or send her anything and he now wants a copy of the last documents she sent me which includes some info on “rent skimming”. Should I turn this packet over to him? The owner and his wife and I had all been on friendly terms before this happened as he and his wife are Christian like I am.
All this may be a moot point anyway, because I think I may have to head for the door.
P.S. Raybyrnes, I have already applied for the deferrment on my student loans. Great call.
October 27, 2007 at 3:15 PM #92525GuestSoon I will post the deed of trust (gotta find it) where both the owner and wife have signed giving the second mortgage holder (mother) the right to collect their rents under the “assignment of rents”. Still like one of you mentioned on here, I was not privy to or a part of that signing, so that would question if I legally have to send the rent to the second mortgage holder.
The “mortgagee in possession” (second mortgage holder and mother) is trying to get me to agree to and acknowledge the “assignment of rent” and sign on the dotted line. I will NOT do it. She also wants a copy of my rental agreement with what I’m paying for rent. I’m not sure if she knows I’m now on a month-to-month and not in a lease. The sons says do not tell her or send her anything and he now wants a copy of the last documents she sent me which includes some info on “rent skimming”. Should I turn this packet over to him? The owner and his wife and I had all been on friendly terms before this happened as he and his wife are Christian like I am.
All this may be a moot point anyway, because I think I may have to head for the door.
P.S. Raybyrnes, I have already applied for the deferrment on my student loans. Great call.
October 27, 2007 at 3:49 PM #92494ucodegen
ParticipantI’m already in the middle of it.
You are if you let yourself be put in the middle.
This woman called me up at 8:00 pm (I kid you not) and proceeded with a sob story of how her and her husband gave the son large amounts of money to purchase the house they live in and funded some other type of real estate investment for them.
This call crosses legal boundaries and can be considered harassment. In addition, if I were the mom, I would be careful of using the term ‘gave’.
They are not on speaking terms. The last I talked with the mother, the son said some things to her that was so horrible, she had to hang up on him.
Irrelevant on not being on speaking terms. This is getting into the middle. Your dealings with either need to be kept at the professional and legal level. They are both trying to draw you in.
The mother filed a notice of default on this property last month. The son says his lawyer will block it. The son is adamant that he’s not going to lose the property. Does anybody on here believe him?
Irrelevant. The NOD does not transfer ownership it is only the first step. Don’t put any weight on promises. For all you know, they are both in it together.
the mother sent me a whole packet on “rent skimming” said it’s exactly what her son is doing. I guess he is.
He hasn’t paid his mortgage in over 6 months.And she waited close to 6 months to do anything? She is an enabler. Your contract is with the son. Don’t get in between them. Once the mother(second lien) forecloses, it will be with the mother. Don’t shortcut. If you start paying the mother, you can be evicted by the son because until the transfer, he is the owner.
I didn’t mention that the house I’m in is next to some horrible neighbors. The lady takes in foster kids. What the owner did NOT mention to me when I signed the lease was that one of this lady’s teenage foster kids sexually assaulted a nine-year-old-girl who lived on this street.
Good enough reason to move.. should have done it sooner. So you want your son to learn from this deviant who is your neighbor?
There is a nice community of brand new apts that look like condos in a good area (the school aren’t good, so I would put in a transfer)) that would allow me to save money for a house and get out of this mess.
Umm.. what are you waiting for? And the schools where you are (with the likes of that deviant), are good?
October 27, 2007 at 3:49 PM #92523ParticipantI’m already in the middle of it.
You are if you let yourself be put in the middle.
This woman called me up at 8:00 pm (I kid you not) and proceeded with a sob story of how her and her husband gave the son large amounts of money to purchase the house they live in and funded some other type of real estate investment for them.
This call crosses legal boundaries and can be considered harassment. In addition, if I were the mom, I would be careful of using the term ‘gave’.
They are not on speaking terms. The last I talked with the mother, the son said some things to her that was so horrible, she had to hang up on him.
Irrelevant on not being on speaking terms. This is getting into the middle. Your dealings with either need to be kept at the professional and legal level. They are both trying to draw you in.
The mother filed a notice of default on this property last month. The son says his lawyer will block it. The son is adamant that he’s not going to lose the property. Does anybody on here believe him?
Irrelevant. The NOD does not transfer ownership it is only the first step. Don’t put any weight on promises. For all you know, they are both in it together.
the mother sent me a whole packet on “rent skimming” said it’s exactly what her son is doing. I guess he is.
