email to an engry wife.

[CA renter]

[quote=flu]I’ll give you another true short story, about one of my friends.

Both of his parents were utterly complete misers. The saved every penny, penny pinched, to the point that they didn’t enjoy any of it. When asked, they use to say, they needed to save like misers, for the future…

Then his mom died…His father remarried someone half his age. Though she wasn’t necessarily a gold-digging spend-like-there’s-no-tomorrow, she obviously needed to be well kept. A year later, his dad died too. Guess were most of that hard earned/saved money went?

Morale of the story. If you pass away, chances are your spouse will remarry. Why should you make it easy for your spouse’s future significant other to enjoy what you should have enjoyed yourself?

Think about it.[/quote]

Excellent post, flu.

BTW, for those who are worried about such things:

“QTIP trust
A marital-deduction trust in which the surviving spouse receives income from the trust’s assets for life but the trust’s principal is left to someone else, usually children. A QTIP trust controls the eventual beneficiaries while at the same time taking advantage of the marital deduction and providing an income for the surviving spouse.”

http://financial-dictionary.thefreedictionary.com/QTIP+trust

[CA renter]

Scaredy,

What you wrote makes total sense to me, and I’ve suggested the same to my DH in moments of total frustration with this housing market (after which I’ve apologized and taken it back, BTW). It’s probably not the best idea when trying to keep a marriage intact and happy.

Like JP said, you’re in Temecula, for goodness sake! Prices there have already fallen by a fairly significant amount. Let me find a house for you guys, if you don’t feel comfortable doing it, or let TG help you. There’s no reason for you to be going through this right now. You can and should buy a house. From what you’ve said, it sounds like you guys make an excellent income and have some money set aside for a down payment. It also sounds like you plan on staying for a long, long time. Time to buy a house, scaredy. Let us know how it goes.

[CA renter]

Scaredy,

What you wrote makes total sense to me, and I’ve suggested the same to my DH in moments of total frustration with this housing market (after which I’ve apologized and taken it back, BTW). It’s probably not the best idea when trying to keep a marriage intact and happy.

Like JP said, you’re in Temecula, for goodness sake! Prices there have already fallen by a fairly significant amount. Let me find a house for you guys, if you don’t feel comfortable doing it, or let TG help you. There’s no reason for you to be going through this right now. You can and should buy a house. From what you’ve said, it sounds like you guys make an excellent income and have some money set aside for a down payment. It also sounds like you plan on staying for a long, long time. Time to buy a house, scaredy. Let us know how it goes.

[CA renter]

Scaredy,

What you wrote makes total sense to me, and I’ve suggested the same to my DH in moments of total frustration with this housing market (after which I’ve apologized and taken it back, BTW). It’s probably not the best idea when trying to keep a marriage intact and happy.

Like JP said, you’re in Temecula, for goodness sake! Prices there have already fallen by a fairly significant amount. Let me find a house for you guys, if you don’t feel comfortable doing it, or let TG help you. There’s no reason for you to be going through this right now. You can and should buy a house. From what you’ve said, it sounds like you guys make an excellent income and have some money set aside for a down payment. It also sounds like you plan on staying for a long, long time. Time to buy a house, scaredy. Let us know how it goes.

[CA renter]

Scaredy,

What you wrote makes total sense to me, and I’ve suggested the same to my DH in moments of total frustration with this housing market (after which I’ve apologized and taken it back, BTW). It’s probably not the best idea when trying to keep a marriage intact and happy.

Like JP said, you’re in Temecula, for goodness sake! Prices there have already fallen by a fairly significant amount. Let me find a house for you guys, if you don’t feel comfortable doing it, or let TG help you. There’s no reason for you to be going through this right now. You can and should buy a house. From what you’ve said, it sounds like you guys make an excellent income and have some money set aside for a down payment. It also sounds like you plan on staying for a long, long time. Time to buy a house, scaredy. Let us know how it goes.

[CA renter]

Scaredy,

What you wrote makes total sense to me, and I’ve suggested the same to my DH in moments of total frustration with this housing market (after which I’ve apologized and taken it back, BTW). It’s probably not the best idea when trying to keep a marriage intact and happy.

Like JP said, you’re in Temecula, for goodness sake! Prices there have already fallen by a fairly significant amount. Let me find a house for you guys, if you don’t feel comfortable doing it, or let TG help you. There’s no reason for you to be going through this right now. You can and should buy a house. From what you’ve said, it sounds like you guys make an excellent income and have some money set aside for a down payment. It also sounds like you plan on staying for a long, long time. Time to buy a house, scaredy. Let us know how it goes.

[joec]

I’ve said it before as many others here, but you don’t have to hit the absolute bottom. In the end, a house is a place to live and unlike a stock or bond, you have to live somewhere. Buying a place and being able to move on with your life and spend all the extra time not spent searching for a home is wonderful!

I’d just worry less about overpaying and focus on things like how long you plan to stay there? What’s the mortgage compared to renting a comparable property? I think after the tax deduction, the numbers probably aren’t as bad as people make it out to be, especially where you’re looking.

It’s probably harder to actually find a place you’d want to live in.

[joec]

I’ve said it before as many others here, but you don’t have to hit the absolute bottom. In the end, a house is a place to live and unlike a stock or bond, you have to live somewhere. Buying a place and being able to move on with your life and spend all the extra time not spent searching for a home is wonderful!

I’d just worry less about overpaying and focus on things like how long you plan to stay there? What’s the mortgage compared to renting a comparable property? I think after the tax deduction, the numbers probably aren’t as bad as people make it out to be, especially where you’re looking.

It’s probably harder to actually find a place you’d want to live in.

[joec]

I’ve said it before as many others here, but you don’t have to hit the absolute bottom. In the end, a house is a place to live and unlike a stock or bond, you have to live somewhere. Buying a place and being able to move on with your life and spend all the extra time not spent searching for a home is wonderful!

I’d just worry less about overpaying and focus on things like how long you plan to stay there? What’s the mortgage compared to renting a comparable property? I think after the tax deduction, the numbers probably aren’t as bad as people make it out to be, especially where you’re looking.

It’s probably harder to actually find a place you’d want to live in.

[joec]

I’ve said it before as many others here, but you don’t have to hit the absolute bottom. In the end, a house is a place to live and unlike a stock or bond, you have to live somewhere. Buying a place and being able to move on with your life and spend all the extra time not spent searching for a home is wonderful!

I’d just worry less about overpaying and focus on things like how long you plan to stay there? What’s the mortgage compared to renting a comparable property? I think after the tax deduction, the numbers probably aren’t as bad as people make it out to be, especially where you’re looking.

It’s probably harder to actually find a place you’d want to live in.

[joec]

I’ve said it before as many others here, but you don’t have to hit the absolute bottom. In the end, a house is a place to live and unlike a stock or bond, you have to live somewhere. Buying a place and being able to move on with your life and spend all the extra time not spent searching for a home is wonderful!

I’d just worry less about overpaying and focus on things like how long you plan to stay there? What’s the mortgage compared to renting a comparable property? I think after the tax deduction, the numbers probably aren’t as bad as people make it out to be, especially where you’re looking.

It’s probably harder to actually find a place you’d want to live in.

[Fletch]

There’s nothing quite like the love of a good woman. Do what you have to do, scaredy.

[Fletch]

There’s nothing quite like the love of a good woman. Do what you have to do, scaredy.

[Fletch]

There’s nothing quite like the love of a good woman. Do what you have to do, scaredy.

[Fletch]

There’s nothing quite like the love of a good woman. Do what you have to do, scaredy.

[Author]

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