He hasn’t paid his mortgage in over 6 months.And she waited close to 6 months to do anything? She is an enabler. Your contract is with the son. Don’t get in between them. Once the mother(second lien) forecloses, it will be with the mother. Don’t shortcut. If you start paying the mother, you can be evicted by the son because until the transfer, he is the owner.
I didn’t mention that the house I’m in is next to some horrible neighbors. The lady takes in foster kids. What the owner did NOT mention to me when I signed the lease was that one of this lady’s teenage foster kids sexually assaulted a nine-year-old-girl who lived on this street.
Good enough reason to move.. should have done it sooner. So you want your son to learn from this deviant who is your neighbor?
There is a nice community of brand new apts that look like condos in a good area (the school aren’t good, so I would put in a transfer)) that would allow me to save money for a house and get out of this mess.
Umm.. what are you waiting for? And the schools where you are (with the likes of that deviant), are good?
October 27, 2007 at 3:49 PM #92534ParticipantI’m already in the middle of it.
You are if you let yourself be put in the middle.
This woman called me up at 8:00 pm (I kid you not) and proceeded with a sob story of how her and her husband gave the son large amounts of money to purchase the house they live in and funded some other type of real estate investment for them.
This call crosses legal boundaries and can be considered harassment. In addition, if I were the mom, I would be careful of using the term ‘gave’.
They are not on speaking terms. The last I talked with the mother, the son said some things to her that was so horrible, she had to hang up on him.
Irrelevant on not being on speaking terms. This is getting into the middle. Your dealings with either need to be kept at the professional and legal level. They are both trying to draw you in.
The mother filed a notice of default on this property last month. The son says his lawyer will block it. The son is adamant that he’s not going to lose the property. Does anybody on here believe him?
Irrelevant. The NOD does not transfer ownership it is only the first step. Don’t put any weight on promises. For all you know, they are both in it together.
the mother sent me a whole packet on “rent skimming” said it’s exactly what her son is doing. I guess he is.
He hasn’t paid his mortgage in over 6 months.And she waited close to 6 months to do anything? She is an enabler. Your contract is with the son. Don’t get in between them. Once the mother(second lien) forecloses, it will be with the mother. Don’t shortcut. If you start paying the mother, you can be evicted by the son because until the transfer, he is the owner.
I didn’t mention that the house I’m in is next to some horrible neighbors. The lady takes in foster kids. What the owner did NOT mention to me when I signed the lease was that one of this lady’s teenage foster kids sexually assaulted a nine-year-old-girl who lived on this street.
Good enough reason to move.. should have done it sooner. So you want your son to learn from this deviant who is your neighbor?
There is a nice community of brand new apts that look like condos in a good area (the school aren’t good, so I would put in a transfer)) that would allow me to save money for a house and get out of this mess.
Umm.. what are you waiting for? And the schools where you are (with the likes of that deviant), are good?
October 27, 2007 at 4:06 PM #92497GuestHere is a portion of the “notice of default and election to see under deed of trust”. It’ s not the document where the owner and is wife signed given the second mortgage holder the right to the assignments of rents, but it’s what I was recently sent by the mother along with the packet on rent skimming:
XXXXXX Corp is the duly appointed Trustee, or duly authorized agent for the Beneficiary, or duly designated Agent for Beneficiary under a Deed of Trust dated 12/13/2006, executed by John. A. Doe and Jane. A. Doe, husband and wife as community property with right of survivorship, as trustor, to secure obligations in favor of Jill C.Nameless, and unmarried woman and John A. Nameless, a single man, as joint tenants, as Beneficiary
Recorded on 12/15/06 as instrument XXXX-XXXXXXX of official records in the Office of the Recorder of Riverside County, California, as more fully described on said Deed of Trust, securing the note(s) for the sum of $37,500,000 that the beneficiarly; that a breach of, and default in, the obligations for which said Deed of Trust is security has occured in that the payment has not been make of: THE SUM OF $20,491.38 HERETOFORE ADVANCED BY THE BENEFICIARY IN PAYMENT OF DELINQUENCIES DUE ON A SENIOR DEED OF TRUST. THE MONTHLY INSTALLMENT WHICH BECAME DUE 08/15/2007 AND ALL SUBSEQUENT INSTALLMENTS, TOGETHER WITH LATE CHARGES, ADVANCES TO SENIOR LIENS, INTEREST INSURANCE, TAXES AND DELINQUENT TAXES AND/OR INSURANCE PREMIUMS TO BE ADVANCED BY THE BENEFICIARY AFTER THE RECORDING OF TEH NOTICE OF DEFAULT. AS A CONDITION OF REINSTATEMENT, ALL SENIOR LIENS, PROPERTY TAXES AND FIRE INSURANCE PREMIUMS MUST NOT BE DELINQUENT AND MUST HAVE A CURRENT PAID STATUS.
That by reason thereof, the present beneficiary under such Deed of Trust, has executed and delivered to said Trustee, a written Declaration and Demand for Sale, and has deposited with said duly appointed Trustee, such Deed of Trust and all documents evidencing the obligations secured thereby, and has declared and does hereby declare all sums secured thereby immediately due and payable and has elected and does hereby elect to cause the trust property to be sold to satisfy the obligations secured thereby.
*******************************************
Ok, some questions people:
1) How can the owner get out of this when he is struggling to pay the mortgage on this place and has already almost lost it with the senior lien holder. So how can he come up with $20,491 dollars??
2) Will mommy bail him out?
3) It appears that the beneficiarys named above want the property sold (right?)If so, won’t my family be out of a house?
The mother called me and told me the poor beneficiary came in (the woman) and started crying on her desk thinking she was going to lose her investment.
Help me further sort this out, please people. I’m hearing from a lot of you that I just need to go!
October 27, 2007 at 4:06 PM #92526GuestHere is a portion of the “notice of default and election to see under deed of trust”. It’ s not the document where the owner and is wife signed given the second mortgage holder the right to the assignments of rents, but it’s what I was recently sent by the mother along with the packet on rent skimming:
XXXXXX Corp is the duly appointed Trustee, or duly authorized agent for the Beneficiary, or duly designated Agent for Beneficiary under a Deed of Trust dated 12/13/2006, executed by John. A. Doe and Jane. A. Doe, husband and wife as community property with right of survivorship, as trustor, to secure obligations in favor of Jill C.Nameless, and unmarried woman and John A. Nameless, a single man, as joint tenants, as Beneficiary
Recorded on 12/15/06 as instrument XXXX-XXXXXXX of official records in the Office of the Recorder of Riverside County, California, as more fully described on said Deed of Trust, securing the note(s) for the sum of $37,500,000 that the beneficiarly; that a breach of, and default in, the obligations for which said Deed of Trust is security has occured in that the payment has not been make of: THE SUM OF $20,491.38 HERETOFORE ADVANCED BY THE BENEFICIARY IN PAYMENT OF DELINQUENCIES DUE ON A SENIOR DEED OF TRUST. THE MONTHLY INSTALLMENT WHICH BECAME DUE 08/15/2007 AND ALL SUBSEQUENT INSTALLMENTS, TOGETHER WITH LATE CHARGES, ADVANCES TO SENIOR LIENS, INTEREST INSURANCE, TAXES AND DELINQUENT TAXES AND/OR INSURANCE PREMIUMS TO BE ADVANCED BY THE BENEFICIARY AFTER THE RECORDING OF TEH NOTICE OF DEFAULT. AS A CONDITION OF REINSTATEMENT, ALL SENIOR LIENS, PROPERTY TAXES AND FIRE INSURANCE PREMIUMS MUST NOT BE DELINQUENT AND MUST HAVE A CURRENT PAID STATUS.
That by reason thereof, the present beneficiary under such Deed of Trust, has executed and delivered to said Trustee, a written Declaration and Demand for Sale, and has deposited with said duly appointed Trustee, such Deed of Trust and all documents evidencing the obligations secured thereby, and has declared and does hereby declare all sums secured thereby immediately due and payable and has elected and does hereby elect to cause the trust property to be sold to satisfy the obligations secured thereby.
*******************************************
Ok, some questions people:
1) How can the owner get out of this when he is struggling to pay the mortgage on this place and has already almost lost it with the senior lien holder. So how can he come up with $20,491 dollars??
2) Will mommy bail him out?
3) It appears that the beneficiarys named above want the property sold (right?)If so, won’t my family be out of a house?
The mother called me and told me the poor beneficiary came in (the woman) and started crying on her desk thinking she was going to lose her investment.
Help me further sort this out, please people. I’m hearing from a lot of you that I just need to go!
October 27, 2007 at 4:06 PM #92537GuestHere is a portion of the “notice of default and election to see under deed of trust”. It’ s not the document where the owner and is wife signed given the second mortgage holder the right to the assignments of rents, but it’s what I was recently sent by the mother along with the packet on rent skimming:
XXXXXX Corp is the duly appointed Trustee, or duly authorized agent for the Beneficiary, or duly designated Agent for Beneficiary under a Deed of Trust dated 12/13/2006, executed by John. A. Doe and Jane. A. Doe, husband and wife as community property with right of survivorship, as trustor, to secure obligations in favor of Jill C.Nameless, and unmarried woman and John A. Nameless, a single man, as joint tenants, as Beneficiary
Recorded on 12/15/06 as instrument XXXX-XXXXXXX of official records in the Office of the Recorder of Riverside County, California, as more fully described on said Deed of Trust, securing the note(s) for the sum of $37,500,000 that the beneficiarly; that a breach of, and default in, the obligations for which said Deed of Trust is security has occured in that the payment has not been make of: THE SUM OF $20,491.38 HERETOFORE ADVANCED BY THE BENEFICIARY IN PAYMENT OF DELINQUENCIES DUE ON A SENIOR DEED OF TRUST. THE MONTHLY INSTALLMENT WHICH BECAME DUE 08/15/2007 AND ALL SUBSEQUENT INSTALLMENTS, TOGETHER WITH LATE CHARGES, ADVANCES TO SENIOR LIENS, INTEREST INSURANCE, TAXES AND DELINQUENT TAXES AND/OR INSURANCE PREMIUMS TO BE ADVANCED BY THE BENEFICIARY AFTER THE RECORDING OF TEH NOTICE OF DEFAULT. AS A CONDITION OF REINSTATEMENT, ALL SENIOR LIENS, PROPERTY TAXES AND FIRE INSURANCE PREMIUMS MUST NOT BE DELINQUENT AND MUST HAVE A CURRENT PAID STATUS.
That by reason thereof, the present beneficiary under such Deed of Trust, has executed and delivered to said Trustee, a written Declaration and Demand for Sale, and has deposited with said duly appointed Trustee, such Deed of Trust and all documents evidencing the obligations secured thereby, and has declared and does hereby declare all sums secured thereby immediately due and payable and has elected and does hereby elect to cause the trust property to be sold to satisfy the obligations secured thereby.
*******************************************
Ok, some questions people:
1) How can the owner get out of this when he is struggling to pay the mortgage on this place and has already almost lost it with the senior lien holder. So how can he come up with $20,491 dollars??
2) Will mommy bail him out?
3) It appears that the beneficiarys named above want the property sold (right?)If so, won’t my family be out of a house?
The mother called me and told me the poor beneficiary came in (the woman) and started crying on her desk thinking she was going to lose her investment.
Help me further sort this out, please people. I’m hearing from a lot of you that I just need to go!
October 27, 2007 at 4:29 PM #92500Guest“Umm.. what are you waiting for? And the schools where you are (with the likes of that deviant), are good?”
uc, you’re right. I was going to move anyway. The schools where I live (Murrieta) are very, very good. The schools where the new condo type apartments are are in the Lake Elsinore school district. NOT good. I can put in a transfer though and may even be able to have them ride the bus because the apartment complex down the street has boundaries within Murrieta school district. If I can get the transfer my kids will be able to walk to the bus stop near the apartment down the street and get on the bus there. I don’t want to move in that apartment because it doesn’t look as good as the new one.
I can either go this route or try and find a another house. The thing is, my kids and I can problably save more in a nice apartment right now because of the reduced utility bills and I won’t have to pay the the increased water bill to water a yard that comes with a house. We have a 3 bedroom now and my kids don’t even use the extra bedroom, they both sleep together in one room by choice (more the little one than the 14 year old). But it works because they are both boys. My goal is to buy a house anyway, renting one will always be temporary.
P.S. actually, if those brand new condos in San Diego are as below market as I think they are and I could get one like that now, I’d move my family to San Diego just to get that value as long as it’s a good area.
October 27, 2007 at 4:29 PM #92529Guest“Umm.. what are you waiting for? And the schools where you are (with the likes of that deviant), are good?”
uc, you’re right. I was going to move anyway. The schools where I live (Murrieta) are very, very good. The schools where the new condo type apartments are are in the Lake Elsinore school district. NOT good. I can put in a transfer though and may even be able to have them ride the bus because the apartment complex down the street has boundaries within Murrieta school district. If I can get the transfer my kids will be able to walk to the bus stop near the apartment down the street and get on the bus there. I don’t want to move in that apartment because it doesn’t look as good as the new one.
I can either go this route or try and find a another house. The thing is, my kids and I can problably save more in a nice apartment right now because of the reduced utility bills and I won’t have to pay the the increased water bill to water a yard that comes with a house. We have a 3 bedroom now and my kids don’t even use the extra bedroom, they both sleep together in one room by choice (more the little one than the 14 year old). But it works because they are both boys. My goal is to buy a house anyway, renting one will always be temporary.
P.S. actually, if those brand new condos in San Diego are as below market as I think they are and I could get one like that now, I’d move my family to San Diego just to get that value as long as it’s a good area.
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